Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Clifford Benfield, CFP®, AAMS®, CRPC®
A financial advisor with 4 decades of experience, Cliff Benfield has a well-developed and diverse knowledge of the financial markets. He counsels high-net-worth individuals, retirement plans and not-for-profit organizations, providing advice on the selection of a prudent asset allocation for their specific needs and the building of an optimum team of investment managers to implement tailored strategies. He focuses on the use of alternative investments* to reduce volatility in a portfolio.
Cliff has spoken before thousands of individuals, appeared on television and been quoted in publications such as The NY Post, Bloomberg Wealth Magazine and Fortune Magazine. Included in his memberships are the Institute of Business and Finance, the Society of Certified Senior Advisors and the Market Technicians Association.
Active in the community, Cliff has coached his children’s football, basketball, soccer, softball and baseball teams, served on the Boards of the Downtown Giants Youth Football program, The Downtown Little League, Toastmasters and The Financial Planning Association of New York. He has been a mentor to students in the Baruch College Honors MBA program and he is a veteran of the United States Navy.
*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
Licenses, FINRA Registrations and Professional Designations:
CFP® 05/27/1997 CERTIFIED FINANCIAL PLANNER™ Professional
AAMS® 04/02/1996 ACCREDITED ASSET MANAGEMENT SPECIALIST (sm)
CRPC® 9/7/2010 CHARTERED RETIREMENT PLANNING COUNSELOR (sm)
Ser 65 09/13/1994 INVESTMENT ADVISOR REP
ILH 10/15/1988 LIFE AND HEALTH INSURANCE
Ser 31 01/31/2005 FUTURES MANAGED FUNDS
Ser 15 06/12/1984 FOREIGN CURRENCY OPTIONS REP
Ser 63 05/01/1984 UNIFORM SECURITIES STATE AGENT
Ser 5 10/17/1981 INTEREST RATE OPTIONS REP
Ser 7 06/20/1981 GENERAL SECURITIES REP
•New York Institute of Finance
•College for Financial Planning
•Institute of Business and Finance
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Mountain Lakes HS
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.