The Lahoud Team & Associates


The Lahoud Team & Associates

Wealth Management Group
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Merrill Lynch
Wealth Management
The Lahoud Team & Associates is a close-knit wealth management team. Serving affluent clients across the country, we seek to build long-term relationships on a foundation of professionalism and experience.

The Lahoud Team & Associates

Your Goals, Your Dreams, Your Life

The Lahoud Team and Associates works with clients in over 30 states to help them meet their financial goals by building long-term relationships founded on experience, exceptional client service, and an unwavering drive to help you achieve success. 

We believe that wealth management involves far more than investments. Our goal is to help you better manage all aspects of your financial life so that you can focus on what is truly important to you and your family. We offer sophisticated, adaptive, and individualized strategies for pursuing such objectives as capital preservation, preparing for a comfortable retirement, planning for your child's college education, and arranging for the tax-efficient transfer of wealth to the people and causes that you value. Accordingly, our dedicated and enthusiastic approach to holistic wealth management have allowed us to create enduring client relationships.  

We are committed to offering tailored advice and guidance for all of our clients to meet our commitment to you. We are more than just a wealth management group – we are a passionate team eager to help you make informed financial decisions in every aspect of your life.  

Together, with over 60 years of combined industry experience, we will help you pursue your goals, reach your dreams, and live your life.

With You Every Step of the Way

Wealth management is an ongoing process. We seek to maintain regular contact—to stay informed about events in your life that could affect your financial situation and help you anticipate potential challenges and prepare for future opportunities. We will meet with you regularly to review your progress and discuss investment performance and market trends. And at least once a year, we will reexamine your overall strategy with you and help you make any necessary adjustments to keep it aligned with your goals, risk tolerance, liquidity needs and time horizon.

Sophisticated Strategies

In developing strategies, we can access a broad array of investment options, allowing us to select ones that are aligned with your customized wealth management strategy. We can also draw on the research professionals of the Investment Management and Guidance (IMG) group of Merrill Lynch Wealth Management for portfolio construction guidance, advanced portfolio management research and hands-on due diligence on investment managers and mutual funds. 

Discretionary Portfolio Management

You can delegate to us investment management responsibilities for your portfolios, meaning that John Lahoud has discretion over certain investment decisions surrounding your investment strategy. Once we have confirmed your goals and life priorities, as well as identified your portfolio investment objective, time horizon, risk factor and liquidity needs, we will recommend targeted asset allocations for your portfolios to help meet your specific investment objectives. Granting us authority allows us to respond to market changes, price volatility and global events with the ability to make adjustments, if needed, to help your portfolio stay on track to meet your goals. To help you monitor and assess performance, we will regularly review your portfolio with you, and you will receive periodic communications, including monthly statements, quarterly portfolio summary updates and annual performance reports.
*Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Merrill Lynch Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Merrill Lynch Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Extensive Capabilities and Resources

Going beyond traditional investment management, we seek to help integrate the various elements of your financial life. With your permission, we can collaborate closely and communicate regularly with your other professional advisors, including your attorney, to see that assets are titled properly, and your accountant, to consider business and personal tax impacts. Drawing on access to the banking convenience of Bank of America and the investment insights of Merrill Lynch Wealth Management, one of the largest wealth management organizations in the world, we can assist you in such areas as:

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.

  • We begin with in-depth conversations about what's important to you and what you would like to accomplish with your wealth. Based on what we learn, we can help you set realistic goals, prioritize your objectives and develop and implement strategies to pursue them.John Lahoud, CFP®, CPM® | MANAGING DIRECTOR | WEALTH MANAGEMENT ADVISOR | SENIOR PORTFOLIO MANAGER


Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.

John Lahoud

Forbes “Best-in-State Wealth Advisors”  2018 and 2019

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Nicola Beel

Nicola Beel

Senior Wealth Management Lending Officer NMLS # 642154

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

<br />Regular reviews to help you stay<br />on track

Regular reviews to help you stay
on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    <br />Monitoring changes in your life<br />and to your goals

    Monitoring changes in your life
    and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

    Wealth Management Your Way

    MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click

    You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features

    Your advisor is a click away through our Secure Inbox and texting application

    Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.