Capabilities

Our process is designed to deliver a customized, comprehensive strategy to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill and the credit and lending capabilities of Bank of America offers a way for you to manage all of the pieces of your financial life. We can also help you with potential strategies for transferring wealth to the younger generation.

Our Philosophy

We help our clients build their financial future on three pillars: Knowledge, understanding and service. 

Our priority is to work with each client to understand and develop their objectives, focusing all components of their personal resources towards financial success. This relationship allows every client to have an individualized financial strategy, one that is monitored, tested, and adapted according to the client's needs and changing circumstances. The Hinds Team planning process gives clients the ability to take control of their financial existence, have a clear understanding of their goals and the steps to be taken to help reach them, and the power to track progress towards realizing their vision. 

Our investing principles are backed by a deep, thoughtful knowledge of the capital markets. We employ a dynamic approach to portfolio construction and management, informed by fundamental analysis and grounded on a disciplined selection of the securities our clients own.  Knowledge of the markets, coupled with an extensive understanding of each client's personal needs, means that your portfolio will have the flexibility required to find opportunity in changing economic conditions.

Service is integrated into all aspects of the Hinds Team’s business practice. We pledge proactive communication, encourage clients to call or email on any subject, and provide opportunities for clients to take advantage of the full range of resources a Merrill Lynch Wealth Management relationship can offer. We help in many areas of financial decision making, including:

-Education planning
-Special Needs financial planning and management
-Business retirement plans
-Appropriate retirement solutions for income and succession
-Cash management
-Portfolio construction
-Trust, lending, and credit strategies

*Credit and Lending Services are through Bank of America, N.A.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

How we help clients

The various stages in life often require adjustments in your financial and life goals, including:

• The retirement lifestyle you envision
• Preparing for the cost of the best education possible for your children and grandchildren
• Wealth transfer to the next generation
• Establishment of their legacy through family foundations and philanthropy
• Diversifying business interests
• Potential strategies for managing concentrated equity holdings

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

There are few rewards as meaningful as that of a parent providing for the financial security of their children. And while we can help any investor pursue their unique financial goals, our primary focus is on working with parents of children with special needs or disabilities. We work with families like our own. Our group has firsthand experience as financial advisor Dominique Dupont is a mother to a daughter with Cerebral Palsy and has gone through the planning process for her own family.

The Hinds Team takes a holistic view of the entire family by planning for both the parents and the child.  We assist families develop their specific goals based on timeframes and cash flow needs, collaborate with other professionals such as CPAs, attorneys, and trust officers, and help identify resources that are relevant to your family’s well-being; all while understanding the critical importance of protecting government benefits. 

We truly understand the complexities that families like ours face. That’s why we will always take the time to listen carefully while we explore potential solutions together.