Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
The Mouro Group
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Merrill Lynch
Wealth Management
Our goals-based approach puts you, rather than the market, at the center of the wealth management process. It is designed to clarify your vision, help identify your needs, and ultimately guide you in building a customized wealth management strategy intended to help pursue your financial goals.
The Mouro Group
Why tomorrow should start here
Sustainability is top of mind – from environmental practices to businesses to investments. Yet as ubiquitous as these ideas are in most realms, few people articulate what sustainability means in their own personal lives. Determining how long you want your wealth to last, to whom you want to dedicate your money, and what strategy you plan to use to get there, can lay the foundation for finding broader purpose, meaning, and empowerment for all involved.
We want you to rely on us to help manage the many aspects of your own unique situation. By limiting the number of clients we work with, it enables us to devote significant time and resources to you and your family. The result: bespoke services to help simplify the complexities within your life.
A wealth management process that is logical, customized, and measurable
We use three key components – your life priorities, investment personality, and current financial situation – as a starting point to help better understand your family’s unique concerns and needs. We will outline your net worth, cash flow, time horizon, risk tolerance, tax situation, and any special circumstances that have an effect your family’s future. We will help to define your short-term and long-term goals, and establish a framework that will assist your family in pursing those goals.
We take the viewpoint that your financial situation is like that of a small institution: one with unique needs that calls for customized strategies, not a one-size-fits-all-approach. Our open architecture platform allows us to consider a broad range of asset classes and investment strategies. With a clear view of who you are as an investor, we will work together to build a financial strategy that’s transparent and dynamic.
Revisiting your progress toward each one of your goals can help you get to where you want to go. As your life and the markets change, we will meet periodically to help make sure you’re on track in pursing your goals and adjust your strategy as needed for the journey ahead. We strive to exceed client expectations through our proactive approach to communication, attention to personalized service, and commitment to continuing financial education. This type of engagement can help you pursue the investment outcomes that are most meaningful to you today and in the future.
We address specialized needs you may have
Retirement Planning Services
We offer guidance on tax-advantaged ways to structure your wealth for retirement. Taking into account future cash flow and liquidity needs, we can create a disciplined financial strategy designed to establish an income that can help satisfy your lifestyle requirements throughout retirement.
Tax-Minimization Strategies
Taxes affect every aspect of your financial life, from your investments and business income to your wealth-transfer strategy and estate plan. That's why an integrated tax management plan is vital to the success of your overall wealth strategy. We can work closely with your accountant and tax attorney to create customized tax management strategies that support your life, wealth, and legacy priorities.
Banking & Lending
The full range of cash, debt, and liquidity management services available to clients form the heart of the unique value created by the powerful combination of Bank of America banking and Merrill Lynch Wealth Management investing. Our banking and lending professionals specialize in crafting customized solutions that allow you to leverage your assets in pursuit of your financial objectives and to structure your cash accounts for maximum yield, security, and convenience.
Philanthropy
Philanthropy is an articulation of your personal values. It begins with what matters most to you and the impact you would like to achieve. We can help you select the right vehicle for your philanthropic activity — be it a charitable trust, donor-advised fund, and/or foundation — to help you maximize the benefit of your charitable contributions to both the causes you support and to your personal fulfillment.
Trust & Estate Planning Services
Wealth should last far longer than one generation. We work closely with Bank of America’s team of specialists to help you address your estate planning efforts. We can work with your accountant and trust & estate attorney in determining how to utilize trusts, life insurance, and estate taxes to your potential advantage.
Focus On High-Net-Worth Individuals and Families
We’re fully versed in the many issues that affect wealth management. No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:
- Health: Managing healthcare expenses, now and in the future
- Home: Upsizing, downsizing, remodeling or buying a vacation home
- Family: Taking care of your family and other people in your life
- Leisure: Spending your free time in meaningful ways
- Giving: Volunteering, mentoring and giving to charities
- Work: Working in retirement, selling or starting a business
- Finance: Bringing it all together; defining your financial goals
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
Recognition
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Michael A. Mouro
Forbes "Best-in-State Wealth Advisors" 2023
Published on April 4, 2023. Rankings based on data as of June 30, 2022.
Forbes "Best-in-State Next-Generation Wealth Advisors" 2023, 2022 and 2019
Published annually Aug - Sept. Rankings based on data as of March 31 of current year.
Forbes "Top Next-Generation Wealth Advisors" 2018
Published on July 25, 2018. Rankings based on data as of March 31, 2018.
Meet the Team
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Richard Cabrera
Wealth Management Banking Specialist
Merrill
Douglas Washor
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #600640
Eli Poupko
Wealth Strategist
Merrill
Create a plan that is all about you.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Staying on Track
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
Reviews to help you
stay on track
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Changes in your life
and to your goals
Your life and goals change. As these changes occur, we can update your approach to reflect them.
#DigitalMerrill
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Let’s Have a Conversation
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
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Why Merrill?
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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