Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
John H. Hemmens, C(k)P®,CRPC®-Vice President, Senior Financial Advisor, Portfolio Manager
John is committed to delivering Merrill Lynch Wealth Management services by providing thoughtful advice and guidance to structure and manage investment portfolios for successful individual investors, business owners and plan participants. Utilizing the depth of Merrill Lynch, John is able to provide investment management services to help individuals identify retirement goals and cash flow needs. As a qualified Portfolio Manager, John can help clients pursue their investment objectives by building and managing investment portfolio specific to their goals and objectives. Utilizing Merrill Lynch research, as well as non-proprietary research, John creates strategic allocation portfolios designed to attain client’s long term goals. The investment portfolios may incorporate individual stocks and bonds, ETF’s Mutual funds as well as Merrill Lynch model portfolios, and third-party investment strategies.
As a designated Merrill Lynch Retirement Benefits Consultant, John works closely with plan sponsors focusing on employee retirement plans, including 401(k) profit sharing plans, defined benefit plans, as well as non-qualified deferred compensation plans. John acts as a 3.21 Fiduciary and provides advice and guidance to trustees to help them manage their plans more effectively. John uses a defined service model focused around an Investment Policy Statement to manage the investment fund menu, identify fiduciary and regulatory issues and assist the plan sponsor's to manage the plan more effectively. Utilizing an open architecture platform, John can access multiple service providers, allowing for flexibility in plan design, cost and structure. John also works closely with plan participants, providing advice and guidance and assisting them in identifying their retirement needs and creating a strategy to help them achieve their retirement goals.
John joined Merrill Lynch in the spring of 2001 after spending fifteen years in the commercial banking industry as a Vice President with Bank of America. John earned his BA and his MBA degrees in Finance and Investments from Rutgers University. John holds the Chartered Retirement Planning Counselor designation, CRPC®, granted by the College for Financial Planning. He also holds the designation of C(k)P® from The Retirement Advisor University UCLA Anderson School Executive Education. John holds the FINRA Series 7, FINRA Series 66 and life insurance registrations. John lives in Branchburg, New Jersey with his wife Christine and two daughters. He is an avid skier, and golfer and tennis player.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Rutgers Graduate School of Management
Rutgers The State University of NJ
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
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