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THE HADDAD O'BRIEN PAYTON GROUP

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Merrill Lynch
Wealth Management

Whatever your personal goals may be, we will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.

Meet Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Ashley Knight

Wealth Management Banking Specialist

Merrill

Amy Kammann

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #563227

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

For decades, we have delivered our financial acumen, deep devotion and personal commitment of care to affluent client families in greater Cincinnati, across Ohio, and in more than 25 states across the nation. Many clients have been with us for generations – including active and retired professionals, business owners who’ve had liquidity events, entrepreneurs, executives, widows, business retirement plans and non-profit organizations.

Our Mission is to operate daily with integrity to execute client objectives through ongoing management of a personalized strategy, delivery of world-class investment solutions, continual oversight, and accountability.

At The Haddad O’Brien Payton Group, our clients have grown beyond cookie-cutter advice and call-center service.  So we spend significant time listening to clients (what they say and may not say) – not just at the outset of each relationship, but frequently – to review changes in clients’ lives, their goals, and the markets. We want to appreciate what’s meaningful to clients as new opportunities and challenges arise. What are their concerns and ambitions for themselves and their families?

Now, as a multi-generational team, it’s even more natural for us to work with generations of clients – their growing and adult children, and often, their elderly parents. By “bringing all stakeholders to the table” (when appropriate), we are better able to develop integrated approaches (from investment and retirement planning, to liability management, tax minimization and estate planning strategies).

There are no shortcuts to providing superior wealth management. By managing investment risk and clients’ expectations, we can help them enjoy positive and enduring benefits. Given the opportunity, we would like to do the same for you.

Team Philosophy

At The Haddad O’Brien Payton Group, we believe that clients appreciate the blend of our team’s energy and more than 80 years of cumulative wealth management experience. This uncommon synergy allows us to bridge generational gaps and talk comfortably and competently with all members of client families.

We also believe:

• Our honesty, sincerity and transparency allows clients to trust the advice and guidance we offer, and that we’re working diligently on their behalf – not for ourselves.

• Talking frequently and thoughtfully with clients helps us update them on progress being made toward their stated goals – and update ourselves on changes in clients’ lives and outlooks.

• It’s incumbent on us to educate clients about the strategy they’ve agreed upon and their role in following it.

• Removing emotion from a client’s investment decisions Removing a client’s emotion is critical to being an effective financial advisor. To accomplish this, we explain the strategy behind their portfolio’s formulation, as well as what they own and why. As a result, we find that market volatility is less likely to cause them undue concern and worry.

• Coordinating with clients’ other trusted advisors allows us to align efforts and allow for optimal tax minimization and estate planning strategies that span generations. We also focus on liability management – looking at ways that clients can benefit from access to specialists at Bank of America, N.A. for residential, commercial and securities-based lending.

• Offering simple explanations are the best way to explain things – regardless of how sophisticated or complex a strategy may be. We are passionate about helping clients feel informed and comfortable with where they stand and what they can expect moving forward.

How we help clients

The various stages in life often require adjustments in your financial and life goals, including:

  • The retirement lifestyle you envision
  • Preparing for the cost of the best education possible for your children and grandchildren
  • Wealth transfer to the next generation
  • Establishment of their legacy through family foundations and philanthropy
  • Diversifying business interests
  • Potential strategies for managing concentrated equity holdings

Capabilities

Years of experience working with clients through multiple market fluctuations have given us insight into how we may best help you pursue your goals. Working collaboratively, we can develop a personalized investment strategy specifically designed to pursue your lifestyle goals, no matter the financial environment. Your objectives, time horizon, liquidity needs, investment style and, perhaps most importantly, your sensitivity to risk will be taken into account. This can help ensure your financial strategy is aligned to what matters most to you.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      We believe it’s important that you seek the advice and guidance of an experienced financial advisor who can thoughtfully analyze your situation, work with you to identify potential solutions that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management approach for the future.

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      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.