Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Phil Zimmerman is a Vice President and Wealth Management Advisor who joined Merrill Lynch Wealth Management in 2005. Prior to joining Merrill, Phil was with Morgan Stanley from 1988 to 2005. Phil graduated from New York University with a BS in Finance, and is also a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Phil also holds the Certified Plan Fiduciary Advisor designation, awarded by the National Association of Plan Advisors.
For Individuals: As a Wealth Management Advisor, Phil helps clients develop and implement highly personalized strategies in the areas of retirement planning, concentrated stock management, college education planning and charitable gifting. He also helps clients focus on estate planning issues and works with their tax and legal advisors in developing their estate plan.
In addition to providing traditional advice and guidance, Phil is a qualified Portfolio Manager who can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis.
For Retirement Plan Sponsors: In his capacity as a Retirement Accredited Financial Advisor, Phil assists retirment plan sponsors with plan design geared around optimizing testing issues. He offers access to Merrill's Fiduciary Advisory Services, which encompasses plan menu due diligence, fee benchmarking, employee education and retirement readiness. He also provides access to services that can assist plan trustees and committees with Investment Policy Statement and annual Fiduciary reviews. For more information on this, please go to the Understanding Your Life section near the top of this page, and after that page loads click on Retirement Accredited Financial Advisor.
Phil is on the board of the Delaware County Estate Planning Council and is a member of the Philadelphia Estate Planning Council, the Philadelphia Alliance for Capital & Technologies and the Foreign Policy Research Institute. He also volunteers as a Community City Leader for Bunker Labs, a non-profit incubator for businesses started by veterans.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Central HS Philadelphia
New York University
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
Retirement Plan Manager
April 16th, 2020|3:15 PM - 3:45 PM EST
Webex- Provisions in the CARES Act that affect individuals' retirement planning and charitable gifting
If you would like to attend, please e-mail me to get the log-in and call details.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Your advisor is a click away within our site or mobile apps
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Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.