What Clients Can Expect

Many financial advisors promise clients “boutique-like” service. While our attention is highly personal and our strategies are fully customized, we describe ourselves less elegantly – as simply being proactive, diligent, and dedicated.

Often, we say, “We are real people serving real people.” Like us, clients are genuine in expressing what they think. As your trusted advisor, we would encourage you to do the same. Here’s what you can expect:

• Each of us has two ears and one mouth (for good reason). We spend most of our time listening. We want to know about your favorite activities and greatest concerns, your kids, career, and what you see as your greatest accomplishment. We will ask similar questions of your spouse. Over time, we will continue to ask questions – so that our recommendations continue to be relevant and timely.

• We want your “saving and spending” to align with the goals you envision. Beyond risk-managed wealth strategies, we can introduce efficient and practical ways for you to put money to work and manage cash flow. By helping you optimize both sides of your balance sheet, we can help you preserve capital and, more importantly, your lifestyle.

• We can coordinate with your CPA and attorney – and Bank of America Private Bank (formerly U.S. Trust) specialists – to align tax minimization and estate planning strategies. We also offer access to Bank of America, N.A. for residential, commercial and securities-based lending. (NMLS ID 19676) All information that you provide will be held in the strictest confidence and considered as privileged.

Our Philosophy

Experience tells us that basic, tried-and-true fundamentals tend to generate consistent and desirable investment returns. Critical to the equation are each client’s investment timeline, need for liquidity, risk tolerance, and overall objectives.

We believe that clients are best served when we:

• “Keep things simple.” In fact, we say that simplicity is the ultimate sophistication. Typically, we favor equities that appear to be undervalued or offer consistent and growing dividends. Our strategies need to make sense to clients (financially and emotionally). We will gladly explain the rationale behind each recommendation.

• “Help clients control what they can.” We can’t control the markets, but we can help mitigate investment risk. We also offer simple, practical ways to manage cash flow. Through Bank of America, N.A. and specialists throughout the firm, we can help clients manage their liabilities and “free up money.”

• “Understand and over-deliver.” Backed by our highly experienced support staff, we are able to deliver a measure of attention that clients may not have experienced previously. Beyond timely responses to clients’ urgent requests, we can proactively help clients anticipate different scenarios. As forward-looking advisors, our goal is to help clients “see around corners” and capitalize on new opportunities.

An Accomplished Clientele

At The Joachim Group, we serve generations of high-net-worth families in Greater New York and nationwide. Each client has taken a unique path to his or her wealth – and to our door. Many are referred to us by their other trusted advisors, colleagues, and family members.

We work closely with owners of small businesses, senior corporate executives, physicians, attorneys and others whose financial situations are often complex. We also assist clients whose lives are in transition – new retirees, men and women going through divorce or beginning a second marriage, couples facing a health challenge, or having their college graduate move back home.

Enduring relationships tell us that clients respect our ability to help them manage their wealth and enhance their financial wellbeing. We find that our team’s ages and life stages align nicely with those of clients. Through mutual interests and shared values, many have become our close friends. Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and regularly review a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.