The Dahme Group

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The Dahme Group

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The Dahme Group has more than 40 years of collective experience helping wealthy individuals and families preserve, grow and transfer their wealth. We've built our business by guiding clients through some of life's most challenging financial transitions, both anticipated and unexpected.

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Focused on You and Your Needs

Headquartered in Princeton, New Jersey, we are a wealth management team firmly focused on the long-term well-being of our clients. We’re empathetic, thorough, and forward thinking. We ask good questions and help you uncover thoughtful answers, sensitive to your unique circumstances, family dynamics, and priorities.

The clients we work with include active and retired business executives, engineers, physicians and other accomplished people who appreciate the value of tailored advice. Their families have distinctive needs and structures, representing the diversity and vibrancy of today’s family relationships. We serve clients in many states throughout the country—including retirees who have relocated, as well as the children and grandchildren of clients.

In our experience, no two clients view their wealth in the same way. We delve deep to understand what wealth means to the families we serve, and then leverage our insights to help them pursue what’s most important to them, both now and for years to come.

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A Team to Rely On

Our work is highly personalized and discreet. We’ve helped families navigate significant decision points, not only in their financial lives, but at other critical junctures in their lives: illness, death, divorce, remarriage, retirement, and other crossroads. A team of wealth management veterans, we’re supportive and insightful, helping clients anticipate what’s ahead so that they can pursue sound decisions based on informed advice.
 
Our discovery process is designed to get to the heart of financial issues and concerns. We ask detailed questions that help us establish a 360-degree view of your financial life. Once we understand your vision, goals, and values, we can recommend wealth management strategies that are singularly focused on you: your needs today, as well as your long-term aspirations.
 
We take a team approach to implementing wealth management strategies. At your direction, we can meet with CPAs, lawyers and other members of your professional team.

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Managing Wealth in Times of Change

Unexpected changes occur in even the best-organized lives. We have considerable experience recommending wealth management strategies to help negotiate life’s turning points, both the ones you can prepare for and those that come as a surprise. Our decades of experience have provided us with a strong understanding of best practices; we’ll help you discern what has worked for similarly situated clients, so that you can pursue a more efficient and thoughtful path toward your goals. 

One of the ways we believe we bring value is by making clients aware of wealth management needs and opportunities they haven't considered. We anticipate, evaluate, discuss, and then execute. Through the years, we’ve helped clients and their families create customized strategies for a range of needs:
 

  • Integrating the financial needs of blended families that result from divorce and remarriage. Here, the goal may be to provide for a spouse after the client’s death while ensuring that remaining assets pass to children from the first marriage.
  • Providing for the care of a family member with special needs, especially after the death of a parent or other caretaker.
  • Estate planning services and strategies to help preserve assets and cultivate sound stewardships in subsequent generations.
  • Legacy strategies, such as establishing a charitable trust, for wealthy individuals without heirs.

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Personalized Investment Strategies

Your investment portfolio is a means to pursue your financial goals, not an end. We view your investment strategy in a context—your context. Our approach is highly personalized, reflecting your lifestyle needs, cash flow requirements, time frame, risk tolerance and liquidity considerations.
 
Our team’s founder, Peg Dahme, has more than 35 years of capital markets experience. She has witnessed numerous market cycles and economic conditions, providing her with a seasoned approach to today’s investment opportunities and challenges. Speak with her for a few minutes, and you’ll notice her ability to connect—not only with the markets, but with your personal circumstances relative to the asset classes, vehicles, and instruments at your disposal.

Throughout our relationship, you’ll have access to Merrill Lynch technology, tools, and research that can help you see your financial picture with clarity and confidence. We’ll also meet regularly to review progress toward your goals, stay apprised of changes in your life, and help you pursue what’s most important for you and the people and causes you care about.

Meet Our Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Elizabeth M Dahme

Elizabeth M Dahme

Senior Financial Advisor

609.243.7812
Katharine Ann Biernacki

Katharine Ann Biernacki

Investment Associate

609.243.7804
Tammy M Kaplan

Tammy M Kaplan

Registered Client Associate

609.243.7881

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Matthew W McKean

Matthew W McKean

Trust Specialist

Michael K Costo

Michael K Costo

Retirement Specialist

Bryan Robinovitz

Bryan Robinovitz

Wealth Management Lending Officer

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





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Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.