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TSH Wealth Management Group

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Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

John D Snodgrass

Forbes “Best-in-State Wealth Advisors”  - New York in 2018 and 2019.

TSH Wealth Management Group

Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Paul Vincent Barbarino

Paul Vincent Barbarino

Employee Benefits Specialist

Bank of America, N.A.

Gary B Ehrlich

Gary B Ehrlich

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #589394

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


Our mission is to understand your priorities and to help you fulfill your life's most important goals.  Our relationship begins with a discussion about what you want to achieve, and how we can help you.  It is a privilege when we are given the opportunity to work with families towards reaching those goals.  We invite you to call us.

Our Philosophy

Wealth creates complexity, which is best addressed by having a plan. A wealth management plan is your roadmap.  It helps you manage your life wisely so that you can pursue your goals and dreams.  It can help ensure that you make well thought out decisions – decisions that will affect you and your family through generations.

We develop an understanding of your life, align your financial strategy with your goals, and work with you to help you pursue what’s most important to you.  This disciplined process is where effective wealth management starts.

The values we share as a team are closely aligned with those of the clients we serve. We build relationships based on trust and mutual respect.  On this foundation we help you navigate your financial life. 

Our Process

We look to help preserve the wealth you have created by constructing a customized wealth management plan, and to help you faithfully execute and update the plan throughout your lifetime.

Our focus on planning allows us to add value in three primary ways:  Wealth Management, access to Portfolio Construction Services, and Advice and Guidance.

FIRST WE WORK TO PRESERVE YOUR WEALTH - our team is distinguished by integrated Wealth Management, which puts us in collaboration with clients as we work with them to understand their investment goals.  Our years of experience working through the complexities of a family’s financial life is a cornerstone of our advocacy for you.

THEN WE WORK TO GROW YOUR WEALTH – Access to Portfolio Construction Services that focus on what we can control – costs, diversification, manager selection, and tax minimization strategies, in collaboration with your tax professionals.  Our disciplined, time tested investment process supports those objectives.

AND WE’RE ALWAYS THERE FOR GUIDANCE WHEN YOU NEED IT MOST - We believe the biggest influence on lifetime investment outcomes is investor behavior – making the best choices possible.  We will help you make these decisions, especially when it is most difficult and most important.  Your success is our purpose.

Our Commitment

INTEGRITY - Every client relationship is guided by the highest ethical standards and complete confidentiality.  Our team cultivates relationships based on trust and respect.  In deciding the right course for clients we never subordinate honesty and candor.

EXPERIENCE - We have years of experience and can provide access to retirement income planning services, trust and estate planning services, investment management, customized financing through Bank of America, and goals-based wealth management.

PERSONAL TOUCH - With a personal touch we deliver access to the vast resources of Merrill Lynch Wealth Management along with Bank of America’s banking products and services. We take the time to know each family’s unique needs, and offer a customized approach to wealth management.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.