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Stephen J Ianniccari

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Profile

Through the investment insights provided through Merrill and banking convenience of Bank of America, Steve and his team can help address the various aspects of clients’ financial lives. Utilizing a tailored wealth management approach—including retirement income planning, estate planning services, concentrated holdings and tax minimization strategies—Steve commits himself to creating customized financial strategies designed to help clients pursue desired outcomes while building, managing, and preserving their wealth for current and future generations.

Community involvement is integral to our practice-in how we interact with clients and communities and how we can make an impact outside of the office as well.  Steve currently serves on the board of the Concordville-Chadds Ford Rotary Club as well as an ambassador for the Delaware County Chamber of Commerce.  Steve is an active member of the Penn State Alumni Association, a lifetime resident of Pennsylvania, and currently lives in Garnet Valley with his wife and son.

  • EDUCATION

    Penn State University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Christopher Caradec

Christopher Caradec

Trust Specialist

Bank of America, N.A.

Elizabeth M Burlinson

Elizabeth M Burlinson

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #364508

James F Ade

James F Ade

Retirement Specialist

Merrill Lynch

Past Events

The Washington Update with Jeff Bush

September 15th, 2020|2:00 PM - 3:00 PM EDT

You’re invited: The Washington Update with Jeff Bush - Tuesday, September 15, 2020 - 2:00 p.m. to 3:00 p.m. 

Please join the Suburban Philadelphia Market for The Washington Update 2020 with Jeff Bush. Jeff will provide an overview of the political environment, prospective legislation, and strategies for investment and retirement planning. Jeff Bush is known for his unique ability to translate difficult and confusing information coming out of Washington D.C. into winning growth strategies for business owners, executives and high net worth investors. Jeff is a colleague of Andy Friedman and an integral part of The Washington Update, the industry’s nonpartisan experts on all things Washington.

Pre-registration:  Please click here to pre-register for the event. 
Your Financial Advisor will provide you with details to access the meeting virtually. You will also need to pre-register for a pin # to join the call

    Insider's Preview of U.S. Open Championship

    September 15th, 2020|5:00 PM - 5:45 PM EDT

    Bank of America presents a special preview of the 120th U.S. Open Championship, just the second golf major to be played in the 2020 season.

    Golf Channel host, Cara Robinson Banks, will be joined by two-time U.S. Open champion, Curtis Strange, to discuss top storylines headed into championship play and insights from the booth and course.

    Register here by Monday, September 14th. 

     
    Virtual program timing
    5 –5:45 p.m. ET // 2 –2:45 p.m. PT

    Additional details
    •Guests will have the opportunity to pre-submit questions for talent within the registration link
    •Please click the ‘Add to Calendar’ button once registration is complete to obtain and save the program link

      Leadership in Turbulent Times

      September 24th, 2020|4:30 PM - 5:30 PM EDT

      As the United States and the world grapple with the devastating impact of the COVID-19 pandemic, America’s “historian-in-chief” Doris Kearns Goodwin reflects upon our shared past to put into context this defining moment in our nation’s history: A crisis so daunting, so deadly and economically damaging that it has completely upended our everyday lives. History provides lessons. History provides solace. History provides hope.

      Thursday, September 24, 2020 | 4:30 p.m. – 5:30 p.m. ET

      • 4:30 p.m. Welcome and Introduction - Lindsay Hans (Managing Director, Mid Atlantic Division, Merrill) Fireside Chat with Doris Kearns Goodwin (Presidential Historian and Pulizter Prize-winning Author)
      • 5:10 p.m. Q&A
      • 5:30 p.m. Virtual Discussion Concludes

      *Please RSVP by September 18, 2020 with this link.

      Webcast details will be provided to attendees closer to the event date.

        Where do we begin? It starts with you.

        At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

        Understanding Your Life

        Welcome

        My mission, first and foremost, is to understand you and what matters most to you. To take the time to ask hard, smart questions and listen carefully, then understand in great detail, exactly where your wealth stands today and where you’d like it to be tomorrow. I then help you design and implement a customized wealth management approach that helps you and your family pursue personal financial goals while helping manage investment risk. My approach is about designing potential solutions to help turn goals into reality.

        Philosophy

        We live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are amended. That's why I believe that you and your situation are the best starting points from which to help plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. Because by understanding you and your priorities, I can more effectively offer my experience and resources and help you build a financial framework that is rooted in the unique complexities of your life.

        Approach

        Wealth Management is a dynamic process. As I focus on you today and help you identify your goals for tomorrow, we can strive to work together throughout life’s ups, downs, triumphs, and transitions. Helping you pursue your goals starts with getting to know you and your family. My job is to first understand what matters most to you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities. I will be here to help you make adjustments to your wealth management approach if and when necessary over time.

        Social Impact Investing

        As part of the planning process we undertake with you, we can also discuss your sustainable and impact preferences. By looking at your financial and impact goals together, we can create an investment approach designed to help you drive positive change while pursuing competitive returns. Our Chief Investment Office has classified impact into four themes: People, Planet, Principles of Governance and Prosperity, each of which may be reflected in your portfolio.

        *Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other approaches or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG approaches may rely on certain values-based criteria to eliminate exposures found in similar approaches or broad market benchmarks, which could also result in relative investment performance deviating.

        DISCLOSURE: The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.
         

        Focus On High-Net-Worth Individuals and Families

        We’re fully versed in the many issues that affect wealth management. No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:

        • Health: Managing healthcare expenses, now and in the future
        • Home: Upsizing, downsizing, remodeling or buying a vacation home
        • Family: Taking care of your family and other people in your life
        • Leisure: Spending your free time in meaningful ways
        • Giving: Volunteering, mentoring and giving to charities
        • Work: Working in retirement, selling or starting a business
        • Finance: Bringing it all together; defining your financial goals
        We work closely with other professionals to help clients pursue their wealth management goals, drawing on the investment insights of Merrill and offering access to the banking convenience of Bank of America as we do so.

        Your approach to investing

        Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

        Understanding your goals and priorities

        Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

        Your Financial Approach

        We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

        FAMILY
        Taking care of your family and other people in your life
        • Trust & Estate Planning Services4
        • Education Funding1
        • Insurance3
        HEALTH
        Planning for healthcare expenses now and in the future
        • Long-term Care Insurance3
        • Health Savings Account2
        • Disability Insurance3
        HOME
        Upsizing, downsizing, remodeling or buying a vacation home
        • Home Loans2
        • Home Equity Lines of Credit2
        • Securities-Based Lending2
        • Credit Cards2
        WORK
        Working in retirement, selling or starting a business
        • Bank of America Business Banking2
        • Exchange Funds1
        • Concentrated Stock Management1
        • Succession Planning1
        LEISURE
        Spending your free time in meaningful ways
        • Credit Cards2
        • Securities-Based Lending2
        • Structured Lending2
        GIVING
        Volunteering, mentoring others and giving to charities
        • Donor-Advised Funds4
        • Private Foundations4
        • Charitable Trusts4
        FINANCE
        Using your finances to bring it all together
        • Merrill Investment Accounts1
        • Investment Advisory Accounts1
        • Alternative Investments1
        • Exchange-Traded Funds1
        • Mutual Funds1
        • Closed-end Funds1
        • Fixed Income Products1
        • Options1
        • Annuities3
        • Impact Portfolios1
        • Market-Linked Investments1
        • Securities-Based Lending2
        • Margin1
        • Home Loans2
        • Bank of America Checking and Savings Accounts2
        • Credit Cards2
        • Online Account Access1,2

        1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
        2 Banking, mortgage and home equity products offered by Bank of America, N.A.
        3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
        4 Trust and fiduciary services are provided by Bank of America Private Bank.

        Staying on Track

        We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


        Periodic reviews to help you
        stay on track

        We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


          Monitoring changes in your life
          and to your goals

          Your life and goals change. As these changes occur, we can update your approach to reflect them.

          Wealth Management Your Way

          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


            Merrill_Capabilities_Brochure.png  

            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.