Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, we will work with you to develop an approach designed to help address your financial needs.

A Team to Rely On

Our work is highly personalized and discreet. We’ve helped families navigate significant decision points, not only in their financial lives, but at other critical junctures in their lives: illness, death, divorce, remarriage, retirement, and other crossroads. A team of wealth management veterans, we’re supportive and insightful, helping clients anticipate what’s ahead so that they can pursue sound decisions based on informed advice.
 
Our discovery process is designed to get to the heart of financial issues and concerns. We ask detailed questions that help us establish a 360-degree view of your financial life. Once we understand your vision, goals, and values, we can recommend wealth management strategies that are singularly focused on you: your needs today, as well as your long-term aspirations.
 
We take a team approach to implementing wealth management strategies. At your direction, we can meet with CPAs, lawyers and other members of your professional team.

Managing Wealth in Times of Change

Unexpected changes occur in even the best-organized lives. We have considerable experience recommending wealth management strategies to help negotiate life’s turning points, both the ones you can prepare for and those that come as a surprise. Our decades of experience have provided us with a strong understanding of best practices; we’ll help you discern what has worked for similarly situated clients, so that you can pursue a more efficient and thoughtful path toward your goals. 

One of the ways we believe we bring value is by making clients aware of wealth management needs and opportunities they haven't considered. We anticipate, evaluate, discuss, and then execute. Through the years, we’ve helped clients and their families create customized strategies for a range of needs:
 

• Integrating the financial needs of blended families that result from divorce and remarriage. Here, the goal may be to provide for a spouse after the client’s death while ensuring that remaining assets pass to children from the first marriage.
• Providing for the care of a family member with special needs, especially after the death of a parent or other caretaker.
• Estate planning services and strategies to help preserve assets and cultivate sound stewardships in subsequent generations.
• Legacy strategies, such as establishing a charitable trust, for wealthy individuals without heirs.

Personalized Strategies

Your investment portfolio is a means to pursue your financial goals, not an end. We view your portfolio strategy in a context—your context. Our approach is highly personalized, reflecting your lifestyle needs, cash flow requirements, time frame, risk tolerance and liquidity considerations.
 
Our team’s founder, Peg Dahme, has more than 35 years of capital markets experience. She has witnessed numerous market cycles and economic conditions, providing her with a seasoned approach to today’s investment opportunities and challenges. Speak with her for a few minutes, and you’ll notice her ability to connect—not only with the markets, but with your personal circumstances relative to the asset classes, vehicles, and instruments at your disposal.

Throughout our relationship, you’ll have access to Merrill technology, tools, and research that can help you see your financial picture with clarity and confidence. We’ll also meet regularly to review progress toward your goals, stay apprised of changes in your life, and help you pursue what’s most important for you and the people and causes you care about.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.