Collins Robertson Terrill & Associates

Merrill Lynch

Collins Robertson Terrill & Associates

Wealth Management Group

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Collins Robertson Terrill & Associates is committed to helping affluent individuals and their families, business owners and professionals develop strategies to manage their wealth and pursue their financial goals, as well as assist corporate clients with their cash management and 401(k) retirement plan needs.

Collins Robertson Terrill & Associates

Expansive Capabilities and Individualized Strategies

Truly caring about you and your financial well-being is the foundation of our team. Located in Portland, Oregon, we are a skilled team with more than 100 years of collective experience developing wealth management strategies. As of March 31st, 2018, clients have entrusted us with more than $1 billion in account balances.

From retirement and estate planning services to corporate services for businesses, we strive to help simplify your financial life by connecting the different pieces. We focus on:

- Business Succession and Liquidity Events
- Retirement Planning and 401(k) Services
- Corporate Cash Management
- Legacy Planning and Wealth Transfer
- Investment and Portfolio Management
- Risk Management

Our integrity, discipline and diligence, combined with our experience and ability to communicate effectively, are the cornerstones of our client relationships. We believe that in order to create individualized strategies, it is vital to clearly understand and share your vision.

An Integrated and Engaged Approach

We strive to learn all we can about you and the role of wealth in your life.

We use the goals-based wealth management process to sharpen your financial vision, organize a financial strategy and advise and guide you in building an investment portfolio.

With our goals-based wealth management process, we help you:

- Understand Your Financial Situation
- Articulate Needs and Goals
- Define and Refine Approach
- Implement Goals-Based Portfolios
- Review Progress to Goals

Investments: A Core Focus

We believe that investing for the long term requires discipline, quality investment managers and careful implementation of your investment strategy. Our core focus for your account management:

- Asset Allocation
- Understanding Your Risk Profile
- Diversification
- Discretionary Portfolio Management
- Regular Reviews of Portfolio to Financial and Lifestyle Goals

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Taking the Time to Understand What You Value Most

Our belief is that clients come first. To that end, you may have a primary relationship with one of us, but we work as a team to blend our collective skills. The clients we serve include affluent individuals and their families, business owners and professionals, whom we assist in moving toward their most important goals.

We take a thorough approach that encompasses your current financial situation, interim objectives and long-term investment goals. We believe that in order to create individualized strategies, it is vital to clearly understand and share your vision.

In addition to asking thoughtful questions about your financial goals, we also want to hear about your business, dreams, family, lifestyle, ambitions and priorities. The result is a wealth management strategy based on what is important to you and your family—one that helps address your concerns, goals, time horizons, liquidity needs and tolerance for risk. Our mission is to help you pursue your objectives by working with you to connect the various pieces of your financial life.

  • Integrity, diligence and effective communication are the cornerstones of our relationships with clients. By learning about your financial objectives and concerns, we are better able to recommend wealth management strategies designed to help you move toward your most important goalsOliver Collins, CRPC®, CRPS®, Senior Vice President, Senior Consultant

Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Christie Pacholl

Christie Pacholl

Wealth Management Banking Specialist

Ryan C Johnsen

Ryan C Johnsen

Senior Wealth Management Lending Officer NMLS # 432340

Clint A Eddy

Clint A Eddy

Trust Specialist

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.

Transcript of Video 

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.