Leverage Our Experience to Your Benefit

Glenn Baumer is a strategy-oriented wealth management advisor with a broad knowledge base shaped by years in the financial services business. He has over 35 years of experience, offering advice and guidance to individuals, families and businesses. He appreciates the complexity of managing wealth today and is well aware of the stresses facing business owners and entrepreneurs. He speaks the language of business.

Breanne Pfeffer and Tiffany Nguyen are mature, attentive and responsive client service associates. They round out the team and are committed to delivering a client experience that exceeds your expectations.

A Holistic Approach to Wealth Structuring
Glenn doesn't hurry you into making investment decisions. He emphasizes discovering and understanding the financial risks, liquidity needs and time horizon in your life and then structuring your wealth and investments accordingly. Wealth structuring addresses issues ranging from funding your current lifestyle, to investments to meet education expenses, to the most efficient way to pursue legacy planning or philanthropic goals—and other investment objectives that may be important to you.

Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop an approach designed to help address your financial needs.

A Disciplined, Consistent Process

We manage each relationship in a personal, customized way, and our process revolves around the client. The components of our process are based largely on the Merrill wealth management process, and we rely on a host of Merrill diagnostic and analytical tools to help you to develop your wealth strategy.

Investments
Glenn's primary objective is to help you come up with a customized strategic asset allocation that is aligned with your risk profile, and to structure an investment portfolio that is appropriately diversified for you. He considers your time horizon, tolerance for risk, liquidity needs, income needs and tax situation to make suggestions.

He believes in the value of outside professional investment management, and we work to complement our strength in strategic asset allocation with a similar skill in searching for and selecting appropriate managers for your portfolio. Using outside managers allows Glenn to consider a broader range of global asset classes.

For certain qualified investors, Glenn may recommend alternative investments to diversify more deeply.

Investment Philosophy
Glenn's investment philosophy leans to the conservative side; he is not an aggressive investor who strives for unsustainable high returns.


*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

Expansive Capabilities

As a gateway to the investment resources of Merrill and the banking convenience of Bank of America, we can amplify our value to you by offering access to services and products for every aspect of your financial life.

*Options involve risk and are not suitable for all investors. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document Characteristics and Risks of Standardized Options. This document is available by contacting your Merrill Financial Advisor.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.