The DiMattina Group

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Merrill Lynch

The DiMattina Group

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Whatever your personal goals may be, we will work with you to develop a customized financial strategy designed to help you pursue what’s most important to you.

The DiMattina Group

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Addressing the Big Picture

The DiMattina Group is a full-service wealth management team whose members have more than 50 years of combined experience offering clients sophisticated advice, guidance and strategic thinking. We are dedicated to helping affluent individuals, business owners, corporate executives and their families pursue their goals—whether these involve building and preserving wealth, maintaining their lifestyle in retirement or leaving a lasting legacy.

Most clients come to us through referrals. We believe this reflects our commitment to providing personalized, concierge-like service. We limit the clientele we serve by design so that we can devote the time necessary to gain an in-depth understanding of each individual's priorities, aspirations and values.

Our team nurtures long-term client relationships, many spanning multiple generations, through respect and understanding. We strive to exceed clients' expectations by creating an experience that is both engaging and highly informative. Our service model was built with one idea in mind—to give clients the kind of personal attention they expect and deserve. Our entire team is passionate about working toward a common goal of delivering outstanding wealth management services and providing clients with the resources to live their lives fully and with purpose.

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What We Do

The DiMattina Group believes that wealth management is about much more than investable assets—it's about relationships. Our disciplined, goals-based wealth management process begins with a conversation in which we seek to gain a deep understanding of who you are and what is important to you. We help you articulate what your short-, medium- and long-term aspirations are for you and your family. Discovering what is important to you allows us to provide you with a focused, transparent and disciplined path to pursuing your goals.

Our Process
  • It Begins With a Conversation: Our relationship begins with a conversation. We take pride in taking the time to understand what is important to you. Above all, we value your relationship and are committed to your long-term success.
  • Gather Information: We gather the relevant financial data necessary for us to begin to help you develop your wealth management strategy. This information not only includes asset and liability statements, but also life insurance policies, tax returns and wills. Our holistic approach to wealth management focuses on all aspects of your financial life.
  • Develop Your Wealth Management Strategy: Based on our understanding of you and the information we gather, we guide you in developing a wealth management strategy that is tailored to your specific needs. Through Merrill Lynch, we can offer investment advice and guidance, retirement income planning, liability management, life insurance, long-term care insurance, education expense planning, as well as access through Bank of America, N.A. to home financing and estate planning services.
  • Implement Your Wealth Management Strategy: We work with you to implement a wealth management strategy aligned with your specific goals and objectives. We leverage the investing insights of Merrill Lynch, as well offer access to the banking convenience of Bank of America to offer you appropriate strategies.
  • Monitor and Review Progress: We communicate regularly with you to update you on your progress, share timely information that we think may impact your portfolio and to stay informed about your evolving goals. We take pride in being available for you and welcome client interaction.

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Delivering Personalized Strategies With Transparency

Our investment approach looks beyond daily market fluctuations to the big picture. We seek to remove emotion from the process to help you create portfolios designed to weather economic and market turbulence. We believe that asset allocation and diversification are more important than stock selection or market timing. Our aim is to help you manage downside risk and volatility while pursuing your desired level of income generation and capital appreciation. We explain the investment strategies we help you develop clearly and without financial buzzwords, so you can understand our reasoning, the costs involved and any potential tax implications.

The Knowledge Clients Need
Research is at the core of our investment decisions. Our team members examine and analyze financial issues individually, then come together to make decisions based on their findings. Additionally, we draw on the analysis of BofA Merrill Lynch Global Research* for insight into trends and events affecting global and local markets that we can translate into actionable ideas and informed investment suggestions.

*BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non-U.S. affiliates. MLPF&S is a wholly owned subsidiary of Bank of America Corporation. Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized.

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Helping Serve Clients' Diverse Needs

We strive to help you simplify your finances by integrating different aspects so you can concentrate on your life goals. Drawing on the investment insights of Merrill Lynch and with access to the banking convenience of Bank of America, we provide both retail and corporate clients with access to a wide range of wealth management products and services:

  • Business Owner Services: Our team can help business owners integrate their business and personal finances through retirement planning services, business succession strategies, treasury management, estate planning services, and insurance. Working with Bank of America, we can also offer access to assistance with lending, corporate cash management, corporate and home financing and other banking services.
  • Corporate Executive Compensation Packages: We can assist executives with complex compensation packages—including stock options and restricted stock grants— and provide retirement planning services. For concentrated stock holdings, we may suggest advanced techniques to help diversify clients' exposure.
  • Retirement Planning Services: Using sophisticated Merrill Lynch retirement outcome probabilistic tools, we develop retirement needs analyses and help clients address such questions as: When can I retire? Will I outlive my savings? Will I be able to cover my needs, pursue my dreams and handle the unexpected?
  • Access To Credit and Lending Services: Through Bank of America, we offer access to commercial banking, residential lending, home equity lines of credit, securities-based lending, small business banking and credit cards.
  • Legacy Planning Services: We can collaborate with clients' tax advisors and estate planning attorneys, as well as Bank of America specialists, to facilitate strategies designed to help clients pursue their philanthropic and wealth transfer goals.
  • Institutional Consulting: Our team can coordinate with Bank of America Merrill Lynch Global Institutional Consulting to offer services for institutional investors, including hedge funds.*


*Bank of America Merrill Lynch is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and members of SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured, May Lose Value, Are Not Bank Guaranteed. All guarantees and benefits of an insurance policy are backed by the claims-paying ability of the issuing insurance company. They are not backed by Merrill Lynch or its affiliates, nor do Merrill Lynch or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

*Long-term care insurance coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and conditions under which the insurance coverage may be continued in force or discontinued. Not all insurance policies and types of coverage may be available in your state.

*Hedging and monetization strategies can result in higher return potential but also higher loss potential. Prospective investors are required to meet certain qualifications and acknowledge they understand the risks associated with certain hedging and monetization strategies that may not be suitable for all investors.

*Bank of America Merrill Lynch is a brand name used by several Bank of America Corporation (BofA Corp.) businesses, including Global Institutional Consulting (GIC), which is part of the Global Wealth and Retirement Solutions business. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A. Brokerage and investment advisory services may be provided by wholly owned brokerage affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a registered broker-dealer, Member SIPC, and registered investment adviser. Global Institutional Consultants mentioned herein are registered representatives with MLPF&S.

*Global Institutional Consulting (“GIC”) is part of the Global Wealth and Retirement Solutions business of BofA Corp. Banking and fiduciary activities are performed by wholly owned banking affiliates of BofA Corp, including Bank of America, N.A. Both brokerage and investment advisory services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC), and registered investment adviser; the nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Global Institutional Consultants mentioned herein are registered representatives with MLPF&S and may assist you with investment products and services. 

*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Joseph C DiMattina

Joseph C DiMattina

Wealth Management Advisor

212.338.6270
John  Calarco

John Calarco

Financial Advisor

917.441.2456
Manuel  Albuquerque

Manuel Albuquerque

Senior Financial Advisor

212.338.6240
Michael J. Fragapane

Michael J. Fragapane

Financial Advisor

212.338.6268
Stacy  Lam

Stacy Lam

Client Associate

212.338.6049
Andrew Trinidad

Andrew Trinidad

Client Associate

212.338.6267

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Louis P Giambertone

Louis P Giambertone

Insurance Specialist

Christopher J Colombo

Christopher J Colombo

Trust Specialist

Patrick S Gallagher

Patrick S Gallagher

Senior Wealth Management Lending Officer NMLS # 642159

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





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Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.