Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
105 SOUTH BEDFORD ROAD
MOUNT KISCO, NY 10549
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For years, I’ve crafted real-world, risk-managed strategies around personal and financial objectives that I help clients identify, prioritize and accomplish. Some clients want to know what’s required to send children to college, to enjoy the retirement they envision, how to effectively inherit and distribute assets, or purchase a first or second home. Regardless of a client’s situation or ambitions, I believe that “planning is everything” and that getting out in front of their needs is essential to providing superior wealth management. That’s why I encourage both spouses to talk frequently with me. I also do everything possible to educate “the next generation” in client families, so that wealth and wisdom can be passed along.
I have always believed that clients deserve to rest easy, especially when the markets don’t. That’s why, I tend to focus on generating income, prudent growth and tax efficiencies – what I call “blocking and tackling.” With decades spent in institutional and advisory roles, I use Merrill portfolios and selected managers for specific investments to help clients reach goals they find personally meaningful.
My clients include successful women and men – telecom, media and other corporate executives, attorneys, accountants, entrepreneurs and generations of families in more than 15 states. Most clients are eyeing rewarding retirements and preserving their wealth with reasonable growth and yield.
I BELIEVE THAT:
• My deep experience with employee stock option and executive compensation programs is a big reason many clients are referred to me.
• A good advisor does more than manage clients’ investments. Throughout the year, I work closely with clients’ CPAs and attorneys to align tax minimization and estate planning strategies. I also provide clients with access to residential and securities-based lending through Bank of America, N.A.
• My background in sociology and anthropology allows me to appreciate clients’ fears, objectives and concerns about those they love. Working with both spouses and grown children when possible, I aim to connect the dots in their lives with a financial strategy that feels right to them.
My wife, Madeline, is a Spanish teacher and native of Puerto Rico who worked in fashion in New York City, where we met. We have two daughters and two young grandchildren. When time allows, I enjoy spinning, skiing, snowshoeing, tennis, and travel to Spain and Puerto Rico. I paid for college driving school buses in Denver and building the original ski lifts for Keystone and Copper Mountain Resorts. At the University of Denver, I was a member of Beta Theta Pi, threw the javelin for the varsity track team, and raised Alaskan Malamutes.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community. In addition to having assisted HomeFront Inc. with community-based home renovations, I currently volunteer for Merrill Lynch-sponsored events, local high school events and youth coaching. I’m happy to say that I’ve met many clients and closest friends through local community activities.
University of Denver
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Senior Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.