Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Accessible, knowledgeable and experienced, I am committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
Given the complexity of today’s financial services products, everyone needs a highly skilled, experienced, and empathic financial professional as a guide. I believe a trusted adviser should give clients the sense of comfort that their financial resources are on track as part of a plan to achieve a personally meaningful goal. And a trusted adviser has an on-going responsibility to serve and put a client’s interest first.
As a Merrill Senior Financial Advisor, I use our Goals-Based Wealth Management process as a focused and consistent way to define a plan of action and implement smart, effective strategies for my clients. The first step in the process is careful listening and thoroughly understanding my client’s needs and goals. Each of my clients is unique and my advice and services are personally tailored to each client. Tracking and reassessment are crucial final steps in the Goals-Based Wealth Management process. As my client’s lives and the markets change, I help them make adjustments to their plan. I am committed to providing attentive and personalized advice and client service. My goal is have a long term relationship with my clients as that trusted adviser.
I offer both the intimacy and personalized attention of a wealth management boutique and the state of the art resources of one of the world’s largest financial services firms. I work closely with my many internal partners at Bank of America and Merrill in creating and implementing programs that build and preserve wealth and generate income.
Prior to joining Merrill Lynch Wealth Management, I had more than 25 years of investment management experience as a fixed income portfolio manager for corporate and union pension plans, endowments, mutual funds, insurance companies, and wealthy individuals. I joined Merrill in 2011, the same year that I passed the two-day CERTIFIED FINANCIAL PLANNER™ exam. I am now a CFP® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc.
I have a bachelors degree in engineering and computer science from Princeton University and a MBA in finance from the Wharton School at the University of Pennsylvania. I am a member of the Estate Planning Council of Bergen County and, for many years, I have been an adjunct instructor of Economics and Finance at Fairleigh Dickinson University and a volunteer income tax preparer at The Food Bank of New York City. I do not provide legal or tax advice in my role as a Financial Advisor at Merrill. I live in Fort Lee, NJ and my children and grandchildren live in Boston, State College, PA and New York City.
*Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
University of Pennsylvania
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.