Women’s superpower: Investing

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Take charge of your financial future with a plan that is all about you.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Diana De Jesus

Wealth Management Banking Specialist

Merrill

Harry Elbaum

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #588931

Tricia Kropp

Wealth Strategies Advisor

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

The LL Group enjoys helping families, women, and business owners fulfill their financial potential-and live their best life. Because what you do now will impact you down the road, we work to strengthen your ability to prepare for the future while living for today. To do so, we focus on thoroughly understanding your goals and addressing three key wealth management issues:


1.Cash flow: Do you know what you're spending? Have you built a budget? Do you have a cushion if an emergency occurs?

2.Investments: Is your portfolio growing? Are you assuming too much risk? Do you pull from your investments to settle your cash flow (If so, let's fix that.)?

3.Future: Are you planning for your financial future? Are you building an income stream to support your desired lifestyle? Have you preserved your assets?

Philosophy

Our goal is to serve as an advocate helping clients make sound decisions and maximize the opportunities available to them. In every step, we believe that education is essential. We offer clients compelling workshops and seminars that address the financial aspects and connectivity of their Wealth, Health and Life. Along the way, we are available to talk through any questions and concerns that may arise. Ultimately, we want to apply our experience to help each individual we serve understand what their money means to them and how to live the life they imagine.

Connect with us if you:
• Feel overwhelmed with the complexity of your financial life.
• Need a retirement analysis to understand where you stand in your financial health-and your ability to retire your way.
• Seek strategic wealth management that addresses generational or succession planning needs.
• Appreciate the personalized support that comes from a deliberate and caring team.

Approach

Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Past Events

BlackRock Student of the Market

March 27th, 2024|5:30 PM - 6:30 PM EST

    BlackRock Student of the Market

    November 16th, 2023|5:30 PM - 6:30 PM

    Put markets in perspective

    BlackRock's Student of the Market report is a monthly publication that provides insights and analysis on current market trends and developments.

    “History doesn’t repeat itself, but it often rhymes.”
    -Mark Twain

      BlackRock Student of the Market

      December 20th, 2023|5:30 PM - 6:30 PM EST

      Put markets in perspective

      BlackRock's Student of the Market report is a monthly publication that provides insights and analysis on current market trends and developments.

      “History doesn’t repeat itself, but it often rhymes.”
      -Mark Twain

        Staying on Track

        We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



        Reviews to help you
        stay on track

        We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



          Changes in your life
          and to your goals

          Your life and goals change. As these changes occur, we can update your approach to reflect them.

          #DigitalMerrill

          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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            Transcript of Video 

            No question too big or moment too small
            For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


            The Power of the Right Advisor®
            Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.