Merrill Lynch

Edward T. Stellingwerf & Associates

Wealth Management

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Merrill Lynch
Wealth Management

“Our purpose is to deliver advice that is most appropriate to your personal situation, easy to implement, and clear to understand. We feel successful only when your experience exceeds your expectations.”
Edward T. Stellingwerf


As a wealth management practice, our role is to balance the everyday financial challenges of our clients with their longer-term ambitions. Throughout the client advisor relationship, our team will always be learning about you to understand your priorities, and recognize when your needs have changed. We employ goals-based wealth management techniques for improving current and intermediate cash-flow requirements, and implement investment planning strategies that best complement your longer-term objectives.



We believe the best financial strategy is the one that helps you pursue your life goals with confidence. Our experience, as both practitioners and teammates, tells us the ambitions most people have for themselves are often limited by how secure they currently feel about their own financial condition. By working together to help improve your knowledge and experience for your financial condition, by bringing transparency to the economic costs and risks of your decisions, we believe you will benefit from the confidence of feeling informed while aligning your wealth with your priorities, and increase the probability of your intentions leading to an expected and successful outcome.


Our Approach

Finally, our goals-based wealth management approach will keep you at the center of the process. Our process encourages you to be positioned for accomplishing what’s most important to you. We will work together to produce and maintain a formal statement about your current financial condition. We then introduce an investment management strategy that is aligned with your priorities. Finally, we deliver a measured outlook that brings transparency to the costs, risks, and probabilities associated with minding your responsibilities while pursuing your ambition. By working together, our team will be uniquely positioned to recognize when your priorities have changed and help you respond most efficiently to your evolving wants and needs.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Our Capabilities

We view our practice as a financial resource for helping you access the investment insights of Merrill, in addition to the banking, trust, and fiduciary services offered by Bank of America and Bank of America Private Bank. Regardless of your financial challenge, by leveraging Merrill’s deep bench of specialists and advanced digital resources, we are here to help you administer all aspects of your wealth. Using one platform, we are able to:

  • Anticipate or provide our immediate attention to your most-current cash-flow requirements.
  • Provide access to investment policy services, asset allocation, and wealth management strategies.
  • Secure you the most-economical terms for your liquidity and long/intermediate credit needs.
  • Prepare you to meet the financial challenges created by family celebrations, education, healthcare, and retirement.
  • Advise you in aspects of receiving or transferring wealth from one generation to the next.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Who We Are

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right AdvisorTM
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.