Brandon T. Smith & Associates

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Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Clarissa Goolsby

Clarissa Goolsby

Wealth Management Banking Specialist

Peter Fox

Peter Fox

Investment Advisory Specialist

Jonathan J Sadler

Jonathan J Sadler

Senior Wealth Management Lending Officer NMLS # 589863

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

It’s Not Just About Your Money. It’s About Your Entire Life.

When it comes to money, the way you make choices determines your entire life. Money isn’t just financial – it’s emotional. It’s not simply monthly statements, spreadsheets, and stock tickers; it’s about the countless number of choices you make every day, both big and small, that affects your life today and in the future. 

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“Your financial life is the sum of all your decisions about money. The only way to improve your life is to improve the way you make choices.” – Brandon T. Smith

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We think it’s important to take into consideration both the functional and emotional side of money. This starts by putting your life and your priorities at the center. By getting clarity of what you want your money to do for you, you can get control over your finances. Building wealth is intentional and successful planning leads to financial security. This approach is all about clarity, accountability, and taking ownership of your future. 

Let's take the next step together.

It’s About People. Not Products.

We think healthy client relationships are key for mutual success. We want to know your kids’ names, how hard you worked to get where you are, how you define a successful life, and how you view investing. A healthy financial life starts with answering these questions. We want to understand the “why” behind your money. When we work together for common goals you’re one step closer to the life you want. Here’s our promise:

Partnering. You’re not just a client with us. We believe in partnering with you and getting to know you so we can work together on your terms.

Advice. We provide access to commentary and insights from Merrill experts and advice that is understandable, relevant, and actionable.

Choice. We offer a broad range of investment options from leading asset managers across the industry.

Transparency. We’ll be open and honest in all aspects of our relationship, including what you pay for our services and the thinking behind our advice.

Value. We design our offerings and services with a goal of keeping costs low, so you have more money to invest.



We Work With Goal-Oriented Individuals, Families, and Entrepreneurs

We have the privilege of working with corporate executives, business owners, doctors, lawyers and entrepreneurial minded people. Some of the best days we have professionally are when clients confidently make the decision to retire, start a business, or send their child to college. That is why we do what we do. We are passionate about your future.

True financial success can be achieved when you are able to make smart investment decisions and necessary trade-offs that can help you secure a better financial future.  So whether you’re planning your retirement, saving to buy a home, or funding a child’s education, we start by getting to know you.  



 
 

Charting Your Financial Future

You can’t feel good about your finances unless you know exactly where you are, where you want to go, and how much you may need to get there. Traditional wealth management plans are static and don’t account for life’s inevitable changes. It’s like taking off on a long trip with the destination in mind – but without anticipating the twists, turns, detours and traffic you’re likely to encounter along the way. Conventional advisors simply plot your course and hope for the best.
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“Building wealth is intentional, and the security you get from it starts with making smart, informed decisions." – Brandon T. Smith

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A Better Way Forward

To feel confident you’re moving in the right direction you need clarity and control over your financial life. We have developed a different approach - one that focuses on you but is flexible enough to adjust when your life and markets inevitably change.  

We help you accomplish this by following these six steps:

1. Understanding what money really means to you
2. Charting and prioritizing your entire financial life
3. Tracking your goals and identifying changes to keep you on
    track
4. Having an action plan to prioritize, implement, document, and
    review your finances
5. Ensuring you have ongoing guidance and reporting details so
    you’re always aware of where you stand
6. Taking steps to help you and your family preserve income
    during challenging times

By starting this journey you will be better equipped to make the best financial choices, which means better outcomes for you and your family. Your life and the world around you are always changing, but we want you to always move forward with confidence.



Making Every Portfolio Personal

Every investor has needs and priorities that change over the course of their life. Your investment portfolio should align your money and personal aspirations to help you live the life you want to lead.

To accomplish that, we take a different approach.

As with life, investing requires trade-offs. What’s more important for you:

- Keeping costs low?
- Managing tax implications?
- Capturing performance?
- Protecting from bad markets?
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“Most investors pay too little attention to investment fees and taxes and it costs them over time.” – Brandon T. Smith
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Our team works with some of the nation’s top managers to individualize portfolios built around what really matters to you. We collaborate with you and our dedicated team of 126 investment professionals to construct a flexible portfolio that:

- Reflects your life goals and values
- Balances investment trade-offs and preferences
- Invests in strategies truly customized for you
- Tracks, rebalances and adapts as your life and priorities change

The result is an investment plan you can stick to and believe in.

Your Financial Strategy

We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

    Monitoring changes in your life and to your goals
    Monitoring changes in your life and to your goals

    Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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    Access to what you need, when you need it

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool

      *Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill Lynch?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      Getting to know you is our primary goal.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.

      Adjusting your plan as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.