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The Somers Group

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Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

When addressed separately, the different pieces of your financial life may only help you realize part of your true financial potential. The goal of The Somers Group is to have nearly every aspect of your financial life work seamlessly together to help you pursue your goals. By leveraging the insights of Merrill and with access to the banking, credit and lending of Bank of America, our team can streamline the process of helping you address virtually any financial need.

We strive to become your financial concierge, helping guide you through each stage of your financial life. It is our belief that the passion of each member of The Somers Group can be felt in every interaction they have with you and in their dedication to help you pursue the things in life that bring you the most joy.

Our Philosophy

The Somers Group serves individuals and families of all ages who have worked hard and sacrificed to accumulate wealth, often without consulting a financial advisor. Our advisors, Joe, Skye, Stephan and Hylton, welcome your questions about the value of a personalized financial approach and how it can help guide you through different stages in your life.

We believe your life and your finances are closely intertwined. As one grows more complex so can the other. The Somers Group believes there is no time like the present to seek our advice and guidance. Our capabilities are expansive and our team can leverage the latest technologies Merrill has to offer to help you follow your financial strategy.

Much like a marriage, we believe that each new relationship can thrive when nurtured and strengthened by open and candid communications. Along with our commitment to personalized attention, The Somers Group believes this approach can help build a more complete relationship with you.

The wealth planning process offered by the Somers Group is designed to help make how you work with us predictable and less stressful. At the core of this process are highly interactive conversations that Skye, Stephan, Hylton and Joe facilitate with you. They begin at the end to help you focus on what’s important in your life. For example, do you want to pursue the flexibility to live the retirement lifestyle you envision? Is one of your objectives to have your children graduate college debt free?Or, perhaps you’re focused on tax-minimization strategies to help make more of your wealth available to assist future generations with their goals?

Our Process

Our dedication to the discovery process may lead to a more personalized discussion with you about:

  • The scope of services The Somers Group can offer
  • How you want us to communicate with you and how often
  • Your need for privacy and transparency
  • How you perceive risk

Before you commit to working with us, it is our objective to help you come close to having a total picture of the breadth, depth and value of what The Somers Group and Merrill can offer you.

Capabilities

The Somers Group offers a broad, holistic approach to wealth management and a suite of services designed to help you manage all of the pieces of your financial life. We can assemble for you the expansive tools, technology and insights of Merrill and also offer access to the banking convenience and lending solutions of Bank of America.

One of our major advantages is being able to provide you with access to a Wealth Management Lending officer from Bank of America, N.A., who can review and help you with your home lending needs. For your customized investment approach, Joe and his team of advisors focus on third-party managers and can draw from their experience, the best thinking of Merrill and the investment insights from the Chief Investment Office for manager selection and ongoing investment due diligence.

For business owners, we can assist with company benefit plans to help attract and retain employees. For clients nearing retirement we offer a range of capabilities, including retirement income planning and wealth transfer solutions from Merrill and access to estate planning services and philanthropic solutions through Bank of America.


Global Wealth & Investment Management (GWIM) is a division of Bank of America Corporation. The Chief Investment Office, which provides investment strategies, due diligence, portfolio construction guidance and wealth management solutions for GWIM clients, is part of the Investment Solutions Group (ISG) of GWIM.

High Touch Communications

Our commitment to communication goes well beyond what your statement says. Open and direct communications help us understand your needs at a deep level. We listen carefully and can help talk you through financial opportunities and challenges that may come your way. During times of volatility, we strive to speak with you just as often and as frankly as when markets are rising. Our client associates, Glenn, Aleasha and Michelle, strive to use as many means as possible to share with you the views of The Somers Group and Merrill, including digital tools that can help illustrate how a diversified portfolio is designed with your sensitivity to risk in mind.

Your Financial Approach

The Somers Group can help you organize and structure your financial approach to help pursue multiple goals simultaneously. These may include strategies for:

  • Pre-retirees seeking structure for their retirement, with a focus on income production to maintain their lifestyle
  • Millennials seeking to put their wealth on a trajectory to build career and family flexibility
  • Business owners planning for succession or a sale
  • Families looking to leave a lasting legacy
Our team works cohesively to help you pursue your financial goals. When we say to you “We are in this together,” we speak from experience. Advisors Joe, Skye, Hylton and Stephan as well as Glenn, Michelle and Aleasha, our client associates, hold each other accountable for doing their part in helping you follow your financial strategy. And they strive to come up with customized approaches, such as breaking down your goals into smaller, incremental tasks, that may be easier for you to follow.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.