Women’s superpower: Investing

Watch our experts share ways to tap into your ability to build a more secure financial future.

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Women’s superpower: Investing

Watch our experts share ways to tap into your ability to build a more secure financial future.

Save the date

Merrill Lynch

The Joachim Group

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Merrill Lynch
Wealth Management

We care about our relationships with clients.  Our goal?  To deliver a simple wealth management approach that makes sense to clients in the short term and creates value for them in the long term.
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Joachim Group

The Joachim Group mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and regularly review a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. The team's wealth management approach is about using wealth to help turn goals into reality.

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What Clients Can Expect

Many financial advisors promise clients “boutique-like” service. While our attention is highly personal and our strategies are fully customized, we describe ourselves less elegantly – as simply being proactive, diligent, and dedicated.

Often, we say, “We are real people serving real people.” Like us, clients are genuine in expressing what they think. As your trusted advisor, we would encourage you to do the same. Here’s what you can expect:


• Each of us has two ears and one mouth (for good reason). We spend most of our time listening. We want to know about your favorite activities and greatest concerns, your kids, career, and what you see as your greatest accomplishment. We will ask similar questions of your spouse. Over time, we will continue to ask questions – so that our recommendations continue to be relevant and timely.

• We want your “saving and spending” to align with the goals you envision. Beyond risk-managed wealth strategies, we can introduce efficient and practical ways for you to put money to work and manage cash flow. By helping you optimize both sides of your balance sheet, we can help you preserve capital and, more importantly, your lifestyle.

• We can coordinate with your CPA and attorney – and Bank of America Private Bank (formerly U.S. Trust) specialists – to align tax minimization and estate planning strategies. We also offer access to Bank of America, N.A. for residential, commercial and securities-based lending. (NMLS ID 19676) All information that you provide will be held in the strictest confidence and considered as privileged.

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Our Philosophy

Experience tells us that basic, tried-and-true fundamentals tend to generate consistent and desirable investment returns. Critical to the equation are each client’s investment timeline, need for liquidity, risk tolerance, and overall objectives.

We believe that clients are best served when we:


• “Keep things simple.” In fact, we say that simplicity is the ultimate sophistication. Typically, we favor equities that appear to be undervalued or offer consistent and growing dividends. Our strategies need to make sense to clients (financially and emotionally). We will gladly explain the rationale behind each recommendation.

• “Help clients control what they can.” We can’t control the markets, but we can help mitigate investment risk. We also offer simple, practical ways to manage cash flow. Through Bank of America, N.A. and specialists throughout the firm, we can help clients manage their liabilities and “free up money.”

• “Understand and over-deliver.” Backed by our highly experienced support staff, we are able to deliver a measure of attention that clients may not have experienced previously. Beyond timely responses to clients’ urgent requests, we can proactively help clients anticipate different scenarios. As forward-looking advisors, our goal is to help clients “see around corners” and capitalize on new opportunities.

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An Accomplished Clientele

At The Joachim Group, we serve generations of high-net-worth families in Greater New York and nationwide. Each client has taken a unique path to his or her wealth – and to our door. Many are referred to us by their other trusted advisors, colleagues, and family members.

We work closely with owners of small businesses, senior corporate executives, physicians, attorneys and others whose financial situations are often complex. We also assist clients whose lives are in transition – new retirees, men and women going through divorce or beginning a second marriage, couples facing a health challenge, or having their college graduate move back home.

Enduring relationships tell us that clients respect our ability to help them manage their wealth and enhance their financial wellbeing. We find that our team’s ages and life stages align nicely with those of clients. Through mutual interests and shared values, many have become our close friends. Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and regularly review a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Joel B Joachim

Forbes "Best-in-State Wealth Advisors" 2020-2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Marc F Rosa

Forbes "Best-in-State Wealth Advisors" 2021-2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Warren Barest

Forbes "Best-in-State Wealth Advisors" 2022 and 2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Douglas Washor

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #600640

Violeta R Wagner

Wealth Management Banking Specialist

Merrill

Brian E Comartin

Employee Benefits Specialist

Bank of America, N.A.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.