Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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Environmental, Social, and Governance (ESG) Principles
CERTIFIED FINANCIAL PLANNER™
Our Holistic Approach to Achieving Client Goals
Our Goals-Based Planning Process
Our approach is simple: work hard and do the right thing for our clients. We start by understanding the specific goals of the individuals, families, businesses, and non-profits we serve. This is followed by a deeper conversation to learn about our client’s assets, liabilities, and potential risks. We use this information to create a customized overall financial strategy that helps move our clients toward their goals while doing some good along the way.
Why do we focus on Social Responsibility?
Our clients care about the environment, society, and how the companies they invest in operate. When we understand our clients’ views on environmental, social, and governance (ESG) issues, we can design asset allocation models that align with their beliefs while yielding the returns necessary to help them reach their financial goals. ESG investing is not just something our clients can feel good about. It can also can serve as a powerful tool for portfolio risk management.
“I’ve never seen anything as effective as ESG characteristics when it comes to anticipating future earnings and volatility of U.S. corporations.”
Savita Subramanian Head of U.S. Equity and Quantitative Strategy BofA Merrill Lynch Global Research
We believe that incorporating a meaningful discussion about ESG and Impact factors is an important step in the wealth management process that will best help our clients achieve their personal, societal, and financial goals.
What can you expect?
As a CERTIFIED FINANCIAL PLANNER™ professional, Jeff knows that the key to a successful wealth management relationship is a disciplined investment process combined with a deep, personal understanding of what clients want to achieve.
That’s why we begin by conducting a financial 'physical'—just like going to the doctor, but for your financials. Together, we will go into detail about your goals and assess your current financial position so that we can create a personalized financial and investment plan.
In our next meeting, Jeff will walk you through your plan and answer any questions you may have. Whether or not you decide to move forward with the relationship, this plan is yours to keep.
Once you have reviewed everything and are ready to move towards achieving your financial goals, Jeff will walk you through the process and be available at any time to answer questions along the way.
Throughout the course of our relationship, Jeff will review your accounts regularly and set up an appointment with you at least annually to formally review your account and financial goals. Of course, should you ever need additional assistance, Jeff is just a call or email away.
Your success is our success. Jeff and his team are committed to providing each of their clients with the personal attention and sound, ethical financial advice you need to reach your goals.
Reach out now to see how Jeff can serve you.
*Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.
*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
We believe the best financial strategy is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop strategies designed to help address your financial needs.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We’ll start by getting to know you and how you feel about the following seven life priorities.:
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer
Bank of America, N.A.
Learn about the MyMerrill Mobile App.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will help you sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will help you build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.