Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

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Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

Watch experts discuss inflation, interest rates, the markets – and the possibility of a more promising market environment.

Watch now

Merrill Lynch

The Somers Gibson Group

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Merrill Lynch
Wealth Management

The Somers Gibson Group strives to integrate all areas of your financial life into a coordinated approach to help you pursue your goals. Our team works cohesively to help customize your experience and help maintain flexibility as your life and needs evolve.
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Welcome

When addressed separately, the different pieces of your financial life may only help you realize part of your true financial potential. The goal of The Somers Gibson Group is to have nearly every aspect of your financial life work seamlessly together to help you pursue your goals. By leveraging the insights of Merrill and with access to the banking, credit and lending of Bank of America, our team can streamline the process of helping you address virtually any financial need.

We strive to become your financial concierge, helping guide you through each stage of your financial life. It is our belief that the passion of each member of The Somers Gibson Group can be felt in every interaction they have with you and in their dedication to help you pursue the things in life that bring you the most joy.

Our Philosophy

The Somers Gibson Group serves individuals and families of all ages who have worked hard and sacrificed to accumulate wealth, often without consulting a financial advisor. Our advisors, Joe, Skye, Stephan and Hylton, welcome your questions about the value of a personalized financial approach and how it can help guide you through different stages in your life.

We believe your life and your finances are closely intertwined. As one grows more complex so can the other. The Somers Gibson Group believes there is no time like the present to seek our advice and guidance. Our capabilities are expansive and our team can leverage the latest technologies Merrill has to offer to help you follow your financial strategy.

Much like a marriage, we believe that each new relationship can thrive when nurtured and strengthened by open and candid communications. Along with our commitment to personalized attention, The Somers Group believes this approach can help build a more complete relationship with you.

The wealth planning process offered by the Somers Gibson Group is designed to help make how you work with us predictable and less stressful. At the core of this process are highly interactive conversations that Skye, Stephan, Hylton and Joe facilitate with you. They begin at the end to help you focus on what’s important in your life. For example, do you want to pursue the flexibility to live the retirement lifestyle you envision? Is one of your objectives to have your children graduate college debt free? Or, perhaps you’re focused on tax-minimization strategies to help make more of your wealth available to assist future generations with their goals?

Our Process

Our dedication to the discovery process may lead to a more personalized discussion with you about:

  • The scope of services The Somers Gibson Group can offer
  • How you want us to communicate with you and how often
  • Your need for privacy and transparency
  • How you perceive risk

Before you commit to working with us, it is our objective to help you come close to having a total picture of the breadth, depth and value of what The Somers Gibson Group and Merrill can offer you.

Capabilities

The Somers Gibson Group offers a broad, holistic approach to wealth management and a suite of services designed to help you manage all of the pieces of your financial life. We can assemble for you the expansive tools, technology and insights of Merrill and also offer access to the banking convenience and lending solutions of Bank of America.

One of our major advantages is being able to provide you with access to a Wealth Management Lending officer from Bank of America, N.A., who can review and help you with your home lending needs. For your customized investment approach, Joe and his team of advisors focus on third-party managers and can draw from their experience, the best thinking of Merrill and the investment insights from the Chief Investment Office for manager selection and ongoing investment due diligence.

For business owners, we can assist with company benefit plans to help attract and retain employees. For clients nearing retirement we offer a range of capabilities, including retirement income planning and wealth transfer solutions from Merrill and access to estate planning services and philanthropic solutions through Bank of America.


Global Wealth & Investment Management (GWIM) is a division of Bank of America Corporation. The Chief Investment Office, which provides investment strategies, due diligence, portfolio construction guidance and wealth management solutions for GWIM clients, is part of the Investment Solutions Group (ISG) of GWIM.

High Touch Communications

Our commitment to communication goes well beyond what your statement says. Open and direct communications help us understand your needs at a deep level. We listen carefully and can help talk you through financial opportunities and challenges that may come your way. During times of volatility, we strive to speak with you just as often and as frankly as when markets are rising. Our team members, Glenn, Jackson, Michelle and Austin, strive to use as many means as possible to share with you the views of The Somers Gibson Group and Merrill, including digital tools that can help illustrate how a diversified portfolio is designed with your sensitivity to risk in mind.

Your Financial Approach

The Somers Gibson Group can help you organize and structure your financial approach to help pursue multiple goals simultaneously. These may include strategies for:

  • Pre-retirees seeking structure for their retirement, with a focus on income production to maintain their lifestyle
  • Millennials seeking to put their wealth on a trajectory to build career and family flexibility
  • Business owners planning for succession or a sale
  • Families looking to leave a lasting legacy
Our team works cohesively to help you pursue your financial goals. When we say to you “We are in this together,” we speak from experience. Advisors Joe, Skye, Hylton and Stephan as well as Glenn, Jackson, Michelle and Austin, hold each other accountable for doing their part in helping you follow your financial strategy. And they strive to come up with customized approaches, such as breaking down your goals into smaller, incremental tasks, that may be easier for you to follow.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Joseph J Somers

Forbes "Best-in-State Wealth Advisors" 2022
Published on April 7, 2022.  Rankings based on data as of June 30, 2021.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.