An Impressive Clientele

At The Russo Rosenstein Group, we don’t define clients by the value of their assets – but instead, by their personalities, priorities and aspirations. Our clients span life stages and the wealth continuum – from individuals entering peak earning years, to those nearing retirement, to others who’ve already traded their seat in a boardroom for one on a golf cart.

While diverse in their achievements, the vast majority of our high-net-worth and ultra-high-net-worth clients are financially astute and well educated. In fact, clients’ intellect and curiosity often drive the most productive meetings we have with them.  

Residing throughout New York, New Jersey, and more than 20 other states, these successful men and women include senior-level corporate executives, private business owners and entrepreneurs, partners at law firms, and generations of their families.

More often than not, clients come to us for a more sophisticated level of knowledge and know-how than they enjoyed previously. Some are experiencing significant life or career transitions. Many others don’t have the time or inclination to invest on their own or chart an informed financial course. 

With no cookie-cutter clients, we don’t employ cookie-cutter strategies. To serve those who demand an uncompromised measure of acumen and attention, we concentrate collectively on each client’s most significant goals for family, business and philanthropy. 

We believe that clients appreciate our ability to:

• Get out in front of their financial needs. As proactive advisors, we help clients plan and prepare for what’s next – selling an enterprise, purchasing real estate, retiring early, or creating a legacy.
• Handle a wide range of financial matters for them – from risk-managed investing, to efficient tax-minimization and estate-planning strategies, to providing ready access to residential lending and other customized solutions through Bank of America, N.A.
• Present and communicate our rationales in an uncomplicated manner. We are here to help – not show clients how much we know.

The Complexities of Wealth

At The Russo Rosenstein Group, we serve clients with “plenty on their plates.” Most are leading a company, managing multiple ventures, planning an exit, or caring for elderly parents and children. Given their everyday challenges, we strive to help them achieve what dollars and cents alone cannot – the emotional satisfaction of having wealth and knowing we are well equipped to help manage it.

Like us, our clients recognize the significance of planning – rather being transactional and trading stocks, for example. Accordingly, we proactively help them “see around corners” for opportunities and circumstances that need to be addressed thoughtfully, not emotionally. 

Perhaps most important, we take a highly strategic and analytical approach in examining each client’s overall financial picture – investments, liabilities, trusts (or lack thereof), tax situations and consequences, real estate and business holdings, and protective components including insurance. Building fundamental pillars of financial strength is critical to our efforts – and the success of our clientele.

With decades of rich experience, we know that our multi-faceted efforts must also be multi-generational. Calling upon internal trust professionals, we carefully review documents and make recommendations that can save clients time and money working with their own attorneys. When helpful, we also can create net-worth statements, 

As a team, we believe clients know we’re looking out for them – up to and through a rewarding retirement lifestyle. We don’t “set and forget” anything – not their strategy or portfolio. By doing our jobs well, we help clients who work and play hard, rest easily.

In talking with clients about their families, we remind them that part of our job is helping them leave memories, not just money – finding joy along the way without compromising long-term goals.

In addition to our own insights, we allow clients to benefit from others we’ve assisted in similar positions. We feel fortunate to have long memories and relationships. The referrals we receive tell us we’re proficient in assisting a wide range of clients – from those with straightforward financial to others whose complex financial lives demand sophisticated strategies and tactics.

What You Can Expect

At The Russo Rosenstein Group, our vision of providing superior wealth management is predicated on having a genuine, ongoing appreciation of you – what keeps you up at night, and what gets you up each morning. 

If you’re like most of our clients, you want enough money to support your lifestyle in retirement – without having to make changes you don’t anticipate. Ours is a heartfelt commitment to provide high caliber intelligence and insight. 

Quite often, we are surprised by the expectations of new clients. Most have only an inkling of the breadth and depth of our offering. As our client, you can expect that we will:

• Examine your full financial picture, to help optimize your financial strength and stability. We will scrutinize your liabilities (including mortgages, other loans and credit card debt), insurance coverage, Social Security, long-term-care issues, and estate planning documents. 
• Use the firm’s award-winning investment research and input from our Chief Investment Office to formulate a diversified portfolio with stocks, bonds, ETFs, mutual funds, and, often, alternative investments* – and when desirable, ESG (environmental, social and governance) investments.
• Beyond our strong investing competence, we will also focus on helping you achieve tax efficiencies (throughout the year, not just at tax time).
• Work closely with you and spouse, your grown children and others you designate – on matters related to wealth transfer, trust and estates. In fact, we will do everything possible to help you pass along wisdom, along with your wealth – so that the next generation can become responsible financial stewards, when the time comes.
• Strive to prevent you from making bad financial decisions, at the wrong time. Through frequent conversation and emails, we will try to “accompany you” through periods of volatility and personal difficulty. At all times, we are straightforward, unbiased and willing to act as a buffer in challenging family situations, or when emotion could drive impulsive decisions.
• Draw upon the vast resources of Bank of America, N.A. and Merrill. Whether you’re looking to purchase a home, a car, refinance a mortgage, consolidate your banking, or meet with a trust specialist, we will coordinate matters on your behalf. We will also meet with your attorney to align an estate planning strategy, or simply to discuss the titling of documents.  
• Encourage you to see us as a “first call” and us a “go-to” resource.” We are quick to respond and provide a thoughtful perspective.

We’ve earned our stripes providing a superior wealth management experience to clients. It would be our pleasure to assist you with the same measure of passion and professionalism.


*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
*Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.
*Global Wealth & Investment Management (GWIM) is a division of Bank of America Corporation. The Chief Investment Office, which provides investment strategies, due diligence, portfolio construction guidance and wealth management solutions for GWIM clients, is part of the Investment Solutions Group (ISG) of GWIM.
*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2021 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. For more information, visit Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.