Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
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The Bates Caputo Wealth Management Group delivers long-term financial strategies for high-net-worth clients using Merrill Lynch’s impressive suite of resources. Prior to the founding of the group, John and Scott spent a combined 30 years in the investment banking groups of several prominent global financial institutions. During that time, they worked with institutional investors in the fixed income, commodity and equity divisions of those firms. Today, The Bates Caputo Group caters to individuals who can appreciate its deep knowledge of capital markets while providing a distinct level of acumen and service.
“Our banking backgrounds taught us the value of servicing clients. We strive to earn the trust of our clients who can benefit from the sum of our experiences,” John says. “Additionally, the combination of Bank of America, Merrill Lynch and U.S. Trust represents a compelling platform for clients to draw upon. We feel the firm is well positioned to deliver banking, trust and investment advice in a coherent and coordinated way. The synergy across the firm is strong and clients are experiencing it.”
On behalf of a diverse clientele – family offices, private equity, hedge fund and banking professionals, as well as business owners, foundations and endowments – The Bates Caputo Wealth Management Group incorporates long term strategies as a core tenet of its investment process. Through an initial survey and several conversations, John and Scott seek to gain a good sense of a client’s goals, life priorities and investment knowledge. This allows John and Scott to use their understanding of a client’s framework to craft wealth preservation and transfer strategies that can benefit future generations. Once completed, this allows the team to customize a risk-adjusted portfolio for each client. Efforts are also made to identify suitable lending opportunities for clients by providing access to Bank of America, N.A.
“Whether speaking to our primary contact, a spouse or grown child, we want to help ensure that wealth is optimized and passed along efficiently,” Scott says. “As each relationship develops, we often coordinate with a family’s CPA or attorney – in the event that a new legal construct, such as a trust, is introduced. Being an architect of a well-balanced, thoughtfully conceived wealth management strategy demands our considerable effort and ongoing focus.”
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing financial strategies to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help me get to know you better as an investor and help you refine your investing preferences. By gaining a deeper understanding of how you think and feel about investing, through this assessment we can customize financial strategies together. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial strategy we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial strategy.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investment management. Our ability to provide access to the investment insights of Merrill, as well as banking, trust and fiduciary services from Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with strategies for transferring wealth to the younger generation.
For corporate executives, we offer guidance for diversification strategies for concentrated stock positions. For business owners, we can help them build company benefit plans and provide access to Bank of America for help in addressing cash flow, lending needs and other challenges. For those nearing retirement, we consider inflation, health care costs and other factors to help them achieve desired lifestyles. We talk with clients periodically and proactively explore opportunities with them.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer NMLS # 642155
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.