Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
John H. Hemmens, C(k)P®,CRPC®, CPFA -Vice President, Senior Financial Advisor, Portfolio Manager
John joined Merrill Lynch Wealth Management in 2001 with 15 years of previous experience at Bank of America, where he managed corporate relationships with privately held businesses. Whether he is working with retirement benefit plan sponsors and participants, or wealthy families and individuals, John focuses on helping clients create investment strategies tailored to distinct financial goals and objectives. He is committed to bringing knowledge, insight and personalized service to each client relationship.
John belongs to a select group of Merrill advisors qualified as Retirement Benefits Consultants. As an RBC, he offers access to Fiduciary Services for retirement plans. He holds the Chartered Retirement Planning Counselor designation granted by the College for Financial Planning, the Certified 401(k) Professional [C(k)P®] designation from The Retirement Advisor University, and the Certified Plan Fiduciary Advisor (CPFA®) designation granted by the National Association of Plan Advisors (NAPA®).
John also provides wealth management guidance to individual investors, including professionals, business owners and corporate executives. As a specially qualified Portfolio Manager, he can help clients pursue their investment objectives by managing on a discretionary basis his own Personalized or Defined Strategies. These may incorporate individual stocks, bonds, Merrill model portfolios and third-party investment strategies, including mutual funds and ETF's
John earned both his B.A. and MBA degrees in finance and investments from Rutgers University. On his own time, he is an avid skier, golfer and tennis player, and an active supporter of his two daughters’ school and athletic activities.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Rutgers Graduate School of Management
Rutgers The State University of NJ
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.