Profile

Our Clients

Cosmin Cotet is a Financial Advisor and Senior Portfolio Advisor within the Merrill Lynch Wealth Management 5th Avenue Office in New York City. He helps deliver the investment resources of Merrill and the banking convenience of Bank of America to individuals, families, as well as to institutions, and charitable foundations. Together with a team of specialists, Cosmin provides financial advice and guidance to individuals with complex financial needs and demanding lifestyles. He primarily works with corporate executives, business owners, hedge fund and private equity principals, lawyers and doctors. 

"Our focus is centered on helping clients achieve outcomes that are personally meaningful to them. So, our approach is to uncover a deeper understanding of core concerns and priorities in order to develop portfolios and align resources to best achieve each goal."

Investment Approach and Services

Cosmin focuses on goals-based wealth management. His approach involves "taking inventory" prior to building an investment plan that uses his clients' unique goals as a benchmark. Cosmin has been an early advocate for incorporating ESG strategies in the fabric of his clients' portfolios.

"Most of our clients believe in a long-term approach to investing, as this limits the need to react to every blip of the markets. Mitigating risk is of utmost importance as we strive to build portfolios that can withstand various market pressures. However, rather than trying to anticipate every zig and zag, our strategies aim to generate value in periods measured in years, not days."

To complement traditional wealth management services, Cosmin facilitates meetings with the firm's extensive network of lenders, trust & estate, and philanthropic experts. 

"One of the advantages of working at Merrill is the flexibility to hand-pick the strongest specialists across the firm and leverage their knowledge and expertise to better serve our clients."

The services Cosmin and his team provide are aligned with the interests of their clients through fee-based compensation, instead of commission.

"This approach allows our wealth management strategies to go beyond the single dimension of investments."

Cosmin Cotet

Prior to joining Merrill Lynch Wealth Management, Cosmin served as a Director at the John McEnroe Academy in New York City. He is a former professional tennis player, high performance coach, and consultant to a number of professional athletes and coaches. 

Cosmin earned a BS in Communication Studies, cum laude, from Texas Christian University. At TCU, he was the captain of the varsity tennis team and was nominated for the Student-Athlete of the Year Award. He holds an MBA in Finance & Investments from Southern Methodist University, where he received the Dean's Circle and Edwin L. Cox Business Leader Awards. While at SMU, Cosmin also served as Head of the Women's Tennis Program, where he coached an NCAA National Champion. 

He speaks fluent Romanian and French and has a passion for the arts, racquet sports, and sailing. Cosmin currently lives in New York City with his wife, Sara. They enjoy spending their weekends in Larchmont.

*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.