The Luppino / Eschenauer Group

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Merrill Lynch

The Luppino / Eschenauer Group

Wealth Management

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Merrill Lynch
Wealth Management
The Luppino/Eschenauer Group offers a broad spectrum of financial services and wealth management advice and guidance to a select group of clients. We advise and guide clients in multiple areas of wealth management including: asset and liability management, diversified investments, estate planning services, insurance and retirement income planning, among others.

The Luppino / Eschenauer Group

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Welcome

Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.

Partners Brochure

Solutions for Deloitte Partners, Principals and Managing Directors

Scope of Services 

Deloitte Mortgage Discount Program

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Wealth Management

The Luppino/Eschenauer Group offers a broad spectrum of financial services and wealth management advice and guidance to a select group of clients. We work with clients in multiple areas of wealth management including: asset and liability management; diversified investments; trusts; insurance and estate planning services; and retirement income planning, among others

Combining the extensive resources and broad capabilities of a global wealth management firm with intimate personalized service, our team seeks to help clients pursue their goals through disciplined wealth management based on an in-depth understanding of their priorities and financial situations. Our goal is to simplify clients' financial lives by helping integrate the various facets of their wealth management and giving them a single point of contact for their needs, requests and questions.

We are able to bring this overall program together by:

  • Leveraging the insights, efforts and broad resources from BofA Merrill Lynch Global Research and its analysts

  • Customizing services, investment strategies and portfolios based on our professional perspective and a range of investment objectives and risk profiles designed for your situation

  • Offering dynamic and diversified exposure to select market segments, meant to give you the opportunity to fulfill a wide spectrum of strategies

  • Employing thoughtful, experience-based and tactical asset allocation that we believe will help your investments be resistant to market volatility


*BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non-U.S. affiliates. MLPF&S is a wholly owned subsidiary of Bank of America Corporation. Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. 

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A broad range of capabilities

The Luppino/Eschenauer Group can help you manage and build your wealth in accordance with your plan's rules and guidelines. In addition to the personalized attention of a team experienced with this program, we offer access to Bank of America's wide range of banking products and BofA Merrill Lynch Global Research reports and market analysis, along with 24-hour online access to your accounts.

We can work with you to develop strategies to help you pursue your most important goals, whether you wish to prepare for your retirement, fund a child's education, purchase a home or build a legacy, based on our professional perspective and range of risk profiles designed for your situation.

Here are some of the many areas in which we can assist you:

  • Financial analysis—We can help you with various aspects of wealth management, including investing, planning for retirement, tax-minimization strategies in conjunction with your outside tax advisors, education funding, wealth transfer, and income and asset preservation.
  • Wealth preservation and transfer—To help you preserve and pass on the assets you've acquired over your lifetime, we may suggest a mix of strategies, income and credit management and estate planning services.
  • Tax-minimization strategies—Working with your tax advisor and estate planning attorney, as well as Merrill Lynch Wealth Management specialists, we can develop strategies designed to help you offset large taxable gains. Additionally, we can help project your potential tax liability in retirement and use these projections to structure your portfolios more efficiently.
  • Education funding—If one of your aims is to finance your children's or grandchildren's higher education, we can help you estimate the cost of college in future dollars, illustrate the potential growth of college savings plans an suggest investing strategies.
*BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non-U.S. affiliates. MLPF&S is a wholly owned subsidiary of Bank of America Corporation. Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. 

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Addressing your banking needs

You'll have access to Bank of America's robust banking services, including customized pricing for principals and directors. In addition, you'll have the convenience of a single point of contact, 24-hour online account access and a single sign-on to all your online accounts, making it possible for you to oversee your entire financial picture with ease.

We provide access to Bank of America:

  • To help you develop a strategy tailored to manage your liquidity needs, your debt and your savings
  • For insight and information on the expansive array of cash management, credit and lending services

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

John Grassia

John Grassia

Senior Structured Credit Executive

Bank of America, N.A.

Nicola Beel

Nicola Beel

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #642154

Louis P Giambertone

Louis P Giambertone

UHNW Insurance Specialist

Merrill Lynch

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

<br />Periodic reviews to help you <br /> stay on track

Periodic reviews to help you
stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    <br />Monitoring changes in your life<br />and to your goals

    Monitoring changes in your life
    and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    Wealth Management Your Way

    MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

    You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

    Your advisor is a click away through our Secure Inbox and texting application

    Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your strategy as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.