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Pfeffer/Stockard/Cacchione/Bauer Wealth Management Group

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Merrill lynch

Pfeffer/Stockard/Cacchione/Bauer Wealth Management Group

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Merrill Lynch
Wealth Management

As a team of Merrill Lynch Wealth Management financial advisors, we offer investment advice and approaches guided by understanding your life’s goals, risk tolerance, time horizon and liquidity needs.
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Welcome

Our mission is to understand you and what matters most to you. To take the time, to ask hard, smart questions and to listen carefully, then to understand, in great detail, exactly where your wealth stands today, and where you’d like it to be tomorrow. We help you design and implement a customized wealth management approach that helps you and your family pursue your personal financial goals while helping manage investment risk. Our wealth management approach is about using wealth to help turn goals into reality.

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Individual Investors

We are committed to understanding what matters most to you and what you want to accomplish with your assets. We help to create a financial strategy that is built around your priorities and the advice you need to simultaneously address fluctuations in the market and changes in your life. Our relationship with you is one of mutual trust and respect. Our highly credentialed team members hold numerous external designations, including the CERTIFIED FINANCIAL PLANNER (CFP®) certification, the Certified Investment Management Analyst (CIMA®), the Chartered Retirement Planning Counselor (CRPC®) designations, as well as the retirement benefit plan specific Certified 401(k) Professional (C(k)P®) and Certified Plan Fiduciary Advisor (CPFA) designations. Our disciplined investment process is designed to deliver a customized, yet consistent, top-tier client experience. Our integrity is demonstrated through our transparency. We welcome the opportunity to help protect your wealth, to continue to grow your assets in a smart, tax-efficient way, and to help ensure your investments are a reflection of your priorities.

Our team focuses on helping businesses design and implement retirement benefit plans that allow both plan sponsors and employees to work toward accomplishing their financial goals. We are among a select group of Merrill financial advisors who are approved as Retirement Benefits Consultants. This title, which highlights our competence and experience in working with complex defined-contribution and defined-benefit needs, allows us to offer services to clients seeking an effective, lasting solution. We serve as a 3(21) Fiduciary and advise clients on their retirement plan investment line-up. In addition, our highly credentialed team members hold numerous external designations, including the CERTIFIED FINANCIAL PLANNER (CFP®) certification, the Certified 401(k) Professional (C(k)P®), the Certified Plan Fiduciary Advisor (CPFA), and the Chartered Retirement Planning Counselor (CRPC®) designations. These involve rigorous training that our team members draw on in working with corporate executives and benefit plan sponsors and participants. Our corporate and nonprofit clients look to us to provide tested, well-thought-out strategies, improve retirement plan performance, document sound fiduciary process, and mitigate risk, all while delivering top-tier service.

Institutional Investors

We help you manage your business and personal finances as two parts of an integrated whole. We know that your life and your life’s work are linked, so we take the time to gain an in-depth understanding of your goals and your business in order to propose strategies that address your needs both at work and at home. We can provide access to the investing insights of Merrill and the banking convenience of Bank of America to address your multifaceted financial needs. Whether you need financing and cash management, retirement and benefit plans, or business protection and succession planning, together, we’ll seek to achieve meaningful outcomes for you and your employees.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Gregg A Pfeffer

Forbes “Best-in-State Wealth Advisors”  2021

John P Stockard

Forbes "Best-in-State Next Generation Wealth Advisors" in 2019

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Antonio Caruso

Antonio Caruso

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #572969

Jeremy Floberg

Jeremy Floberg

Trust Specialist

Bank of America, N.A.

Michael Passodelis

Michael Passodelis

Wealth Management Banking Specialist

Merrill

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.