Outlook 2023: Back to the (new) future

Outlook 2023: Back to the (new) future

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Profile

In order to offer a comprehensive approach to managing a client's financial assets I begin by ascertaining the client's specific financial position including their life stage, continuing income level, risk tolerance, and family situation.  Then I will help them create a customized wealth management approach that can be flexible as their needs and market conditions change. I can provide access to the investment insights of Merrill and the banking convenience of Bank of America to help address the various aspects of a client’s financial life. My goal is to provide excellent service to help clients define and achieve their goals.

Merrill has a deep-seated tradition of participating in social activities in the communities it serves, and I also engage in public interest activities.

  • EDUCATION

    Villanova University

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission is to understand you and what matters most to you. To take the time to ask thoughtful questions, and (most important) to listen carefully to understand in detail where your wealth stands today, and where you’d like it to be tomorrow. I will help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while also managing your investment risk.

Approach

Helping you pursue your goals starts with getting to know you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities. My process offers a flexible framework we can call upon to help you identify and prioritize your personal and professional financial goals, including areas such as education funding or your future lifestyle. I will offer potential solutions to provide the "fit" that may best serve your objectives, risk tolerance, time horizon and liquidity needs. I will help you understand nature and risk of each investment and any fees and expenses associated with your accounts. 

Capabilities

My ability to provide access to the investment insights of Merrill and the banking convenience of Bank of America allows us to help you devise potential solutions designed to help preserve, grow and distribute your wealth. I strive to exceed client expectations through our proactive approach to communication, my attention to personalized service, and my commitment to continuing financial education and staying abreast of new and changing investment opportunities.

Focus On High-Net-Worth Individuals and Families

It is not just the very wealthy that can use the services of a financial advisor.  Merrill’s wealth management approach addresses the many issues of even those with modest financial assets.  No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:

·         Health: Managing healthcare expenses, now and in the future

·         Home: Upsizing, downsizing, remodeling or buying a vacation home

·         Family: Taking care of your family and other people in your life

·         Leisure: Spending your free time in meaningful ways

·         Giving: Volunteering, mentoring and giving to charities

·         Work: Working in retirement, selling or starting a business

·         Finance: Bringing it all together; defining your financial goals

We work closely with other professionals to help clients pursue their wealth management goals, drawing on the investment insights of Merrill and offering access to the banking convenience of Bank of America as we do so.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.