Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Phil Zimmerman is a Vice President and Wealth Management Advisor who joined Merrill Lynch Wealth Management in 2005. Prior to joining Merrill, Phil was with Morgan Stanley from 1988 to 2005. Phil graduated from New York University with a BS in Finance, and is also a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Phil also holds the Certified Plan Fiduciary Advisor designation, awarded by the National Association of Plan Advisors.
For Individuals: As a Wealth Management Advisor, Phil helps clients develop and implement highly personalized strategies in the areas of retirement planning, concentrated stock management, college education planning and charitable gifting. He also helps clients focus on estate planning issues and works with their tax and legal advisors in developing their estate plan.
In addition to providing traditional advice and guidance, Phil is a qualified Portfolio Manager who can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.
For Retirement Plan Sponsors: In his capacity as a Retirement Accredited Financial Advisor, Phil assists retirment plan sponsors with plan design geared around optimizing testing issues. He offers access to Merrill's Fiduciary Advisory Services, which encompasses plan menu due diligence, fee benchmarking, employee education and retirement readiness. He also provides access to services that can assist plan trustees and committees with Investment Policy Statement and annual Fiduciary reviews. For more information on this, please go to the Understanding Your Life section near the top of this page, and after that page loads click on Retirement Accredited Financial Advisor.
Phil is on the board of the Delaware County Estate Planning Council and is a member of the Philadelphia Estate Planning Council, the Philadelphia Alliance for Capital & Technologies and the Foreign Policy Research Institute. He also volunteers as a Community City Leader for Bunker Labs, a non-profit incubator for businesses started by veterans.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Central HS Philadelphia
New York University
Our experts examine the forces that are changing the world – and how they may impact your life
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Director, Retirement Plan Specialist
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.