An Experienced Team Focused on Clients

We know that each client has unique financial priorities and concerns, and we work hard to provide families with wealth management strategies to help them address the complexities of wealth in pursuit of their long-term goals. Within Merrill Lynch Wealth Management, GKB & Associates has access to significant resources and the support of a large organization.

Joseph, Steven and Stefani have a lengthy track record with the firm and possess the skills to navigate the global resources of Merrill Lynch Wealth Management. With perspective and experience gained from serving clients during a variety of market conditions, we can help you prepare for an evolution of your wealth and goals over your lifetime—and for generations to come.

Customized strategies based on your needs

Your financial aspirations are unique to you. That is why we take the time to learn as much as we can about you and your family. By understanding what your wealth means to you and what you hope to accomplish with it, we can help you customize financial strategies to your individual needs.

Services to simplify your financial life

Our clients come to us for a variety of needs, including:

• Wealth Management
• Retirement Income and Lifestyle Planning
• Transitioning a Business
• Funding Higher Education
• Access to Credit and Lending Through Bank of America
• Wealth Transfer Strategies and Estate Planning Services

Will your investments help you to attain your goals?

We believe that a risk-based approach is fundamental to pursuing long-term results. Although every family’s investment strategy is unique to their goals, we have found that many clients share common concerns about managing their wealth and frequently ask about:

Managing wealth: Which tax minimizing strategies should I consider to manage my family’s wealth? Should I be concerned about my current spending? Can I afford to buy a second home–and if so, does another home loan make financial sense even if I don’t need one?

Wealth transfer: How can I develop gifting strategies for my children or grandchildren without affecting my income needs in retirement?

Retirement income planning: Will I be financially ready to retire when I want to? How will I need to change my current spending if I’m concerned about outliving my money? Should I put money into my IRA if I also have a company-sponsored retirement benefit plan?

Education expenses: Which financial strategies will help me fund my children’s education at the college of their choice?

Wealth education: Can you help me educate my teenaged children about managing money responsibly and the importance of charitable giving?

Delivering caring, proactive service

Rosalind, Dorothy, Julia, Mathew and Christine work hard to enhance client’s satisfaction by setting a consistent standard of high touch service. Our goal is to provide you with personalized service that exceeds your expectations.

We assist clients on a daily basis with administrative needs such as:

• Wire transfers and check issuance
• Account balances
• Funds transfer service and direct deposit service
• Credit card offers through access to Bank of America
• Merrill Lynch Online, where clients can consolidate all of their accounts, oversee their assets as well as track income and spending in real time
• Provide tax statements and quarterly gain/loss information
• Account opening process