Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Senior Financial Advisor
Senior Portfolio Advisor
Ray is committed to building deep relationships with clients and helping them design financial strategies aimed at making a difference to their families for generations to come. His clients include many entrepreneurs, as well as business executives. Ray himself owned a small business for seven years prior to joining Merrill Lynch in 2010. He has also worked as a financial analyst and in payroll and 401(k) administration.
Ray holds the Chartered Retirement Planning Counselor (CRPC®) designation, awarded by the College for Financial Planning.
A graduate of Rider University in Lawrenceville, NJ with a Bachelor's degree in Finance, Ray served on the boards of his alumni association and the Upper Bucks County Chamber of Commerce. He and his wife, Anastasia, live in Easton, Pennsylvania with their three children.
Ray is involved in the Athletic Association in his township where he coaches Basketball, Lacrosse & Soccer.
Our team is involved with local communities, assisting charitable organizations such as AHEPA Homer Chapter 65 of Bethlehem. For more information about how we can help you pursue your goals and dreams, contact us at your convenience.
Our experts examine the forces that are changing the world – and how they may impact your life
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer NMLS # 1181094
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
There is no substitute for a one-on-one relationship with a Merrill Lynch financial advisor committed to your needs – a caring advisor who can leverage the investment insights of Merrill Lynch and access to the banking convenience of Bank of America to help clients face today’s financial and economic landscape. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.