Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
The Dahme Group has more than 40 years of collective experience helping wealthy individuals and families preserve, grow and transfer their wealth. We've built our business by guiding clients through some of life's most challenging financial transitions, both anticipated and unexpected.
The clients we work with include active and retired business executives, engineers, physicians and other accomplished people who appreciate the value of seeking advice and guidance from financial professionals. Many of these relationships span geographic distances and reach deep into families. From our base in Princeton, New Jersey, we serve clients all over the country—including retirees who have relocated, as well as the children and grandchildren of clients.
In our experience, no two clients view their wealth in exactly the same way. We delve deep to understand what wealth means to individuals, and then leverage our insights to tailor strategies to their current and potential wealth management goals.
Although clients may have similar concerns at certain stages of their financial lives, each has unique wealth management needs and goals. Our thorough discovery process is designed to get to the heart of financial issues and concerns. When you become a client, we will work closely with you to clarify what you hope to accomplish with your wealth during your lifetime and what you want your financial legacy to be.
We ask detailed questions that help us establish a 360-degree view of your financial life. Once we understand how the pieces fit together, we can recommend wealth management strategies based on individual goals and values.
In addition to our own insights and experience, The Dahme Group has access to the broad resources and capabilities of U.S. Trust, offered through Bank of America, N.A. We often utilize the services of U.S Trust to help clients address specific retirement income planning, estate planning services and philanthropic needs. For example, U.S Trust may recommend the use of a Trusteed IRA (TIRA) to help you integrate strategies for managing your retirement assets with a broader estate strategy. Through a TIRA, retirement assets are held in trust while U.S Trust can serve as trustee and provides complete administration and discretionary asset management services. The goal is to preserve wealth for multiple generations.
We take a team approach to implementing wealth management strategies. At your direction, we can meet with CPAs, lawyers and other members of your professional team.
Unexpected changes occur in even the best-organized lives. The Dahme Group has considerable experience recommending wealth management strategies to help negotiate life’s turning points, both the ones you can prepare for and those that come as a surprise.
Major events like retirement, the dissolution of a marriage and subsequent remarriage, or the death or disability of a spouse or other family member, have a strong emotional impact as well as financial implications. We strive to be empathetic and supportive at all times, but especially when we are helping clients confront deeply personal situations that may alter their wealth management goals.
One of the ways we believe we bring value is by making clients aware of wealth management needs they haven't considered. We recognize that it takes time to build trust in a relationship, and we work patiently to pursue a level of candor where people feel comfortable revealing personal and family details that help us uncover additional financial needs.
Through the years, we have helped clients and their families create customized strategies for complex wealth management issues such as:
Integrating the financial needs of "blended" families that result from divorce and remarriage. Here, the goal may be to provide for a spouse after the client’s death while assuring that remaining assets pass to children from the first marriage;
Strategies to help provide for the care of a family member with special needs, especially after the death of the parent or other caretaker;
Estate planning services and strategies to help preserve assets when the concern is that potential heirs do not have the financial skills to manage inherited wealth;
Legacy strategies, such as establishing a charitable trust, for wealthy individuals without heirs.
Your investment portfolio is a means to pursue your financial goals, not an end. The Dahme Group views your investment strategy in the context of a broader approach to wealth management. As a client, the strategy we recommend for you is designed to reflect your financial needs and personal values, as well as your investment goals, time frame, risk tolerance and liquidity needs.
Peg Dahme is a specially qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can draw from her experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Merrill Lynch model portfolios and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Senior Portfolio Advisor may manage those strategies on a discretionary basis.
We believe our overall investment approach is simple and straightforward. We guide clients in choosing from a wide range of model portfolio strategies. Additionally, the open architecture of the Merrill Lynch investment platform gives us access to investment managers in many asset classes.
Throughout our relationship, we will conduct periodic financial reviews and make recommendations to help keep investment strategy for your investment objectives, risk tolerance, time horizon and liquidity needs.
Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.