Keith began his career with Merrill Lynch Wealth Management in 1993, shortly after earning a bachelor's degree in economics from Wake Forest University. While at Wake Forest, Keith joined the United States Marine Corps Reserves, in which he served for six years. In 1999, Keith began a five-year term as resident director of the Merrill office in Winston-Salem.

Keith takes the time to get to know clients and bring their vision into clear focus. He maintains open channels of communication with clients to help them stay on target with their goals and enjoys developing customized wealth management strategies designed to help them pursue their retirement goals.

Keith is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios and third-party investment strategies. When servicing clients through the firm's Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis. Keith holds the Certified Investment Management Analyst® (CIMA®) designation and has been a member of the Investments & Wealth Institute™ (The Institute), since 2002. He also holds the CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc. Keith was named to Forbes “Best-in-State Wealth Advisors” list(Published annually Jan – April. Rankings based on data as of June 30
of prior year)* from 2018 through 2023 and the "Barron's Top 1200 Financial Advisor List"(Published annually in March. Rankings based on data as of September 30 of prior year)** from 2018 through 2022.

Active in his community since 1994, he has served as a board member of the American Cancer Society's Coaches vs. Cancer and the Wake Forest Alumni Council. He and his wife, Lisa, make their home in Winston-Salem with their four children, Ellie, Jack, Hamilton and Mary Claire.

*Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan - April. Rankings based on data as of June 30 of prior year.

Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

**Source: The Barron’s “Top 1,200 Financial Advisors: State-by-State” list, published annually in February-March. Rankings based on data as of September 30 of prior year.

The Barron’s “Top 1,200 Financial Advisors” ranking considered advisors with a minimum of seven years financial services experience and who have been employed at their current firm for at least one year. This is a list of the top advisors in each state, with the number of ranking spots determined by each state’s population and wealth. Other quantitative and qualitative measures include assets under management, revenues generated by advisors for their firms, and the quality of the advisors’ practices, regulatory records, internal company documents, and 100-plus points of data provided by the advisors themselves. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the advisor. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved.

Raised in Winston-Salem, Scott studied business and history at the University of North Carolina. After completing his graduate work in 1996, he returned home to Winston-Salem. He began his career at Merrill Lynch Wealth Management in 1999. Scott is a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards. Scott is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios and third-party investment strategies. When servicing clients through the firm's Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.

Scott focuses on helping families evaluate their overall financial picture while developing a coordinated, research-based wealth management strategy. Such strategies are tailored to help address issues unique to the family, ranging from wealth accumulation to asset and income preservation in retirement and wealth transfer. Scott was named to Forbes “Best-in-State Wealth Advisors” list* from 2018 through 2023 (Published annually Jan – April. Rankings based on data as of June 30 of prior year) and the "Barron's Top 1200 Financial Advisors List"** in 2018, 2019, 2020, and 2021(Published annually in February-March. Rankings based on data as of September 30 of prior year).

Scott has served on the board of the American Cancer Society's Coaches vs. Cancer, volunteers his time with the Crisis Control Ministries' Crop Walk and is a member of the Winston-Salem Estate Planning Council. Scott lives in Winston-Salem with his wife, Anh, and their two children, Catherine and Scotty.

*Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan - April. Rankings based on data as of June 30 of prior year.

Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

**Source: The Barron’s “Top 1,200 Financial Advisors: State-by-State” list, published annually in February-March. Rankings based on data as of September 30 of prior year.

The Barron’s “Top 1,200 Financial Advisors” ranking considered advisors with a minimum of seven years financial services experience and who have been employed at their current firm for at least one year. This is a list of the top advisors in each state, with the number of ranking spots determined by each state’s population and wealth. Other quantitative and qualitative measures include assets under management, revenues generated by advisors for their firms, and the quality of the advisors’ practices, regulatory records, internal company documents, and 100-plus points of data provided by the advisors themselves. Rankings and recognition from Barron’s are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the advisor. Barron’s is a trademark of Dow Jones & Company, Inc. All rights reserved.

Michael joined the Norman & Young Group in 2008. He focuses on wealth management and portfolio strategies, particularly in the area of retirement planning and relationship management. His belief in client service and proactive communication helps him to better understand clients’ expectations and aspirations in the pursuit of their financial goals.

Michael is a graduate of the University of North Carolina at Greensboro with a bachelor’s degree in finance. He holds the Chartered Retirement Planning Counselor, CRPC designation. Through his professional and community involvement, Michael has extensive experience working with families whose children have special needs. He resides in Kernersville with his wife, Kaitlin, their daughter, Haley, and their son, Cooper.