Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
Experience, service, and a commitment to clients
Our mission is to provide the highest level of professionalism, responsiveness, and service at all times. By combining the culture of a boutique family office with the backing and resources of a global financial institution, we have the ability to handle or delegate any issues or questions affecting your life.
The 712 Investment Group is a 20 person wealth management group operating under the umbrella of Merrill Lynch Wealth Management, a division of Bank of America Corporation.
While our founding partners’ roots at Merrill date back to the mid 1980’s, the 712 Investment Group was formally organized in 1992 at 712 Fifth Avenue in New York City. With six partners and fifteen supporting associates and specialists, our bi-coastal team has offices strategically located in Midtown Manhattan, the San Francisco Bay area, and Charleston, SC. We accept new clients via personal recommendations from existing clients.
Our team is ranked #10 on the 2022 Forbes "America's Top Wealth Management Teams High Net Worth" list. (*Published on November 8, 2022. Rankings based on data as of March 31, 2022.)
Additionally, our partners, Managing Directors, Richard Wald and Travis O'Brien, and Senior Vice Presidents John O'Neill Jr. and Brian Noone, were all named to Forbes 2022 "Best-in-State Wealth Advisors". (**Published on April 7, 2022. Rankings based on data as of June 30, 2021.)
We start by listening to you to gain a deep understanding of the moving parts of your financial life. Recognizing the concerns that can affect your family and finances — today and in the future — can put us in a better position to help you develop a wealth management strategy uniquely tailored to your circumstances.
With this understanding, together with an overview of your financial life (income, assets, titling, taxes) we will develop a plan tailored to your goals, liquidity needs, values, time horizon, and risk tolerance.
Our partners have decades of real life investment experience in allocating billions of dollars across the capital markets. We are aided in this process by the firm's industry leading research, alongside a team of highly skilled due diligence professionals.
After carefully evaluating your overall financial picture, we will create a custom strategy designed to help you pursue your goals. Our "open architecture" platform gives us access to some of the world's top investment managers together with our own internal research based strategies. During this process (and ongoing), we will also work with your personal tax and estate planning professionals to help ensure your financial strategy is aligned with tax minimization considerations.
With your investment performance, capital preservation, and legacy concerns top of mind, we will regularly review your investments to help make sure they stay aligned with your goals for your lifetime and future generations.
We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
For the past 27 years, The 712 Investment Group has been working with internal specialists to help affluent families, foundations, charities and endowments address their unique charitable objectives. Whether you are in the early stages of giving back to your community, in the process of creating an enduring legacy through family philanthropy, starting a new trust or foundation or need support for an existing program, we are equipped to help you pursue your personal charitable objectives.
As an employer, you understand the critical role a well-designed retirement program can play in helping to attract and retain highly talented employees, meet your fiduciary obligations, make the most of your business assets and assist your employees with their retirement savings goals.
Your client experience is our most important priority, and we strive to offer the highest level of professionalism, responsiveness, and outstanding service each time you contact us.Travis J. O'Brien | Managing Director | Senior Financial Advisor
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Alternative Investments Regional Specialist
Bank of America, N.A.
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #247463
Wealth Management Banking Specialist
Merrill
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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