Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
Our Clients
Cosmin Cotet is a Financial Advisor and Senior Portfolio Advisor within the Merrill Lynch Wealth Management 5th Avenue Office in New York City. He helps deliver the investment resources of Merrill and the banking convenience of Bank of America to individuals, families, as well as to institutions, and charitable foundations. Together with a team of specialists, Cosmin provides financial advice and guidance to individuals with complex financial needs and demanding lifestyles. He primarily works with corporate executives, business owners, hedge fund and private equity principals, lawyers and doctors.
"Our focus is centered on helping clients achieve outcomes that are personally meaningful to them. So, our approach is to uncover a deeper understanding of core concerns and priorities in order to develop portfolios and align resources to best achieve each goal."
Investment Approach and Services
Cosmin focuses on goals-based wealth management. His approach involves "taking inventory" prior to building an investment plan that uses his clients' unique goals as a benchmark. Cosmin has been an early advocate for incorporating ESG strategies in the fabric of his clients' portfolios.
"Most of our clients believe in a long-term approach to investing, as this limits the need to react to every blip of the markets. Mitigating risk is of utmost importance as we strive to build portfolios that can withstand various market pressures. However, rather than trying to anticipate every zig and zag, our strategies aim to generate value in periods measured in years, not days."
To complement traditional wealth management services, Cosmin facilitates meetings with the firm's extensive network of lenders, trust & estate, and philanthropic experts.
"One of the advantages of working at Merrill is the flexibility to hand-pick the strongest specialists across the firm and leverage their knowledge and expertise to better serve our clients."
The services Cosmin and his team provide are aligned with the interests of their clients through fee-based compensation, instead of commission.
"This approach allows our wealth management strategies to go beyond the single dimension of investments."
Cosmin Cotet
Prior to joining Merrill Lynch Wealth Management, Cosmin served as a Director at the John McEnroe Academy in New York City. He is a former professional tennis player, high performance coach, and consultant to a number of professional athletes and coaches.
Cosmin earned a BS in Communication Studies, cum laude, from Texas Christian University. At TCU, he was the captain of the varsity tennis team and was nominated for the Student-Athlete of the Year Award. He holds an MBA in Finance & Investments from Southern Methodist University, where he received the Dean's Circle and Edwin L. Cox Business Leader Awards. While at SMU, Cosmin also served as Head of the Women's Tennis Program, where he coached an NCAA National Champion.
He speaks fluent Romanian and French and has a passion for the arts, racquet sports, and sailing. Cosmin currently lives in New York City with his wife, Sara. They enjoy spending their weekends in Larchmont.
English, French & Romanian
Southern Methodist University
Texas Christian University
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Strategist
Merrill
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right Advisor®
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
You are now leaving Bank of America Merrill Lynch.
By clicking Continue, you will be taken to a website that is not affiliated with Bank of America Merrill Lynch and may offer a different privacy policy and level of security. Bank of America Merrill Lynch is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can click the Cancel button now to return to the previous page.