Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Richard Sterling joined Merrill Lynch in 2014. As a Financial Advisor, Richard delivers the capabilities of the vast resources of Merrill Lynch to help his clients and their families achieve their financial goals at every stage of life. At Merrill Lynch he focuses on helping individuals, businesses and families by providing long-term investment and financial advisory strategies.
This is my simple philosophy: Offer to help others.
My mission is to positively affect the lives of the people I am in contact with whether it be through a friendly interaction, or guiding a family to help achieve their financial goals. I love learning about people and their stories. Being of service is one of my life priorities. I believe that the best way to help yourself is to first help other people.
Along with a team of specialists, I provide goals-based wealth management to affluent families, accomplished professionals and successful business owners. I am very passionate about cultivating long lasting relationships by providing exceptional service, customized advice and a disciplined approach to investing. this sounds like what you're looking for in an advisory team please reach out to us today to learn more about our team and how we can help you.
I graduated from the University of North Carolina at Chapel Hill with a B.S. in Pharmacy and received my MBA from the University of North Carolina at Charlotte. When not assisting clients, I enjoy spending time with my family in Charlotte, keeping fit and improving my photography skills.
Our team is involved with local communities, assisting charitable organizations such as the 24 Foundation. For more information about how we can help you pursue your goals and dreams, contact us at your convenience.
University of North Carolina at Chapel Hill
University of North Carolina at Charlotte
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The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Wealth Management Lending Officer, NMLS #114371
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.