Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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Over the past 30 years, we have offered clients advice and guidance designed to help them pursue their goals and secure their financial future. The long-term relationships we've enjoyed both with clients and with Merrill Lynch Wealth Management are important to us and help define who we are. Our team strives to put clients' interests first, and we've been gratified by the loyalty they have shown us over the years.
How your investment capital is apportioned among different asset classes — cash, stocks, bonds, for example — is critical. When we design an asset allocation framework for you, we consider your long-term goals, risk tolerance, needs for liquidity and income, time horizon and tax situation.
This is an essential first step in helping to dampen your portfolio's volatility and smooth out its return pattern. We recommend diversifying across, as well as within, a range of asset classes and subclasses.
We rely on well-researched model portfolios, including individual stocks and bonds (both taxable and tax advantaged), as well as fixed-income and equity mutual funds and cash and cash-equivalent securities.
DOWNSIDE RISK MANAGEMENT
A strong sell discipline is central to our risk management function. We try to prevent position losses beyond a specified percentage. We believe this is imperative because holding on to a declining position while waiting for it to recover can have a negative impact on your portfolio's overall performance.
We recognize that we strive to hold a position of trust, that trust is earned and that you look to us for guidance on matters that affect your life. When we help you structure your portfolio, we strive to optimize the expected return for the level of risk with which you are comfortable. We make it a priority to reach out to you and keep you informed.
The Williams Tomlin Group is your point of access to the Merrill Lynch Wealth Management products and services platform, one of the broadest and most flexible in the wealth management industry. Its open architecture enables us to offer you technologies, strategies and investment alternatives from an array of financial services providers. In helping you set and implement your wealth management strategy, we have at our disposal a number of powerful analytical tools and software programs at Merrill.
Managing and sustaining wealth in today's world can be complicated. We are committed to being consistent, practical and reliable, and we believe that our knowledge, insight, perspective and wisdom are the most important products we offer.
We work closely with affluent families and individuals coast to coast, including corporate executives, entrepreneurs and business owners who value our disciplined approach and professional perspective. We understand the demands and responsibilities of significant wealth, and we draw on our considerable experience to suggest customized strategies designed to address your unique circumstances.
We strive to understand your life goals and what may impact your finances in the long term. Many clients turn to us as they face transitions, such as selling a business or winding down a career. For people approaching or in retirement, we focus on income distribution. We believe that structuring investments and managing cash flow can be key to living well during retirement.
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Forbes “Best-in-State Wealth Advisors” 2018, 2019, 2020
Forbes “Best-in-State Wealth Advisors” 2019, 2020
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
Senior Wealth Management Lending Officer
Bank of America, N.A.
UHNW Insurance Specialist
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.