Katie Gandy

push-top

Katie Gandy


Financial Advisor

You’ve worked hard to build your wealth in meaningful pursuit toward personal, professional, and philanthropic goals. At the Gandy Group, we provide our clients with a customized experience and exceptional service to meet those goals taking into account financial, social and environmental concerns.

Profile

As a Merrill Lynch financial advisor and steward of your wealth, Katie knows that financial decisions affect the world around you and takes care to make sure your money is directed and managed for responsible growth. As a member of the Gandy Group, Katie draws upon over 30 years of financial services knowledge to provide her clients with customized advice, exceptional service, environmental and social impact strategies, and a disciplined approach to investing. 

Ultimately, your finances are part of larger experiences in your life, including your Health, Home, Family, Work, Leisure, and Giving. Katie works with individuals, families, and non-profits to understand their financial situation, risk tolerance, and liquidity needs. She helps her clients articulate their short-term and long-term goals, then recommends a financial strategy designed to achieve them. 

Previously, you may have had to choose between personal goals and your commitment to the world. Now, by linking traditional investing, impact investing, and philanthropic endeavors, Katie helps you pursue your financial objectives and deepen your positive impact on the world without sacrificing financial returns.   

In both her personal and professional life, she has spent the last decade pursuing her passion for sustainability and finance. She holds a deep knowledge of the impact investing community as a former environmental data sales manager and an institutional municipal bond sales associate. At Trucost, the environmental data arm of S&P Dow Jones Indices, she partnered with asset managers, foundations, and endowments to devise new strategies, indices, and funds directing capital to impact oriented investments.  In her wealth management practice, she takes that same care and advisory by helping her individual and institutional clients align their values with their financial investments.  
 
Katie is an active member of her community-- volunteering time and resources to many social impact and outdoor adventuring initiatives including Women in Sustainable Economy (WISE), Friends of the High Line, Women of Dartmouth, Ellevate Network, and Prospect Park Track Club (PPTC). She holds a bachelor’s degree in Environmental Studies and Economics from Dartmouth College.

In her spare time, Katie can be found training for a race, brushing up on her French, volunteering her time, or traveling to a new city at home or abroad. 


  • EDUCATION

    Dartmouth College

Where do we begin? It starts with you.

At Merrill Lynch, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

The Gandy Group

Welcome! As a client of our family team, the Gandy Group, you become a family member too. We believe that wealth isn’t just about the performance of your investments—it is about how you live your life in meaningful pursuit toward personal, professional, and philanthropic goals. Our mission is to deliver a holistic and comprehensive financial services approach to help you achieve those goals.

With over 30 years of financial services knowledge and the backing of global resources of Merrill Lynch, our clients come to us for customized advice, exceptional service, environmental and social impact strategies, and a disciplined approach to investing.

Our Philosophy

We designed our business with you at the center to help you grow and safeguard your wealth for what matters the most. We work with a select number of clients so that we can use a focused, individualized approach to create a personal and durable strategy. Helping you preserve your wealth is a significant step to building affluence over the long term.

Our approach allows us to understand your needs, define an investment strategy that helps achieve your goals, and monitor your progress toward those goals. Our commitment is to provide you with both outstanding service and positive financial, social, and environmental results.

Our Approach
The Gandy Group services our clients in a three-step process—

Understanding Your Needs: Before any financial decisions are made, our team considers your whole life, taking the time to fully understand who you are and what matters to you most as an individual, as a family, and/or as a business. We often ask—‘What is this money for.’

Developing Your Goals: With this personal knowledge of your values and goals, our team is able to set clear objectives, develop an appropriate investment strategy, and make recommendations that draw on the global resources of Merrill Lynch. Our team’s investment process can include positive ESG and impact aligned strategies to help you meet your personal goals.

Monitoring Your Progress: Our team will then help you track progress toward reaching your goals and keep your strategies consistent with any changes that may take place in your life and/or business. When a transfer of your wealth is required, our team is there to help in the transition.


Who We Work With
Families and Individuals: Our team knows that time is at a premium for our high net worth individuals and families, and that with proper management, wealth allows you to pursue meaningful life goals. Our team establishes a proactive approach to help you grow, preserve, and pass on your wealth. Our clients come to us for a variety of needs, including: planning for retirement, funding higher education, transitioning a business, transferring wealth and estate planning services, directing capital to impact aligned investments, and obtaining access to Bank of America credit and lending.

Trust Accounts and Small to Mid-sized Insurance Companies: As a team with 30+ years of trading experience in the municipal bond market, we leverage those skills and relationships to provide the best security selection, top quality service execution, and deep municipal market knowledge to our clients.

Business Owners and Non-Profits: Our team helps clients improve efficiency and profitability of their business by leveraging the capabilities of Merrill Lynch and Bank of America. From financing to cash management solutions to helping businesses select the best retirement plan for their employees, our team seeks to be a trusted advisor in both your individual and business affairs. For non-profits, our team can design investment strategies aligning your mission to impact oriented financial solutions.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

ML_Video_v2.jpg
Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


MLCampaign_WhyML_v3.jpg

We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





Transcript of Video

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.