Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Dewey and His 30+ year career in business focuses on detailed planning, retirement issues, wealth and portfolio management, and total financial advice for high net worth, executive, and retired clients. Dewey lives in Bear with his wife Terese, and two children, Nicole and Bruce.
Dewey’s relationship with clients starts with a full profile of their current situation, goals, needs, risk tolerance, timelines, and preferences. An analysis is done to review future outcomes, areas needing attention, tax+, debt, home financing, estate planning services, insurance (life, disability, long term care, survivorship), employer benefits, education, special needs, philanthropic & charitable concerns, tithing, retirement, principal preservation, portfolio structure, and income stream needs. Once the analysis is complete, a specific implementation strategy is drafted that gives written particulars on how to proceed. This strategy includes details on account structure, portfolio design, trust funding, distribution strategies, allocation, specific investments, and all other particulars. The process provides a deep understanding of what and how goals will be achieved. The plan is clear, sets expectations and accountability for advisor and client, and integrates client preferences to ensure a strong comfort level in proceeding forward. Once the strategy is finalized, Dewey and his team take on the many responsibilities of transferring, titling, consolidating, restructuring, updating service issues, tracking, reporting, and tax recordkeeping. This simplifies the financial management responsibilities of clients with one-stop personal service. A full suite of technology is also provided that supports easy access, operations, transfers, and communications as well as investment, performance, activity, and tax tracking and reporting. Dewey seeks to understand clients, their families, and ultimately their unique goals and maintain the highest levels of communication as specific needs may change over time.
When clients work with the Dewey, they will find unmatched service and response times. Dewey's team prides itself on timely return of emails and phone calls. Regular contact with clients is made with research updates, portfolio recommendations, performance reports, service updates, annual reviews and certainly when there is a service need or client inquiry.
The key differences that separate Dewey and Merrill Lynch from its competitors are as follows: depth of financial knowledge, a detailed and disciplined planning process, written recommendations on all areas prior to investment, use of proprietary ETF portfolios, strict portfolio management discipline, regular rebalancing, thorough understanding of retirement and estate issues, service beyond compare, responsiveness, unquestionable integrity, and accountability. Dewey with the help of his team develops custom portfolios, not standardized or boiler plate, and it is done with internal and third party research, careful selection criteria, cost awareness, and with ongoing advice to make changes as needed. Dewey has 30+ years of business experience with extensive training and certifications, multiple third party recognitions, and delivers proactive ideas driven by world class research.
High net worth clients enjoy a comprehensive approach to their financial issues at even the highest levels of complexity. The goal being extreme comfort so successful executives and retirees can pursue their work, family, health, and retirement desires confidently. Clients time, resources, expectations, goals, and the trust they share, are highly respected in the partnership with the team. Our approach revolves around helping you prepare for the future with patience and disciplined investment strategies designed to help you stay on course to your goals.
Less experienced investors, along with the next generation, will receive the same quality planning and education to build their confidence. There may be more planning focus on debt, budget, insurances, tax, college funding, and retirement savings issues. The team is proud to assist investors overcome any hurdles to reach their definition of success.
The business model allows the addition of quality clients each year and we hope you will be one of them. Initial consultations are complimentary and transparent in providing answers to your questions, recommendations, costs, and an overview on how to proceed. The focus is always on your best interests and how to best achieve financial security and wealth preservation for you and your family. We ask for the opportunity to earn your business and faith after demonstrating responsive excellence in the financial advisory profession.
At Merrill Lynch, we believe that wealth isn't just about the performance of your portfolio—it is about how you live your life and the personally meaningful goals you want to achieve. This could be saving for retirement, planning for a college education, saving for a second home, caring for a family member or starting a business. Our advisors draw upon the investment insights of Merrill Lynch thought leaders and can offer access to Bank of America's products and services to help unlock opportunities tailored to clients' needs. Starting with your life priorities as a foundation, your Merrill Lynch advisor can recommend a wide variety of financial solutions to help you pursue your goals, assist in tracking progress and make adjustments along the way, putting you—not the market—at the center of all we do.
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Borough of Manhattan Community College
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.