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Danielle F Grande-Cosentino



Danielle F. Grande-Cosentino, CFP
Senior Vice President
International Wealth Advisor

Hoping to work in a field where she could do well for herself by doing well for others, Danielle joined Merrill Lynch Wealth Management in 1992. She has never looked back. Instead, she has felt fulfilled helping clients look forward to important goals they envision for the people and causes that hold meaning in their lives.

On a given day, Danielle finds herself guiding and mentoring clients on four continents. Her commitment to providing “best practices” and serving their best interests has resulted in loyalty among many clients who’ve been with her for decades. Danielle believes that keeping clients educated and informed is critical. She also extends herself to clients’ children – helping them understand the challenges of managing wealth and steps toward financial independence.
Highly credentialed and respected by clients and the industry, Danielle was named to Forbes/SHOOK "Top Advisors, State-by-State List in 2018* – and to Working Mother/SHOOK Research’s “Top Wealth Adviser Moms” in 2017/2018*. 

 Danielle’s focus on serving clients as their lives evolve and needs change led to rigorous training and becoming a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Danielle is also a qualified Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual, or any combination of, Merrill or approved third-party investment managers’ strategies, funds or portfolios.
Danielle began her Merrill Lynch Wealth Management career in New York City and moved to White Plains while earning an MBA in International Business from Pace University. She also holds an Advanced Certificate in International Business from the American University in Rome, Italy and a Bachelor’s degree in Business Management from Adelphi University. 

 An avid hiker, traveler, fan of Zumba dancing, swimming in the ocean, and circuit training Danielle and her husband, Robert Cosentino, are the proud parents of three sons. When the Pittsburgh Steelers are playing, the family gathers in full team attire (jersey, caps, and waving Terrible Towels). Proud member of the University of Notre Dame New York Club. More quietly, Danielle supports several non-profit organizations in Westchester.

*Source: Forbes “Best-in-State Wealth Advisors” ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client’s experience, future performance, or investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved. 
 ** Source: Working Mother/SHOOK Research's "Top Wealth Adviser Moms" list, September/October 2017/2018. For more information about the selection criteria, go to SHOOK Research is a trademark of SHOOK Research, LLC. All rights reserved. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome. 
*** Certified Financial Planner Board of Standards, Inc. owns the certification marks CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.




    Adelphi University

    Pace University


    Forbes "America's Top State-by-State Advisors"

    Working Mother's "Top Wealth Adviser Moms"

    Working Mother's "Top Wealth Advisor Moms"

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Joseph Schwartzbach

Joseph Schwartzbach

Investment Advisory Specialist

Merrill Lynch

Jeffrey Wiedmann

Jeffrey Wiedmann

Trust Specialist

Bank of America, N.A.

Marie C Herrero

Marie C Herrero

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #433657

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life


Throughout my long career, I’ve been fortunate to serve the distinct wealth management requirements of CEOs and CFOs around the globe. Today, I continue to assist these successful individuals and multiple generations of affluent families living all around the world, and closer to home – in New York, New Jersey, Connecticut and 20 other states.

It is my belief that clients genuinely respect my knowledge and “know-how” – as does the industry. In fact, I was named to Forbes/SHOOK "Top Advisors, State-by-State List in 2018* – and to Working Mother/SHOOK Research’s “Top Wealth Adviser Moms” in 2017**. 

Why do clients come to me? I believe it begins with my reputation for focusing squarely and consistently on each client’s financial needs (many of which have been ignored previously). Treating clients like family and feeling honored that many clients do the same, I am often the first call for clients’ financial and personal decisions. Beyond that, my ability to “act like a sponge” – absorbing decades of learning from an elite circle of individuals – allows me to help each client pursue his or her vision of what wealth can accomplish.

Experience tells me that working closely with both spouses (and their children, given the opportunity) is critical to addressing multiple considerations and concerns. Just as I make my family a clear priority in my life, I am also committed to enhancing the financial and emotional wellness of entire client families. I look forward to serving you and yours, in the same way. 

*Source: Forbes "Best-in-State Wealth Advisors" list, February 2018. For more information about the selection criteria, go to Forbes is a trademark of Forbes Media LLC. All rights reserved. These rankings and ratings are not representative nor indicative of any one client's experience, future performance, or investment outcome.  

 ** Source: Working Mother/SHOOK Research's "Top Wealth Adviser Moms" list, September/October 2017. For more information about the selection criteria, go to SHOOK Research is a trademark of SHOOK Research, LLC. All rights reserved. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome. 



My culture of caring demands that I work with clients who seem like the right fit for me. To figure that out, I want to know “everything” about them. Early discussions span a range of topics – from their careers and visions, to their most cherished memories, achievements, interests and greatest fears. Being a client’s trusted advisor also means that I need to trust that client – to be sincere, straightforward and feel comfortable asking questions of me.

To connect the dots in clients’ lives, I strive to connect with clients as people with passions that, in many cases, I share with them. Clients often fascinate me with tales of their professional and personal lives. My family is important to me and clients are no different. That’s why I’m driven to review wills, health care proxies and other documents that can have a lasting impact on inter-generational wealth. I feel responsible and accountable to clients – and I always do what’s best for them, not me.

Financially speaking, I typically begin by examining a client’s lifestyle needs, with cash flow requirements and wealth preservation at the core of each goals-driven strategy. Moving forward, my deep exposure to single stock position strategies, portfolio management, wealth transfer, and retirement and legacy planning allows me to customize integrated wealth management strategies with many moving parts. As clients’ financial lives are in constant motion, I closely oversee and adjust each strategy as needed.

Despite the sophistication of many clients, I believe a simple explanation should accompany each recommendation – regardless of its complexity. Clients are busy. They deserve that I streamline tasks on their behalf. For this reason, I often coordinate with their CPAs and attorneys to align tax-minimization and estate planning strategies. I also connect clients with specialists at Bank of America, N.A. for high-end residential, commercial and securities-based lending.

Global Prespective

Each financial advisor is the sum of their experiences. And mine continue to shape my insights and appreciation of a global economy. Through frequent dialog with my clients around the world and Merrill Lynch Wealth Management thought leaders, I am able to craft risk-managed investment, tax-minimization, and estate planning strategies that allow clients to preserve wealth and their vision of what it can accomplish.

Throughout my long career, I’ve been fortunate to serve the distinct wealth management requirements of CEOs and CFOs around the globe. I’ve worked closely with successful individuals and multiple generationsof affluent families living in Canada, Brazil, Australia, United Kingdom, France, Luxembourg, Netherlands, Israel, Hong Kong and all throughout Asia. In addition, closer to home I work closely with clients in New York, New Jersey, Connecticut and 19 otherstates. As background, for decades, I have served active and retired CEOs and CFOs of Fortune 500 companies. . Many have been sent to, and currently reside in, Europe, Asia and South America. The regulations of each country (and in the case of Canada, eachprovince) require my experienced knowledge and ongoing awareness of local regulatory restrictions.

Due to the diversity and geographic footprint of my clients, I focus on global synchronization, local economies, and emerging opportunities. More than anything, I take a holistic and realistic approach to serving each client. My integrity guides me in being honest with clients. I believe my sincerity is a key reason why clients have been with me for so long and continue to refer others.

When it comes to investing, I encourage clients to share my long-term outlook and belief in diversification across asset classes, sectors and borders. Ultimately, I work with each client to formulate a strategy that reflects his or her investment personality and priorities. Some clients benefit from a lower-cost ETF strategy. For those whose portfolios include individual equities, I favor well-respected companies with attractive price-to-earning ratios, rising dividends and global exposure.

Being accountable and reachable are hallmarks of my offering. I am here to help clients navigate market volatility and harness their emotions – so that key decisions are driven by facts and figures, rather than media noise and other distractions.


Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will help you sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will help you build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your strategy as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.