Global Institutional Consulting

"We are a team of investment professionals who are committed to helping our clients identify and reach their investment goals."

—James T. Ryan
MANAGING DIRECTOR
PRIVATE WEALTH ADVISOR

About Us

Experienced team with a focus on serving the needs of institutions

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Click here to view our 'Faith Based Investing' brochure (PDF)


With over three decades of experience, The Ryan Group, based in New York City, is one of a select number of advisor teams that comprise Bank of America Merrill Lynch Global Institutional Consulting. We have a long history advising a broad range of institutions including not for profit organizations, hospital and healthcare systems, faith based organizations, private foundations, cultural institutions and associations. We also provide consulting and investment services to select families whose exceptional wealth demands institutional-quality investment and wealth management.

We are dedicated to helping clients identify and pursue their financial goals. Each client can feel confident that the investment strategy we recommend will be aligned with their goals and designed to help achieve the right balance of risk and return, growth and spending objectives.

We put the strength and intellectual capital of Bank of America Merrill Lynch to work in the clients' best interests, by delivering customized, objective advice and robust investment strategies. We believe the best strategies are the simplest and should be communicated clearly.
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"Ryan and Moore have served institutional clients since the late 1990s.  They started working with religious organizations and other nonprofits by personally supporting them.  'We then recognized that we could probably help some of them by using our skills to manage their investments,' explains Ryan."  Barron's Magazine, July 16, 2016 







Global Institutional Consulting (“GIC”) is part of the Global Wealth and Retirement Solutions business of BofA Corp. Institutional Investments & Philanthropic Solutions (Philanthropic Solutions) is part of U.S. Trust, Bank of America Corporation (“U.S. Trust”). U.S. Trust operates through Bank of America, N.A., member FDIC, and other subsidiaries of BofA Corp. For both GIC and Philanthropic Solutions, banking and fiduciary activities are performed by wholly owned banking affiliates of BofA Corp, including Bank of America, N.A. Both brokerage and investment advisory services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC), and registered investment adviser; the nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Global Institutional Consultants mentioned herein are registered representatives with MLPF&S and may assist you with investment products and services.

Source: Forbes “America’s Top Women Wealth Advisors” ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings and a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client’s experience, future performance, or investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement of the advisor. Forbes is a trademark of Forbes Media LLC. All rights reserved.

​Source: Forbes "Best-in-State Wealth Advisors" ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client's experience, future performance, or investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved. ​

Source: Barron’s "Top 50 Institutional Consultants” list, April 23, 2018. The advisors in the ranking were evaluated on a range of criteria, including institutional investment assets overseen by the advisor and his/her team, the revenue generated by those assets, the number of clients served, and the number of team members and their regulatory records. Also considered were the advanced professional designations and accomplishment represented on the team. Barron’s does not receive compensation from Advisors, participating firms and their affiliates, or the media in exchange for rankings. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement of the advisor.

Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.





Providing advice and guidance through a disciplined, goals-based investment approach

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“Because each institution brings its own interpretation...to its portfolio, each investment thesis is unique, according to James Ryan, an adviser with Merrill Lynch’s Private Banking & Investment Group." 
Wall Street Journal, July 9, 2015

Leveraging our team’s collective experience and diverse backgrounds, we take a holistic approach when advising clients. We recognize that organizations depend on the performance of their investment portfolios to fulfill their mission and goals. However, our work goes beyond investment rate of return.

Assess - Our broad perspective equips us to work with investment committees, boards and trustees to help them more clearly articulate their long-term strategies and understand how certain objectives affect their balance sheet.

Articulate - Listening is crucial, and so is proposing solutions in a clear and concise language. Seldom is the first draft of an asset allocation the most fitting; it takes an honest dialogue between advisor and client to determine which set of solutions has the best fit with the client's time horizon, risk tolerance, liquidity needs, and investment goals.

Define - We believe a portfolio can only serve an organization if the advisors know the goals, mission and aspirations of that organization. This requires extensive probing and listening to discern what the time horizon of both the portfolio and risk profile should be. The time committed to planning the structure of the portfolio is intended to pay dividends for years.

We understand that fiduciaries have a significant responsibility with respect to the assets under their care, yet resources are stretched more thinly than ever. Many organizations do not have the time, resources or expertise required to develop, implement and monitor a disciplined, long-range investment strategy.

Implement - Our team delivers the full global resources of one of the world's most preeminent financial institutions, offering a high level of tailored solutions from a local presence, and serving as an outsourced solution for many clients to leverage.

Review - In a fast-paced world with an ever-changing landscape, we recognize that the consistent reviewing and monitoring of a client's portfolio is important. As part of our process, we provide a holistic review of your portfolio and help ensure relevancy to your goals. The thought leadership we bring to you is integral to the advice we provide and a key factor in the institutionally focused reporting we give to each client.
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"...Advisers who work with impact investors agree that customization is key, even within religious denominations." says James Ryan...."  Institutional Investor - November 3, 2015

Customized advice tailored to meet the needs of each client


"Institutional consulting requires a customized and focused strategy for every client. Our skills, experience and broad perspective equip us to work with diverse investment committees, executives, boards and trustees." 

Courtney Moore, CFP®, CIMA® | Senior Vice President | Private Wealth Advisor | Global Institutional Consultant
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Nonprofit Organizations, Private Foundations and Cultural Institutions


We help nonprofit organizations, private foundations and cultural institutions create customized and forward-thinking investment programs designed to support their mission, investment policy, spending policy and liquidity needs.

Hospitals and Healthcare Systems

We have been working with health care institutions since 1991. We recognize the importance of building and managing different portfolios for specific purposes within the operation of a hospital. We believe that liability-driven investing, compared to traditional investing, may be a valuable way for pension plans to stabilize funding through market cycles. We strive to help pension plans pursue more stability in funded status, required contributions and balance sheet impact.

Faith Based Organizations

We offer experience in helping values-based investors identify and examine areas of interest they might wish to address, including investments based on religious values, human rights, environmental quality and health care so we can build a solid portfolio of investments to support those beliefs.

Wealthy Families

We focus on providing wealthy families and future generations of these clients innovative strategies demanded by the complexities of their substantial wealth. We help integrate investment strategies that reflect the family's misson, fully align each family's financial goals with personal values and help implement long-term legacy considerations.






*Global Institutional Consulting (“GIC”) is part of the Global Wealth and Retirement Solutions business of BofA Corp. Institutional Investments & Philanthropic Solutions (Philanthropic Solutions) is part of U.S. Trust, Bank of America Corporation (“U.S. Trust”). U.S. Trust operates through Bank of America, N.A., member FDIC, and other subsidiaries of BofA Corp. For both GIC and Philanthropic Solutions, banking and fiduciary activities are performed by wholly owned banking affiliates of BofA Corp, including Bank of America, N.A. Both brokerage and investment advisory services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC), and registered investment adviser; the nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Global Institutional Consultants mentioned herein are registered representatives with MLPF&S and may assist you with investment products and services.
*Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.

Delivering a client-centric service model supported by a dedicated team

James T Ryan

James T Ryan

Private Wealth Advisor

212.236.5143
Courtney  Moore

Courtney Moore

CFP

, CIMA

Private Wealth Advisor

212.236.3758
Ivette  Plaza

Ivette Plaza

Private Wealth Relationship Manager

212.236.2531
Christopher W Carlton

Christopher W Carlton

CIMA

Private Wealth Analyst Investments

212.236.3757
Carlos I Mojica

Carlos I Mojica

Private Wealth Associate

212.236.5144
Devin E O'Connor

Devin E O'Connor

Registered Private Wealth Associate

212.236.9196

Solutions for Institutions

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Helping institutions meet their investment needs

We put the resources and intellectual capital of Bank of America and Merrill Lynch to work for institutional clients like you by delivering thoughtful advice and sophisticated investment strategies through focused client-centric consulting. We help organizations like yours address today’s complex investment challenges through an integrated, goals-based investment process that enables them to redefine success, manage risk and help fulfill their missions.

Endowments, Foundations and Nonprofits

We understand the issues nonprofits, endowments and foundations address in funding their missions in an ever-changing financial climate. Drawing on the global resources of Bank of America Merrill Lynch, we offer insight, guidance and personalized service to help institutions develop and execute investment strategies focused on what matters most to them and the people they serve.

Consider the broad spectrum of our investment management and advisory solutions, including:

  • Investment consulting services
  • Access to fiduciary asset management
  • Impact investing
  • Board governance and education
  • Fundraising & planned giving strategies
  • Cash and liquidity management
  • Nonprofit industry insights

Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.

Investment Solutions

We provide access to a full suite of investment solutions to help you manage assets for non-profit organizations, foundations, endowments and corporate retirement and pension plans. Our level of involvement is based on your preference — from traditional consulting, to client-directed implementation, to full discretionary outsourced CIO services. We work with your CFO, board of directors and investment committee to develop a tailored investment strategy that is consistent with your culture, goals, preferences and risk profile.

Disciplined Investment Process

We follow a disciplined process that helps to address your organization’s changing needs and provides you with a potentially higher probability of achieving your long-term investment goals.

1

Investment Policy Statement Development and Review

Act as liaison between institutional clients and Merrill Lynch’s Investment Policy Statement (IPS) service, which creates and modifies an IPS, based on the client’s investment goals and objectives.

2

Strategic Allocation Modeling

Customizable asset allocation based on the Merrill Lynch insightful capital market assumptions.

3

Investment Manager Due Diligence

Recommend investment solutions leveraging Merrill Lynch’s thorough and rigorous due diligence process.

4

Investment Manager Search and Selection

Advanced portfolio construction techniques combined with client specific objectives and Merrill Lynch’s capital market guidance.

5

Portfolio Strategy

Leverage Merrill Lynch’s global intellectual capital including tactical tilts to help increase returns.

6

Performance Measurement

Monitor, quantify and evaluate performance to identify opportunities to refine the portfolio’s overall strategy, based on the Investment Policy Statement.

Defined benefit plans

Whether your defined benefit plan is an active part of your overall benefit offering, is closed to new participants, or fully frozen, Bank of America Merrill Lynch’s service model allows you to outsource the many administrative tasks associated with the maintenance of a pension plan to fulfill plan obligations and manage risk.

Key services include:

  • Investment consulting service
  • Open architecture investment management platform
  • Liability driven investment implementation
  • Actuarial services and discretionary investment management

DCIC

To help you meet your fiduciary responsibilities, we can offer investment solutions which are vetted by the investment due diligence process of the Chief Investment Office (CIO). Merrill Lynch will accept ERISA 3(21) fiduciary responsibility for the investment advice provided through DCIC. We believe that putting the expertise of a specialized Merrill Lynch financial advisor to work for your plan is a smart solution to help you meet your fiduciary responsibilities. We can offer thoughtful advice on how to create an investment lineup that fits your organization’s needs, as well as provide support to help manage investments over time.

Additional resources for your organization

When you work with The Ryan Group, you benefit from the experience and knowledge we’ve gained from working with many institutions across the nation. We’ll bring all the latest thinking, insights and research from across Bank of America Corporation:

Bank of America Merrill Lynch Global Commercial Banking (GCB) provides a full range of commercial banking services to help your organization meet today’s challenges head-on and fuel sustainable growth. Specialists are committed to providing institutions like yours with banking solutions, including cash management and lending as well as investment solutions through Merrill Lynch. GCB offers institutions solutions to help increase cash flow, streamline benefits plans and expand geographically. GCB brings clients the full capabilities of Bank of America Corporation and its affiliates paired with local service.

Merrill Lynch Wealth Management (MLWM) provides access to market knowledge and financial experience. Merrill Lynch can help your organization make decisions that suit its needs and goals. Our education and insights can help your organization understand what’s driving today’s markets and tomorrow’s potential global opportunities. MLWM serves clients across the wealth spectrum, with personal advisor relationships that helps each individual investor plan for and pursue their unique financial goals.

“Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and Merrill Lynch Professional Clearing Corp., both of which are registered as broker-dealers and members of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA.

We're bullish on the future. Yours.

Solutions for Individuals

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Philosophy

We believe that the best financial strategy is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth on to future generations? With access to the investing insights of Merrill Lynch and the banking convenience of Bank of America, we will work with you to develop strategies that are designed to address your priorities and financial needs.

Approach

Working with us means working with advisors truly dedicated to your success. Our approach is simple, transparent and supported by experienced investment guidance.

We believe our clients realize the full value of our relationship, including:

  • helping you make significant decisions
  • recognizing your life priorities and goals
  • understanding your investment personality
  • helping you prioritize and pursue goals
  • being transparent by making possibilities, fees and risks clear
  • taking steps to help you preserve income during a life challenge
  • educating the younger generation about investments and the markets

A relentless commitment to transparency and customized solutions

As our client, know that we work in your best interests, providing customized strategies designed to anticipate and help meet your evolving financial needs.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill Lynch developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial strategy we develop together to help you with your approach for what matters most to you. Our Investment Personality Assessment is one of the ways to help me get to know you – to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial strategy.

Join us

Let’s Have a Conversation

There is no substitute for a one-on-one relationship with a Merrill Lynch financial advisor committed to your needs... Request an Appointment

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