Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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At The Fuller Group, we enjoy a proud tradition of serving a loyal clientele, as well as their referred colleagues and family members throughout Ohio and more than 30 other states.
While diverse in their achievements and passions, we find that clients typically come to us when they reach a “pivot point” in their lives. Either they realize that financial issues are too complex to manage on their own, or they simply want to feel confident knowing they’re covering the bases and not ignoring key aspects of their financial picture.
Who do we serve? Active and retired physicians, corporate executives, business owners, as well as employees of Big Four accounting firms. Each and every client deserves the sincerity and authenticity that have defined our offering for decades.
With a “fulfilling and predictable” retirement lifestyle being a shared goal for many clients, we often go beyond basic investment and retirement planning. Once we help clients identify their most cherished goals, we show them how to avoid emotional financial decisions and stay disciplined – so that they can enjoy the people and passions in their lives. In addition, we may re-structure a client’s wealth so that it can provide optimal and enduring benefits.
Each day, we remind ourselves that we are in the relationship business. We measure our success by the hugs, handshakes, smiles and referrals we receive from clients.
At The Fuller Group, we utilize a disciplined, yet friendly planning process that we’ve honed for decades. And rather than make “planning” a one-time event, we repeat it throughout our relationship with you – to help ensure that we remain updated on your situations and aspirations.
In our first meeting, we get to know you and vice versa. Once we see if there’s a “good fit,” our second meeting examines where you are (financially and professionally), where you want to be, and how we can help you get there. In subsequent meetings, we will present carefully researched recommendations and encourage your participation. Mutual respect is critical to a trusted relationship – and your input is critical to us crafting a solid investment strategy.
We’ve built a “both spouse” dynamic, in which we place tremendous value on the concerns and comfort of couples and entire families. We also help clients account for “what-if” scenarios and suggest thoughtful considerations in advance of emotional and often overwhelming circumstances. In addition, we can offer wealth management for your extended family and formulate integrated strategies in which input from multiple stakeholders can be addressed.
Having served generations of affluent clients, we are well versed in providing a high caliber of seasoned and sophisticated wealth management. Ultimately, you can expect what we call a “holistic and realistic” financial strategy designed for you and you alone. Among other factors, it will account for your immediate and long-term objectives, as well as external conditions including future inflation and rising health care costs.
“Tell us about your wealth and worries. What keeps you up at night and inspires you each morning?”
At The Fuller Group, we are naturally curious and genuinely interested in how you see yourself, your greatest achievements, and your values.
As our client, your input provides a “compass” for our thinking and our actions. From the outset, we will ask questions that provoke consideration and conversation: “What’s the purpose of your money? What’s most important – your lifestyle, legacy, community, or a combination? How has your experience been with a previous advisor or simply with investing? What do you want from our relationship? What are your expectations? And what can we do to simplify your financial life?”
One of Sarah Wolff’s areas of focus is addressing the distinct needs of divorced men and women, as well as individuals transferring or inheriting wealth. An attorney herself – who does not offer legal advice in her role at Merrill Lynch Wealth Management – Sarah often takes a “hands-held” approach with clients, helping them take next steps in moving forward. She also works as a valuable “conduit” between clients and their attorneys.
With many clients retired or nearing retirement, most require a comprehensive strategy built around their goals and the often-difficult transition of “spending down” assets, rather than accumulating them. Clients’ decisions in retirement also demand our best efforts. Clients who downsize their residence may not be sure about renting vs. buying. Others have questions about inflation, Social Security, long-term care Insurance, and Medicare. Some clients are also concerned about being burdens to their families.
On a personal level, we enjoy celebrating with clients the milestones that have become integral to our strategies. It’s rewarding to know we’ve contributed to the quality of clients’ lives and their families’. Just as we’ve told many clients, let us tell you: “We are experienced and energized. We’ll be here for you – and we’ll be here for years.”
As a client of The Fuller Group, you will receive a degree of acumen and attention that may surprise you. Unlike many advisory groups – perhaps, your previous one – we don’t offer “cookie-cutter” financial strategies because we don’t have “cookie-cutter” clients. Over the course of our relationship, you will present us with an evolving blend of situations and aspirations.
It is therefore incumbent on us to:
We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop an approach designed to help address your financial needs.
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).
We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.
Forbes “America’s Top Next-Generation Wealth Advisors” 2019, 2020
Forbes “Best-in-State Wealth Advisors” 2019, 2020, 2021
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
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Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.