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- Trust & Estate Services2
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Wealth Management Advisor
Lawrence has over 35 years of experience in the financial services industry. He spent the last 34 years at Merrill. He and his team have a concentration in Debt securities and they help manage fixed-income financing and complex hedging strategies for sophisticated clientele.
Lawrence is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.
Encouraging clients to remove emotion from financial decisions, Lawrence takes a straightforward, disciplined approach. He recognizes that, while clients are at different stages of their financial lives, they often lack the time to sufficiently manage their money, grow it and preserve it.
Supported by the extensive resources of Merrill Lynch Wealth Management and local specialists, Lawrence is happy to bring their knowledge and experience to the table – giving clients the specific insights and abilities of professionals in liquidity management, trust and estate planning services, and other areas.
Lawrence earned a B.S. in Accounting from Brooklyn College. He began his career working with the legendary Arnold Bernhard at The Value Line Investment Survey and then spent two years as a municipal finance specialist at a regional firm before joining Merrill Lynch in 1984.
For the past eight years he has been honored as one of Barron’s Top 100 Financial Advisors* in New York and was named one of Barron’s Top 1200 Financial Advisors in America**. Lawrence was also named to The Financial Times Top 400 Financial Advisors*** for 3 of the last 4 years. In 2018, Lawrence was named to the Forbes "Best-in-State Wealth Advisors" list****.
He and his wife Karen, a senior litigation partner at an international law firm, reside in Greenwich, Connecticut with their two sons.
Curdy Saintvil, Registered Senior Client Associate
Curdy Joined Merrill in 2008. He earned a Bachelors Degree from Brooklyn College. He focuses on fixed income and lending strategies. He also assists clients on a daily basis with their trading and operational needs. Prior to joining Merrill Lynch Wealth Management he worked at Lebenthal & Co.
Keith Fredrickson, CFP® – Analyst Investment
Keith joined Merrill Lynch Wealth Management in 2007. Prior to his career at Merrill, Keith worked on the floor of the NYSE as a specialist clerk. Keith holds the CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc*****. As such, he is able to provide a wide array of financial services including, retirement planning, college planning and portfolio development. Keith also helps clients focus on estate planning issues and works with their advisors in servicing their estate plans.
* Source: Barron’s "America's Top 100 Advisors" list, April 21, 2014. For information about the selection criteria, go to http://details-he.re/qHq1U7. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
** Source: Barron's “Top 1,200 Financial Advisors” list, March 12, 2018. Advisors considered for the "Top 1,200 Financial Advisors" ranking have a minimum of seven years financial services experience and have been employed at their current firm for at least one year. Quantitative and qualitative measures used to determine the advisor rankings include: assets under management, revenues generated by advisors for their firms, and the quality of the advisors’ practices. Investment performance is not an explicit criterion because performance is often a function of each client’s appetite for risk. In evaluating advisors, we examine regulatory records, internal company documents, and 100-plus points of data provided by the advisors themselves. Barron’s does not receive compensation from advisors, participating firms and their affiliates, or the media in exchange for rankings. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement of the advisor.
*** Source: The Financial Times 400 Top Financial Advisors is an independent listing produced by the Financial Times (March, 2016). The FT 400 is based on data gathered from firms and verified by broker-dealer home offices, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s performance in six primary areas, including assets under management, asset growth, compliance record, experience, credentials and accessibility as identified by the FT. Neither the brokerages nor the advisors pay a fee to The Financial Times in exchange for inclusion in the FT 400. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
**** Source: Forbes “Best-in-State Wealth Advisors” ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client’s experience, future performance, or investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved.
***** Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Barron's "America's Top 1200 Financial Advisors State-by-State"
Financial Times "FT400"
Forbes "Best-in-State Wealth Advisors"
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1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
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