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Stephen J Ianniccari

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Profile

Through the investment insights provided through Merrill and banking convenience of Bank of America, Steve and his team can help address the various aspects of clients’ financial lives. Utilizing a tailored wealth management approach—including retirement income planning, estate planning services, concentrated holdings and tax minimization strategies—Steve commits himself to creating customized financial strategies designed to help clients pursue desired outcomes while building, managing, and preserving their wealth for current and future generations.

Community involvement is integral to our practice-in how we interact with clients and communities and how we can make an impact outside of the office as well.  Steve currently serves on the board of the Concordville-Chadds Ford Rotary Club as well as an ambassador for the Delaware County Chamber of Commerce.  Steve is an active member of the Penn State Alumni Association, a lifetime resident of Pennsylvania, and currently lives in Garnet Valley with his wife and son.

  • EDUCATION

    Penn State University

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Christopher Caradec

Christopher Caradec

Trust Specialist

Bank of America, N.A.

Elizabeth M Burlinson

Elizabeth M Burlinson

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #364508

James F Ade

James F Ade

Retirement Specialist

Bank of America, N.A.

Upcoming Events

2021 Market & Portfolio Update

March 18th, 2021|4:30 PM - 5:30 PM EDT

Please join Derek Harris (Head of Wealth Management Portfolios for BofA Research) and his colleague, Justin Devery for a lively discussion on the current market environment. They will discuss both the risks and the opportunities in the market by leveraging recent reports from Bank of America’s world-class Research department. As a visual aid, they will feature key tables and charts on the screen to help illustrate their talking points. In addition to market commentary, they will also discuss how they are actively managing each of the 6 Research portfolio strategies – Income, Income & Growth, Growth, International, Midcap and Large Cap Defensive. After their discussion, they are happy to take any and all questions.

*Please click here to Pre-register for the event. 

    For more information: 610.668.6140 or Stephen.J.Ianniccari@ML.com

    A Conversation with Caroline Johnson

    March 23rd, 2021|4:30 PM - 5:30 PM EDT

    In recognition of International Women’s Day, please join us for an insightful and interactive conversation on leadership, determination and resilience with Caroline Johnson.

    After spending the last ten years as a Navy F/A-18, Weapons Systems Officer flying in fighter jets, managing programs, and instructing leadership at the US Naval Academy, Caroline shares the leadership lessons she learned in the Navy to educate, empower, and inspire.

    Tuesday, March 23, 2021 | 4:30 p.m. – 5:30 p.m. ET
    4:30 p.m. Welcome and Introduction: Lindsay Hans (Managing Director, Mid Atlantic Division, Merrill) Fireside Chat with Caroline Johnson and Deborah Shepherd (Managing Director, Short Hills Market Executive, Merrill)
    5:15 p.m. Q&A
    5:30 p.m. Event Concludes

    Secure your spot today by clicking this link to register. 

    *Webcast details will be provided to attendees closer to the event date

      For more information: 610.668.6140 or Stephen.J.Ianniccari@ml.com

      Past Events

      Big Brothers Big Sisters Independence

      February 25th, 2021|4:30 PM

      Please join us for a discussion with Marcus Allen, CEO of Big Brothers Big Sister Independence, the organization that offers youth mentoring programs to children in Southeastern PA and Southern NJ. It’s the largest one-to-one mentoring program in the Commonwealth and the third largest Big Brothers Big Sisters Agency in the nation.

      Mr. Allen is a respected community leader and sought-after speaker for a variety of topics, including Mentoring, Diversity, Equity & Inclusion, Leadership Development, Board Governance, Economic Issues, Educational Excellence and Nonprofit Management. His op-eds have been featured in The Philadelphia Inquirer, and he is a frequent guest on several local and national radio and tv.

      Please click here to pre-register for the event. 

        The Washington Update with Jeff Bush

        February 18th, 2021|4:30 PM - 5:30 PM EDT

        Please join the Suburban Philadelphia Market for The Washington Update 2021 with Jeff Bush. Jeff will provide an overview of the political environment, prospective legislation, and strategies for investment and retirement planning. Jeff Bush is known for his unique ability to translate difficult and confusing information coming out of Washington D.C. into winning growth strategies for business owners, executives and high net worth investors. Jeff is a colleague of Andy Friedman and an integral part of The Washington Update, the industry’s nonpartisan experts on all things Washington.

        Please click here to pre-register for the event. 

          Outlook 2021: A World in Transition

          December 17th, 2020|2:00 PM - 2:30 PM

          Please join us on Thursday, Dec. 17th at 2:00 pm Eastern for Outlook 2021: A World in Transition. Featuring expert panelists who will discuss the outlook for the U.S. economy, businesses as well as trade and foreign policy. This video will be available on demand following the broadcast.        

          Please click here to register for the event.
          Thursday, December 17th, 2020 | 2:00 p.m. – 2:30 p.m. ET

          2:00 p.m. Welcome and Introduction
          2:30 p.m. Virtual Discussion Concludes

            Where do we begin? It starts with you.

            At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

            Understanding Your Life

            Approach

            Wealth Management is a dynamic process. As I focus on you today and help you identify your goals for tomorrow, we can strive to work together throughout life’s ups, downs, triumphs, and transitions. Helping you pursue your goals starts with getting to know you and your family. My job is to first understand what matters most to you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities. I will be here to help you make adjustments to your wealth management approach if and when necessary over time.

            Social Impact Investing

            As part of the planning process we undertake with you, we can also discuss your sustainable and impact preferences. By looking at your financial and impact goals together, we can create an investment approach designed to help you drive positive change while pursuing competitive returns. Our Chief Investment Office has classified impact into four themes: People, Planet, Principles of Governance and Prosperity, each of which may be reflected in your portfolio.

            *Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other approaches or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG approaches may rely on certain values-based criteria to eliminate exposures found in similar approaches or broad market benchmarks, which could also result in relative investment performance deviating.

            DISCLOSURE: The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.
             

            Welcome

            My mission, first and foremost, is to understand you and what matters most to you. To take the time to ask hard, smart questions and listen carefully, then understand in great detail, exactly where your wealth stands today and where you’d like it to be tomorrow. I then help you design and implement a customized wealth management approach that helps you and your family pursue personal financial goals while helping manage investment risk. My approach is about designing potential solutions to help turn goals into reality.

            Philosophy

            We live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are amended. That's why I believe that you and your situation are the best starting points from which to help plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. Because by understanding you and your priorities, I can more effectively offer my experience and resources and help you build a financial framework that is rooted in the unique complexities of your life.

            Focus On High-Net-Worth Individuals and Families

            We’re fully versed in the many issues that affect wealth management. No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:

            • Health: Managing healthcare expenses, now and in the future
            • Home: Upsizing, downsizing, remodeling or buying a vacation home
            • Family: Taking care of your family and other people in your life
            • Leisure: Spending your free time in meaningful ways
            • Giving: Volunteering, mentoring and giving to charities
            • Work: Working in retirement, selling or starting a business
            • Finance: Bringing it all together; defining your financial goals
            We work closely with other professionals to help clients pursue their wealth management goals, drawing on the investment insights of Merrill and offering access to the banking convenience of Bank of America as we do so.

            Your approach to investing

            Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

            Understanding your goals and priorities

            Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

            Your Financial Approach

            We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

            HEALTH
            Planning for healthcare expenses now and in the future
            • Long-term Care Insurance3
            • Health Savings Account2
            • Disability Insurance3
            HOME
            Upsizing, downsizing, remodeling or buying a vacation home
            • Home Loans2
            • Home Equity Lines of Credit2
            • Securities-Based Lending2
            • Credit Cards2
            WORK
            Working in retirement, selling or starting a business
            • Bank of America Business Banking2
            • Exchange Funds1
            • Concentrated Stock Management1
            • Succession Planning1
            LEISURE
            Spending your free time in meaningful ways
            • Credit Cards2
            • Securities-Based Lending2
            • Structured Lending2
            GIVING
            Volunteering, mentoring others and giving to charities
            • Donor-Advised Funds4
            • Private Foundations4
            • Charitable Trusts4
            FINANCE
            Using your finances to bring it all together
            • Merrill Investment Accounts1
            • Investment Advisory Accounts1
            • Alternative Investments1
            • Exchange-Traded Funds1
            • Mutual Funds1
            • Closed-end Funds1
            • Fixed Income Products1
            • Options1
            • Annuities3
            • Impact Portfolios1
            • Market-Linked Investments1
            • Securities-Based Lending2
            • Margin1
            • Home Loans2
            • Bank of America Checking and Savings Accounts2
            • Credit Cards2
            • Online Account Access1,2
            FAMILY
            Taking care of your family and other people in your life
            • Trust & Estate Planning Services4
            • Education Funding1
            • Insurance3

            1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
            2 Banking, mortgage and home equity products offered by Bank of America, N.A.
            3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
            4 Trust and fiduciary services are provided by Bank of America Private Bank.

            Staying on Track

            We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


            Periodic reviews to help you
            stay on track

            We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


              Monitoring changes in your life
              and to your goals

              Your life and goals change. As these changes occur, we can update your approach to reflect them.

              Wealth Management Your Way

              MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

              Your advisor is a click away within our site or mobile apps

              You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

              Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

                Let’s Have a Conversation

                We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

                Why Merrill?

                As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


                Merrill_Capabilities_Brochure.png  

                We put you first, every day.
                Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

                Personalized advice from a dedicated financial advisor.

                We get to know you and your family, your financial situation and what matters most to you.

                Adjusting your investment approach as your life and the markets change.

                We will work to help you stay on track, regardless of what the markets are doing.

                A comprehensive approach, built around your life’s priorities.

                Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.