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Borchers Bramel Wilkison & Associates

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Big changes in healthcare – will they change your financial life?
Big changes in healthcare – will they change your financial life?

Watch experts answer key questions to help you and your employees prepare for rising costs and game-changing innovations in our healthcare system.

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Big changes in healthcare – will they change your financial life?
Big changes in healthcare – will they change your financial life?

Watch experts answer key questions to help you and your employees prepare for rising costs and game-changing innovations in our healthcare system.

Learn More

Merrill Lynch

Borchers Bramel Wilkison & Associates

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Merrill Lynch
Wealth Management

The playbook for a meaningful tomorrow can be different for every family. Drawing on a structured process and our deep devotion to working together, we can design the right approach to help target your goals.

Borchers Bramel Wilkison & Associates

Welcome

We believe that a desire to address the needs of your family is at the heart of why people have financial goals. Whether your life’s “to do list” is large or small, or simply to help maintain your lifestyle in an uncertain world, working toward your goals shouldn’t be intimidating. That’s why we take the time, however long that may be, to help you understand how the financial steps you take today can be worth your commitment. 

Our team of financial advisors and client associates have diverse backgrounds, personalities, and complementary skills that can allow us to offer wealth management planning that is customized to each family. By understanding what the right financial approach may be for you and then being able to offer the broad investing insights of Merrill, and with access to the banking convenience of Bank of America, we believe your goals can be within reach.

Philosophy

We believe the effort we put in today to design each unique client relationship goes to the heart of the value we can offer. We strive to do that:

  • With a deep devotion to a disciplined approach that can help guide you at every stage of the wealth management process;
  • By helping you target your needs with a financial strategy that you can understand;

  • With our dedication to client education, helping you recognize the connection between your financial behavior and how well you may fare in pursuit of your goals;
  • With a commitment to clear and transparent communications so that you can have a simple regimen to help you follow your financial approach;

From helping you maintain your lifestyle to creatively using your wealth to shape your legacy, we are committed to staying on top of your family’s needs, and believe the relationship we can build together can appreciate in value in the years to come.

Working With Us

While we work with markets that can be unpredictable, we strive to do nearly everything we can to make how you work with us predictable. That starts with the groundwork we do together during the initial wealth planning process. Your input is respected and our team has the flexibility to adapt to your individual preferences, and to each family member we interact with. We listen and can turn the dial up or down according to the level of attention and services we can offer to assist you in pursuing each of your goals. Examples we can help customize, may include:

  • Who on our team you work with and for which services
  • What services we offer and how you pay for them
  • How often and in what manner you want us to contact you
  • Under what circumstances do you want us to revisit your financial strategy
  • Who in your family you want included in our conversations
Above all, remember that we work for you and you don’t need to seek our permission to spend or distribute your wealth. For instance, suppose you want to build an addition on your home. You may seek our viewpoint on what assets you may want to use, or how to finance it and when to start, but it’s your call. Our commitment is to work efficiently to help you follow through on your wishes.

Capabilities

We follow an integrated approach to wealth management that can help you address virtually every financial challenge you face. We can assemble for you the expansive tools, technology and insights of Merrill and also offer access to the banking, credit and lending of Bank of America, to offer a range of potential solutions designed to meet the needs of business owners and executives, professionals, and families with multi-generational wealth.

We can help business owners build company benefit plans and offer access to Bank of America for help in addressing cash flow, lending and other bank-related needs. For clients nearing retirement we offer a range of capabilities, including retirement income planning and wealth transfer solutions from Merrill and access to estate planning services and philanthropic solutions through Bank of America.

With your permission we can also work closely with your other professionals, such as attorneys, accountants and tax specialists, to help you pursue your goals.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

John M Borchers

Forbes “Best-in-State Wealth Advisors”  2020 and 2021

Kelly Bramel

Working Mother/SHOOK Research’s Top Wealth Adviser Moms in 2020

Forbes’ “America’s Top Women Wealth Advisors” 2020

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.