Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Seasoned financial advice and guidance. Broad wealth management strategies.
The GCCA Group is a 11-person team of highly skilled and dedicated financial professionals. We serve a limited number of affluent individuals and they have entrusted us with approximately $2 billion in client balances as of June 28, 2017. Since 1982, we’ve striven to deliver personalized client service and strong investment results.
Over the years, we have carefully sought out, hired and trained our people to add value to each client relationship. Our group prides itself on being both large and small: large enough to access the resources and capabilities of Merrill Lynch and small enough to foster the intimacy and customization that clients expect and deserve.
We provide insightful, individualized advice and guidance to clients in need of:
• Tax minimization strategies
• Wealth accumulation
• Asset preservation
• Retirement income planning and cash flow analysis
• Effective wealth distribution and gifting strategies
• Philanthropic planning services through U.S. Trust
Our leader, Christopher Cook, has been recognized in several publications including:
Forbes "America's Top Wealth Advisors" (2016 and 2017)
Barron's "American's Top 1200 Financial Advisors: State-by-State" (2009-2018)
Financial Times "Top 400 Financial Advisors" (2013, 2014 and 2016)
We address investment issues and help implement investment strategies for clients. Our philosophy is to isolate the asset allocation question and provide three channels for apportioning investment assets—wealth needs, wealth surplus and aspirational wealth.
We first concentrate on the lifestyle capital needs of clients. This portfolio is designed to help lower risk, preserve assets and provide reliable cash flow to clients. This generally involves investment in bonds including municipal bonds, intended to make the cash flow efficient and to balance risk. In general, we lean toward conservative portfolio structures, which align with our emphasis on generating cash and asset preservation.
We aim for market level performance with wealth surplus and use a core approach for allocating assets within this segment. Diversification is the key to our equity portfolio recommendations and, in our view, that is a principal benefit of our core approach. We may recommend products including outside money managers and individual securities to help build the wealth surplus segment of your portfolio.
Once your wealth surplus needs are addressed, we consider your aspirational wealth. Generally, pursuing this objective assumes somewhat higher risk that's meant to capture upside potential and build wealth.
Relationships grow when you have the access and accountability you demand.
Managing wealth requires talent, experience and deep resources. We may recommend professional, fee-based managers, as well as our own strategies, to manage your assets.
To identify and help you select outside portfolio managers we believe are most suited to your situation, we consider our own history with certain managers. We rely on Merrill Lynch analysts and consultants for evaluating and monitoring the performance, variability of returns and style consistency of asset managers available through Merrill Lynch, and for performing due diligence reviews of their operations.
We provide clients with access to the resources of BofA Merrill Lynch Global Research, and Christopher Cook and William Samay also offer discretionary portfolio management—when clients grant us that authority—through the Merrill Lynch Investment Advisory Program. Chris and William are qualified Portfolio Managers who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing their own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, Portfolio Managers may manage their strategies on a discretionary basis.
Our group does not have a "rigid" structure. We function as a team to help you benefit from the knowledge and insight of our entire group. Although you have a lead contact, any of us can assist you when you call with a question or request.
Supported by the global resources of Merrill Lynch, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.