Women’s superpower: Investing

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Nicholas A DeGeorge, CFP

Vice President
Senior Financial Advisor

Learn more about an advisor's background on
FINRA's BrokerCheck

Merrill Lynch
Wealth Management

I am passionate about helping individuals, families and businesses solve their biggest financial problems by leveraging the tremendous intellectual capital and industry leading technological resources provided by Merrill. Everyone needs a financial roadmap to keep them on course. I listen to your specific needs in order to develop an appropriate strategy and put a plan into writing. This allows us to revisit each year, make adjustments when needed, and help you reach your financial goals.

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Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Nicholas A DeGeorge

Forbes “Best-in-State Wealth Management Teams” 2024
Published on January 12, 2024. Rankings based on data as of March 31, 2023.*

Click here to learn more about advisor recognitions

Profile

Nick joined Merrill Lynch Wealth Management in 2010 as a Registered Retirement Plan Specialist where he educated and serviced 401(k) plan participants and Executive Bonus Award recipients. In 2012 he transitioned to Wealth Management assisting High Net Worth clients and their families in the Las Vegas Valley.

He is a CERTIFIED FINANCIAL PLANNER™ professional, and utilizes a planning first approach, and focuses on client goals in order to customize advice and guidance for specific client needs. He is also an entrepreneur who co-founded, developed and grew a software company. His career path has enabled him to learn the fundamentals of Financial and Estate Planning Strategies, Tax Minimization Strategies and Investment Management from the ground up.

Nick has family history in Las Vegas that goes back 4 generations. He graduated from Embry-Riddle Aeronautical University with a Bachelor of Science in Professional Aeronautics. He holds Series 7 & 66 FINRA registrations and is licensed for Life and Health Insurance. Nick is committed to staying on the leading edge of Wealth Management Best Practices and considers himself to be an experienced financial problem solver.

His team consists of multiple Wealth Management Client Associates, and access to a Banking Specialist, a Loan officer and a Trust & Estate Specialist. In his spare time he enjoys hiking and outdoor activities with his wife and two dogs. He also gives back to the local community through volunteer work with organizations focused on animals and families in need.

  • EDUCATION

    Embry-Riddle Aeronautical University

  • LANGUAGES

    English

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Brad Frandsen

Wealth Strategies Advisor

Bank of America, N.A.

Valarie Beel

Wealth Management Banking Specialist

Merrill

Jodi Cody

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #1516670

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

My mission is to understand you and what matters most to you. To take the time to ask smart questions and listen carefully, then to understand, in great detail, exactly where you stand today, and where you’d like to be tomorrow. I will work with you to design and braing to life a comprehensive financial strategy that can help you and your family pursue personal financial goals while helping manage investment risk.

Philosophy

You live in a world that’s constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are enacted or amended. That’s why understanding you and your situation is the best place to start helping you plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. By understanding you and your priorities, I can more effectively provide you with the experience and resources needed to help you build a personalized plan that is rooted in the unique complexities of your life.

Approach

No two investment approaches are alike because no two investors are alike. Working closely with you the team examines key components of your life plan to help you create a financial strategy with personalized advice and measurable goals. The team helps you track progress to your goals and works with you to adjust your investment style and strategy over time, as needed.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Focus On High-Net-Worth Individuals and Business Owners

I offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances. No matter what your goals may be, the process begins by defining and prioritizing your financial goals based on the following:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together; defining your financial goals
The team’s industry knowledge and experience helps them provide you with:
  • Potential risk management strategies
  • Trust and estate planning services
  • Tax-minimization strategies
  • Access to Bank of America for your credit and banking needs
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

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      Articles

      DISPLAYING:

      Market Briefs

      Women’s Superpower: Investing

      Tips, Stats - and True Stories - to Help You Retire Ready

      How should taxes factor into your investment decisions?

      6 Surprising Benefits of Having a Financial Plan

      Social Security: Aiming for Smarter Payments

      5 questions to help plan for healthcare costs in retirement

      Smart Ways to Pay Back your Student Loan

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.