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The Windsor Group

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Merrill Lynch

The Windsor Group

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Merrill Lynch
Wealth Management

The Windsor Group helps clients organize and streamline their financial lives, propelling them from where they are, to where they want to be. Skilled planners, we design a singular path for each client that reflects his or her unique goals, needs, and long-term aspirations.

The Windsor Group

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Welcome

Headquartered in Glen Rock, New Jersey, we are a Merrill Lynch Wealth Management team committed to providing an exceptional level of care and responsiveness. Our client focus testifies to our interest in helping you achieve the life you envision.  Our willingness to listen and to understand your personal concerns and goals enables us to develop a detailed plan designed to relieve stress, increase clarity, and achieve the long-term vision for your life and legacy.

Drawing on our multiple industry designations and decades of experience, our team employs a time-tested process. More importantly, we are engaged and enthusiastic problem-solvers, helping you grow, preserve, and transfer your wealth more effectively.

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A Planning-Based Approach

A three-member team, we have the depth and complementary skillsets to tackle a range of needs and priorities.  Our financial advisors hold a number of industry designations:

  • CFP®, CERTIFIED FINANCIAL PLANNER™ professional
  • CIMA®, Certified Investment Management Analyst®
  • CPWA®, Certified Private Wealth Advisor®
  • CRPC®, Chartered Retirement Planning Counselor℠
Our approach is founded on a thorough and thoughtful plan, especially designed for you, your family, or your business.  A good plan takes time and we commit ourselves to the integrity of our process by getting to know you and developing the precise input that is integral to an effective plan. We revisit and refine our approach over time, updating our strategies and allocations to reflect the dynamic nature of life’s opportunities and challenges. Each plan is the blueprint of our work and our basis for moving forward, guiding actionable strategies that are critical to long-term success.
 
 

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A Single Source for Diverse Needs

We work with clients from diverse paths: business owners, executives, multi-generational families, retirees, and businesses. Whatever their background or circumstances, clients share the same primary concern, which is ensuring they maintain the proper track to reach their goals. 

Our goal as a team is to help you tune out the noise and distractions of fads and headlines, and focus on integrated strategies for capital preservation, disciplined growth, and effective wealth transfer. Harnessing the renowned research and technology at our disposal, we help you develop a roadmap that reflects your unique circumstances and aspirations.  We believe strongly in the value of diversification, rebalancing, down-side risk mitigation and detailed wealth planning as key components of your customized strategy.  We also work in conjunction with your attorney and accountant, promoting clear communication and reliable leadership. The result is a thoughtful wealth framework flexible enough to weather diverse market conditions but tailored to your individual preferences, values, and risk tolerance.

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Driven to Serve

Service is a fundamental pillar of our practice. If you have a question or need, we want to be your first phone call, for matters large or small. We are relentless in our efforts to dispel complexity, promote simplicity, and resolve uncertainty.

We know that your priorities evolve and change. We are eager to stay apprised of changes in your life, personal or professional, so we can better serve your needs.  Through periodic reviews and face-to-face meetings, we will develop and refine a workable plan for pursuing your goals more effectively, whatever the market condition, fiscal environment, or life event.

We are honored that client referrals constitute the majority of our new relationships and work hard to validate that trust every day.

Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Michael K Costo

Michael K Costo

Retirement Specialist

Merrill Lynch

Katrina Brown

Katrina Brown

Wealth Management Banking Specialist

Merrill Lynch

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.