Bridge to a more bullish future?

In just 15 minutes, experts offer their insights on the markets at midyear and ways you can prepare for the potential opportunities and risks ahead.

Watch now


Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Ryan K Duffy

Forbes "Best-in-State Wealth Advisors" 2022-2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Forbes “Best-in-State Wealth Management Teams” 2023-2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Matthew J DiBetta

Forbes “Best-in-State Wealth Management Teams” 2023-2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Talin Toroslar

Wealth Management Banking Specialist


Tricia Kropp

Wealth Strategies Advisor

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


Headquartered in Paramus, New Jersey, we are a Merrill Lynch Wealth Management team committed to providing an exceptional level of care and responsiveness. Our client focus testifies to our interest in helping you achieve the life you envision.  Our willingness to listen and to understand your personal concerns and goals enables us to develop a detailed plan designed to relieve stress, increase clarity, and achieve the long-term vision for your life and legacy.

Drawing on our multiple industry designations and decades of experience, our team employs a time-tested process. More importantly, we are engaged and enthusiastic problem-solvers, helping you grow, preserve, and transfer your wealth more effectively.

A Planning-Based Approach

A five-member team, we have the depth and complementary skillsets to tackle a range of needs and priorities.  Our financial advisors hold a number of industry designations:

  • CIMA®, Certified Investment Management Analyst®
  • CPWA®, Certified Private Wealth Advisor®
  • CRPC, Chartered Retirement Planning Counselor
  • SE-AWMA™, Sports & Entertainment Accredited Wealth Management Advisor
Our approach is founded on a thorough and thoughtful plan, especially designed for you, your family, or your business.  A good plan takes time and we commit ourselves to the integrity of our process by getting to know you and developing the precise input that is integral to an effective plan. We revisit and refine our approach over time, updating our strategies and allocations to reflect the dynamic nature of life’s opportunities and challenges. Each plan is the blueprint of our work and our basis for moving forward, guiding actionable strategies that are critical to long-term success.

A Single Source for Diverse Needs

We work with clients from diverse paths: business owners, executives, multi-generational families, retirees, and businesses. Whatever their background or circumstances, clients share the same primary concern, which is ensuring they maintain the proper track to reach their goals. 

Our goal as a team is to help you tune out the noise and distractions of fads and headlines, and focus on integrated strategies for capital preservation, disciplined growth, and effective wealth transfer. Harnessing the renowned research and technology at our disposal, we help you develop a roadmap that reflects your unique circumstances and aspirations.  We believe strongly in the value of diversification, rebalancing, down-side risk mitigation and detailed wealth planning as key components of your customized strategy.  We also work in conjunction with your attorney and accountant, promoting clear communication and reliable leadership. The result is a thoughtful wealth framework flexible enough to weather diverse market conditions but tailored to your individual preferences, values, and risk tolerance.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Driven to Serve

Service is a fundamental pillar of our practice. If you have a question or need, we want to be your first phone call, for matters large or small. We are relentless in our efforts to dispel complexity, promote simplicity, and resolve uncertainty.

We know that your priorities evolve and change. We are eager to stay apprised of changes in your life, personal or professional, so we can better serve your needs.  Through periodic reviews and face-to-face meetings, we will develop and refine a workable plan for pursuing your goals more effectively, whatever the market condition, fiscal environment, or life event.

We are honored that client referrals constitute the majority of our new relationships and work hard to validate that trust every day.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.