Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
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The Patel Team has a combined length of service of 50+ years. Our commitment to provide exceptional service while aligning with Merrill’s capabilities and resources to meet clients’ expectations and long-term goals.
As of January 2021, our clients’ have entrusted us with $2.5 Billion in assets. Umesh Trikha was recognized in Forbes Best in State Wealth Advisors & Forbes America’s Next Gen Advisors.
The Patel Team takes into consideration the uniqueness of each client, therefore creating a portfolio that aligns with each clients’ individual risk tolerance, liquidity needs, and time horizon.
Being part of Merrill's Foreign Office in New York, The Patel Team has the unique capability of working with International Executives, companies and families.
Our Team has significant experience in advising corporate executives internationally and domestically on how to evaluate compensation packages. For concentrated stock positions, we customize strategies to help diversify the portfolio and defend against adverse market movements.
We prepare effective plans to address the unique needs of high-net-worth families. The Patel Team has extensive knowledge and experience in:
- Family communication and legacy planning
- Strategies to meet needs of each generation
- Estate Planning Services
- Philanthropic Strategies
Family Office Services
We work closely with the Merrill Lynch Family Office to manage the finances of Ultra-High-Net-Worth International and Domestic families to help insure smooth intergenerational transfer and asset management activities:
- Life Management and budgeting
- Risk Management and insurance
- Investment management services
- Estate and wealth transfer
- Reporting and recordkeeping
- Compliance assistance
We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Forbes "Best-in-State Next Generation Wealth Advisors" in 2019
On Wall Street –“Top 40 Under 40” 2015-2019
Financial Times –“Top 400 Financial Advisers” 2016,2018
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.