A co-founder of The Beacon Group, Charlie has been a registered investment professional for more than 30 years. He joined Merrill in 2013 and feels tremendous pride helping generations of clients achieve goals they find meaningful, with financial strategies custom-designed on their behalf.

Charlie’s longevity in the industry has taught him the value of process, discipline and client care. Having helped clients navigate turbulent and booming markets, he recognizes the importance of clear and timely explanations – so that clients can understand the risk they’re taking, what they own, and why.

“Clients fascinate me – which makes it a pleasure to learn about their visions and values,” Charlie explains. “Over the years, I’ve cultivated relationships that span ‘grandparents to grandchildren’ and across the country. And while clients’ needs are in constant flux, my commitment has never wavered. I remain determined to provide the kind of wealth management that provides enduring benefits beyond what many clients expect.”

Today, Charlie draws upon an array of skillsets – especially his ability to help manage portfolio risk – utilizing technical analysis, portfolio hedging strategies and portfolio management policy.

Charlie is a highly credentialed advisor who finds that his rigorous and ongoing industry training allows him to bring clients an extra measure of knowledge and know-how. He holds the CERTIFIED FINANCIAL PLANNER™, CFP® certification from the Certified Financial Planner Board of Standards as well as the Certified Plan Fiduciary Advisor, CPFA awarded by the National Association of Plan Advisors (NAPA).

Charlie was named to Forbes "Best-in-State Wealth Advisors" list in 2018, 2019, 2020 & 2021* (published annually Jan - April. Rankings based on data as of June 30 of prior year.) He was also named to Financial Times "401 Top Retirement Advisors" list in 2017, 2018 and 2019** (published annually May - Oct. Rankings based on data as of Dec 31 of prior year.)

Outside of the office – and on tracks across the U.S. and Canada – Charlie has been a professional and amateur racecar driver for more than 15 years. Charlie has two children and has also raised two foster children.

**Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan - April. Rankings based on data as of June 30 of prior year.

Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

**Source: Financial Times “401 Top Retirement Advisers” list, published annually May - Oct. Rankings based on data as of Dec 31 of prior year.

The Financial Times “401 Top Retirement Advisers” list is an independent listing produced annually by the Financial Times. The FT 401 is based on data gathered from advisers, regulatory disclosures, and the FT’s research. The listing reflects each adviser’s status in six primary areas: DC plan assets under management, DC plan growth rate, specialization in DC plans, years of experience, advanced industry credentials, and compliance record. This honor is not indicative of the adviser’s future performance. Rankings and recognition from the Financial Times are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the adviser. Neither the advisers nor their parent firms pay a fee to the Financial Times in exchange for inclusion in the FT 401. All rights reserved.

A founding partner of The Beacon Group, Sabrina offers clients a rare combination of analytical, investment management, and operational skills. She joined Merrill in 2013 after more than ten years spent as a financial advisor and compliance director at another major financial firm.

Sabrina “grew up” in the industry watching her father (a longtime financial advisor) serve clients with an open ear and heart. Following in his footsteps and walking beside him for years as partners, Sabrina came to share his work ethic, care and integrity – extending them today to many clients he assisted 20 and 30 years ago.

Serving plan sponsors and their employees, Sabrina finds it natural to embrace their aspirations, realities and needs. She is committed to formulating customized strategies that can enhance their lives, beyond dollars and cents. Through extensive and frequent dialog, she helps ensure that a client’s multi-pronged strategy reflects their financial, professional and personal objectives for the long and short-term.

"I am a fact-driven and client focused advisor,” Sabrina says. “Informed by my experience, the results of proven strategies, and my detailed analyses of clients’ assets and liabilities, I can show clients what they can expect given different real-world scenarios. No shortcuts. No fancy jargon.”

To help clients move efficiently from Point A to Point B, Sabrina also incorporates trusts and other tax-efficient vehicles while being mindful of the latest regulations and opportunities. When helpful, she aligns her efforts with those of clients’ CPAs and attorneys.
Sabrina was named to Financial Times "401 Top Retirement Advisers" list in 2017* (published on September 27, 2017. Rankings based on data as of Dec 31, 2016.)

An enthusiastic global traveler, Sabrina enjoys new cultural experiences with her son, Elliot. Back home, Sabrina is an avid cook, cyclist and reader who values time with family and friends.

*Source: Financial Times “401 Top Retirement Advisers” list, published on September 27, 2017. Rankings based on data as of Dec 31, 2016.

The Financial Times “401 Top Retirement Advisers” list (FT 401) is an independent listing produced by the Financial Times. The FT 401 is based on data gathered from financial advisers, regulatory disclosures, and the FT’s research. The listing reflects each adviser’s status in seven primary areas, including Defined Contribution (DC) plan assets under management, growth in DC plan business, specialization in DC plan business, and other factors. This award does not evaluate the quality of services provided to clients and is not indicative of this adviser’s future performance. Neither the advisers nor their parent firms pay a fee to the Financial Times in exchange for inclusion in the FT 401.

John founded The Beacon Group in 1984 and moved it to Merrill in 2013. Bringing clients his extensive knowledge of retirement planning, wealth building and asset preservation, he has helped them take a rational and realistic approach to investing and encouraged their focus on the meaning of wealth, beyond a dollar figure.

Over the past 30+ years, John has earned the respect of the industry and clients alike. Today, he builds on his decades of experience to help corporate executives, wealthy families, public and private institutions achieve their financial objectives with the minimal level of risk required to do so.

Taking cues from clients, John not only accounts for clients’ goals, but also holes in their investment picture – areas of weakness that should be addressed, including utilization of debt and protective components such as insurance.

“I believe our team offers what many clients did not receive in a previous relationship – a rare combination of experience, fresh ideas, and a goals-based process delivered with first-class service.

We encourage clients to consider us their ‘first call’ with any question, financial or otherwise,” John says. “It feels good to be there for good people.”

John is a lifetime learner. He holds the Chartered Retirement Plans Specialist designation from the College for Financial Planning Institutes Corp, as well as the C(k)P® and Certified 401(k) Professional designations from The Retirement Advisor University, Inc.
John was named to Forbes "Best-in-State Wealth Advisors" list in 2018, 2019, 2020 & 2021* (published annually Jan - April. Rankings based on data as of June 30 of prior year.) He was also named to Financial Times "401 Top Retirement Advisers" list in 2017, 2018 and 2019** (published annually May - Oct. Rankings based on data as of Dec 31 of prior year.)

Given the time and the right temperature, John takes to the slopes – traveling extensively to pursue his passion for skiing. When the snow melts, he heads to his boat where he enjoys more good times with his wife, Linda, and their three children.

*Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan - April. Rankings based on data as of June 30 of prior year.
 
Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

**Source: Financial Times “401 Top Retirement Advisers” list, published annually May - Oct. Rankings based on data as of Dec 31 of prior year.

The Financial Times “401 Top Retirement Advisers” list is an independent listing produced annually by the Financial Times. The FT 401 is based on data gathered from advisers, regulatory disclosures, and the FT’s research. The listing reflects each adviser’s status in six primary areas: DC plan assets under management, DC plan growth rate, specialization in DC plans, years of experience, advanced industry credentials, and compliance record. This honor is not indicative of the adviser’s future performance. Rankings and recognition from the Financial Times are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the adviser. Neither the advisers nor their parent firms pay a fee to the Financial Times in exchange for inclusion in the FT 401. All rights reserved.