The Habecker Greiner Group

The Habecker Greiner Group has been helping affluent individuals and families develop customized long-term wealth management strategies since 1981. Our team takes a hands-on, goals-based approach to serving a diverse clientele of retirees and pre-retirees around the country.

We draw on more than 80 years of combined financial experience at Merrill and provide traditional service to clients. Many of our relationships span more than three decades and several generations. We believe that our dedication to a consistently high level of service and our attention to detail are the reasons that a high percentage of clients remain with us through many years and various markets.

Whether you are accumulating wealth or are relying upon income generated by your assets to maintain your retirement lifestyle, we offer insightful advice and guidance to help address your financial needs.

Our Approach to Financial Guidance

We understand that wealth management is not just about assets and liabilities. When developing strategies, we focus on more than investable wealth. Our process begins by sitting down with you to learn what is important to you and why. This knowledge forms the basis for the recommendations we make.

In addition to your financial data, we ask about your:

• Retirement and wealth transfer goals
• Liquidity needs
• Time horizon
• Risk tolerance
• Spending patterns
• Expectations for return

Before proposing any strategies, we will describe how we invest and why, and inform you of any fees you may incur. Throughout our relationship we seek to communicate frequently with you about your portfolio, as well as about market developments and new strategies or approaches you may wish to consider.

"We thoroughly explain the strategies we recommend. We want you to understand the various aspects of your investment program. Every decision we make is focused on pursuing the results you want."

Kent C. Habecker, CPM®, CRPC®
Managing Director
Senior Consultant

Our Strategy for Personal Wealth Management

Our experience has taught us that no two clients, or their financial situations, are alike. Everyone has a unique set of challenges, needs and motivations, and the strategies we create for you are tailored to your individual requirements.

Helping you with your investments is just the beginning. Our value to you extends beyond investment management to the highly personalized services and strategies we offer. We want to become a valued resource for you, your family and future generations by providing:

• Risk management strategies
• Tax minimization strategies, in collaboration with your tax advisor
• Wealth transfer strategies
• Retirement planning services
• Access through Bank of America to credit and lending services

We can provide you with advice and guidance and help you to:

• Establish objectives—Understanding what is important to clients is our first step in creating a wealth management strategy.
• Set and implement a strategy—We can recommend an individualized asset allocation that incorporates your time horizon, liquidity needs, expected investment return and risk tolerance. With your approval we can execute this strategy.
• Track progress—On a periodic basis we can review your portfolio to try to keep it aligned with your goals and objectives.

Our Investment Philosophy

Investing is a long-term proposition, so we focus on long-term results not short-term market swings. We believe the most important decision you will make is not the specific investments you select; it’s your asset allocation. We can guide you in developing an asset allocation that incorporates your goals, objectives, time horizon, liquidity needs and risk tolerance.

Research is essential to our approach. We use the well-respected research of BofA Global Research and third-party analysts to gain perspective on world events and global economics and capital markets. Drawing on the insights and knowledge these sources impart, we can help you make informed decisions about investments and your overall wealth management strategy.

Discretionary Portfolio Management

Fiona Grant Boltz, CRPC™
Analyst Relationship Management



*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.