Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Rachel E. Carter focuses on corporate retirement planning. She consults with companies on how to structure their retirement plan, for the benefit of their employees. Highly credentialed, Rachel has been in finance since 2001. She calls Sneads Ferry, North Carolina home, but lived all over the place in a Marine Corps family. A graduate of Towson University, the travel loving professional holds a Bachelor’s of Science in Psychology.
Retirement plans are known to be a crucial aspect of attracting top talent to a corporation. Rachel helps businesses of all sizes determine what type of plans they have access to, then follows up with support and education for the employees. Education is an essential aspect, especially since the rules and regulations in the plan bases change constantly. Corporate retirement plans are known to be confusing and difficult to manage, but Rachel continuously studies and educates herself to stay concurrent on the lastest strategies and offerings.
“Give me all the data and let me make sense of it. I know what can be done and how to create a work of art from it, regardless of how many pieces are missing,” Rachel stated.
Rachel’s creative nature allows her to see the possibility in the midst of chaos. The same knack has made her an excellent landscape and architect photographer who loves to learn. When she is not up at the crack of dawn to snap photos of the sun rising over the Atlantic, she is playing fetch with her dogs or ordering pizza without cheese. Her cooking is terrible but her understanding of corporate retirement planning, from 401(k)'s (defined contribution plans) and cash balance plans, is quite extensive.
Known for her dedication, love of research, and inquisitive nature, Rachel will work hard to help each business understand the plans and options as much as possible, so it can be maintained with ease.
Rachel holds the designations of Chartered Financial Consultant® (ChFC®), Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS®), Retirement Income Certified Professional (RICP®).
English & Italian
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.