Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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We believe wealth management should go beyond investment advice and asset allocation. We conduct a comprehensive review of your liabilities (mortgage and personal debt) and risk management (life, disability and long term care insurance), to help educate you about your finances and empower you to make decisions. Through this we can provide guidance and strategies based upon your desired financial outcomes rather than attempting to achieve certain investment results.
We are very sensitive to the impact of taxes on investment returns and work alongside your tax and legal advisors to help ensure your full financial well-being is achieved.
For individuals and families in transition (i.e. retirement, sale of a business, death of a spouse, divorce or inheritance), we understand the challenges and concerns those life events can present. Through our expansive resources and network we can provide guidance and create structure to help make those changes easier.
Our investment philosophy is anchored by the following core principles:
• We select investment managers with consistently favorable risk adjusted returns versus their peers. We prefer manager tenure of five to ten years, longer if possible.
• We believe that the single most important determinant of investment returns over time is asset allocation.
• We do not attempt to time markets.
• We recognize the importance of investment expense and tax minimization to the total return of client portfolios.
• We take a total return approach to investing. Investment returns come from both price appreciation and income generated within a portfolio. Either can be “spent” by a client.
We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.
Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.
We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We’ll start by getting to know you and how you feel about the following seven life priorities.:
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Forbes “Best-in-State Wealth Advisors” 2019, 2020
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Trust Officer
Bank of America, N.A.
Wealth Management Lending Officer
Bank of America, N.A.
Wealth Management Banking Specialist
July 8th, 2020|5:30 PM EST
Please be our guest to cook alongside James Beard Award winning
Chef Hugh Acheson from the comforts of your own home.
Hugh was born in Ottawa, Canada where he realized his passion for cooking at age 15. Hugh studied under several established chefs, and soon developed a style of his own forging together the
beauty of the South with the flavors of Europe.
In addition to his restaurants, he is a partner of Punch Bowl Social, with ten national locations. Hugh is a two times James Beard Award winner, for Best Chef Southeast, and Best Cookbook in American Cooking with his book A New Turn in the South. He is a 2019 James Beard Award finalist for “Best Restaurateur”.
Hugh currently operates three restaurants in Atlanta, GA, including
5&10, The National, Empire State South, Spiller Park Coffee,
First & Third Hot Dog and Sausage Shack in SunTrust Stadium.
We will distribute an ingredient list upon receipt of your RSVP.
Learn about the MyMerrill Mobile App.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.