Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Our mission is to understand you and your priorities. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you'd like it to be tomorrow. We help you design, implement and periodically monitor a customized wealth management strategy that helps you and your family pursue your personal financial goals while managing investment risk. Our wealth management approach is about using wealth to help turn goals into reality.
At The Miner Group, we offer a disciplined process that delivers a consistent yet customized wealth management experience. Before any financial decisions are ever made, we consider your whole life – devoting significant time to fully appreciate who you are, what matters most to you, and where you’d like to see yourself and your family years from now.
Because you have questions, we listen carefully to you. Quite likely, you want to formulate a game plan for your kids and, possibly, your parents. You may ask how long you’ll need to work full-time, or for our thoughts on an exit strategy. Given new tax laws and health care reform, we can address possible adjustments to your investment, retirement, tax minimization and estate planning strategies.
Our brand of personal wealth management also demands that we account for what is – and what may be. Because your life events (and external ones) can influence your financial decisions, we help prepare you in advance. How nimble and responsive we are in controlling the effects of change can help you remain on course. It is our responsibility to incorporate answers for the unexpected, directly into your plan’s dynamics and to re-assess with you if goals and timeframes need a fresh look.
Thanks to our extensive Merrill Lynch training and strong background in banking, we know the importance of using top-notch research and examining both sides of your balance sheets, as well as important trust and tax documents. In concert with our firm’s specialists, as well as your accountant and attorney, we can help ensure that your full financial picture is regularly reviewed and fine-tuned. Our focus also extends beyond your portfolio and liabilities to what may include your family business, real estate and insurance.
With a solid understanding of how we can enhance your wealth and outlook, we can prioritize our efforts. This may include planning for retirement (or a child’s or grandchild’s education), creating a legacy, supporting a worthwhile cause, or staying ahead of rising health care costs.
At The Miner Group, we see you for having a vision – to provide for your spouse, children, grandchildren, and in many cases, your elderly parents. As a proactive financial team, we strive to:
• Serve your family in the near- and long-term.
• Understand where you are (financially and personally) – and where you want to be.
• Structure your wealth to help minimize tax consequences and allow for enduring wealth.
• Deliver a positive experience characterized by unwavering attention and unfettered access to the full complement of Merrill Lynch services.
• Encourage your children to expand their knowledge of financial issues.
• Accompany you on your financial journey (often, literally) – visiting your attorney with you to align efforts, or the local Social Security office to clarify benefits and put your mind at ease.
When it comes to investing, we listen to you, our own research, and the outstanding analysts of Merrill Lynch. From there, we formulate a portfolio strategy for you and you alone – based on your risk tolerance, time horizon, liquidity needs and investment goals. Following implementation, we will revisit that strategy so that it serves as a continuous reflection of you and the markets.
By rolling up our sleeves and communicating with you (and family members, given the opportunity), we can help you pass along wealth and wisdom – to future generations.
At The Miner Group, we serve hardworking individuals who can benefit from an uncompromised measure of financial knowledge, perspective and transparency. Having longstanding relationships with clients we’ve served for years, we are grateful for the referrals we receive to their family and friends.
Today, our clientele resides in Ohio, Pennsylvania, adjacent states, and on both coasts. Many clients are highly educated, financially astute, and conservative by nature. They include active and retired senior-level executives, physicians, dentists, business owners (some with 401k plans), state employees, and their families. We believe strongly that assisting multiple generations and extended families allows us to be more comprehensive in our efforts and effective in helping structure their wealth.
Due to their success, some clients seek our input on selling an enterprise, planning their next venture, or simply looking into retirement destinations. To address the evolving complexities in all clients’ financial lives, we aim to create open channels of communication and align our delivery with their preference for frequency and mode.
By accounting for a wealth of financial implications, we can help you, our client, accumulate and preserve wealth, plan for positive outcomes and, along the way, help minimize risk and tax exposure. We are committed to excellence and earning your trust.
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Learn more about the highly engaging podcast series from Merrill Lynch
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.